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Remote Va Underwriter Jobs (NOW HIRING)

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

Underwrite FHA, VA, and conventional mortgage loans * Ensure loans meet company, investor, and ... This is a remote, primarily sedentary position that involves extended periods of computer use and ...

Rapid Mortgage

Mortgage Underwriter - DE/SAR

Remote Join a Fast-Paced, High-Performing Team in Mortgage Lending Excellence Rapid Mortgage ... Underwrite loans to current FHA, VA, USDA, and Conventional guidelines. * Perform manual ...

Village Capital & Investment

Senior Underwriter

Henderson, NV · Remote

$100K - $119K/yr

Remote Job Type: Full-Time Company: Village Capital & Investment LLC Introduction: Village Capital ... We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

Knowledge of FHA, VA, and USDA guidelines is a must, including thorough knowledge of the 4000.1 HUD ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

Silverton Mortgage

Senior Mortgage Underwriter

Atlanta, GA · Remote

$112K/yr

Remote Eligible Pay: The total expected pay range including bonus for this position is from $110 ... JOB SUMMARY The Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product ...

Tomo Mortgage LLC

Mortgage Underwriter

$85K - $100K/yr

Remote, US Reports To: Head of Underwriting Type: Full-Time, Remote As a Mortgage Loan Underwriter ... VA LAPP/SAR/DE Certifications * Experience working with Fannie Mae and/or Freddie Mac Employee ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Knowledge of FHA, VA, and USDA guidelines is a must, including thorough knowledge of the 4000.1 HUD ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

Conventus

Underwriter - III

Dallas, TX · Remote

$46.15/hr

Remote Florida What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting ... Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. * Intermediate knowledge of MS ...

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... USDA/VA experience a plus. * Proficient in Microsoft Word, Excel, and Outlook; experience with an ...

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... USDA/VA experience a plus. * Proficient in Microsoft Word, Excel, and Outlook; experience with an ...

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Remote Va Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote va underwriter jobs pay per year?

As of Jun 15, 2026, the average yearly pay for remote va underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Who gets paid more, loan officer or underwriter?

In general, loan officers tend to earn higher salaries than underwriters because they are responsible for originating loans and often have commission-based incentives, while underwriters focus on evaluating and approving loan applications. Salary differences can vary based on experience, location, and employer, but loan officers typically have higher earning potential due to their sales role. Both roles require knowledge of lending standards and financial analysis.

What is the difference between Remote Va Underwriter vs Remote FHA Underwriter?

AspectRemote Va UnderwriterRemote FHA Underwriter
CertificationsVA Underwriting Certification, Mortgage Loan Originator LicenseFHA Underwriting Certification, Mortgage Loan Originator License
Work EnvironmentRemote, primarily in VA loan industryRemote, primarily in FHA loan industry
Industry UsageVeterans Affairs loans, VA-approved lendersFederal Housing Administration loans, FHA-approved lenders
Job FocusAssessing VA loan eligibility and complianceAssessing FHA loan eligibility and compliance

Remote Va Underwriters and Remote FHA Underwriters share similar roles in evaluating loan applications, but they specialize in different government-backed loan programs. VA Underwriters focus on VA loans for veterans, while FHA Underwriters handle FHA loans for first-time homebuyers and those with lower credit scores. Both roles require similar certifications and work environments, but their industry focus and loan criteria differ.

Can I work for the VA remotely?

Remote VA Underwriters can often work from home, depending on the employer’s policies and job requirements. Many remote underwriting roles require strong computer skills, familiarity with underwriting software, and adherence to security protocols. Availability for remote work varies by organization and position specifics.

How to become a VA underwriter?

To become a VA underwriter, candidates typically need a high school diploma or equivalent, along with experience in mortgage underwriting or loan processing. Certification such as the VA Underwriter Certification or relevant industry training can enhance job prospects, and strong analytical skills and knowledge of VA loan guidelines are essential for success in this role.

Can you work remotely as an underwriter?

Remote underwriting jobs, including those for underwriters, are common in the insurance and financial industries. These roles typically require strong analytical skills, familiarity with underwriting software, and the ability to work independently from a home office. Many companies offer remote positions with flexible schedules and the necessary tools for remote collaboration.
More about Remote Va Underwriter jobs
What cities are hiring for Remote Va Underwriter jobs? Cities with the most Remote Va Underwriter job openings:
What are the most commonly searched types of Va Underwriter jobs? The most popular types of Va Underwriter jobs are:
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Remote Va Underwriter jobs near you
Infographic showing various Remote Va Underwriter job openings in the United States as of June 2026, with employment types broken down into 18% Full Time, and 82% Part Time. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Senior Mortgage Underwriter - (Remote)

Senior Mortgage Underwriter - (Remote)

Zions Bancorporation

The Woodlands, TX • On-site, Remote

$39.56 - $58.03/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Zions Bancorporation rating

8.6

Company rating: 8.6 out of 10

Based on 44 frontline employees who took The Breakroom Quiz

23rd of 141 rated banks

Job description

Location Options: This position is fully remote within Zions Bancorporation footprint: AZ, CA, CO, ID, NV, NM, OR, TX, UT, WA, or WY.
We are seeking a highly skilled Senior Mortgage Underwriter with active FHA DE and VA SAR designations to join our team. In this role, you will apply advanced underwriting expertise to evaluate and decision residential loan applications while ensuring adherence to company guidelines and regulatory requirements. This position involves working with partners on complex matters, making strong communication skills, professionalism, and sound judgment essential.
Key Responsibilities
• Review, analyze, and underwrite residential mortgage applications according to company policies, investor standards, and regulatory requirements.
• Analyze income, assets, credit documentation, employment history, credit reports, debt ratios, and loan-to-value (LTV) metrics to determine borrower creditworthiness.
• Evaluate the collateral/property appraisal when applicable.
• Recommend loan terms or conditions as necessary.
• Review system-generated documentation and ensure completeness and accuracy.
• Gather additional information when needed to support loan decisions.
• Communicate lending decisions and respond to inquiries from affiliate banks, loan centers, and branch personnel.
• Maintain accountability for risk elevation and adherence to underwriting policies and procedures.
• Exercise independent judgment on unusually complex problems.
• Stay abreast of changes to federal and state laws/regulations affecting consumer lending.
• Perform other duties as assigned.
Qualifications
• 5+ years' experience with government mortgage underwriting (FHA and VA).
• 5+ years' experience with agency and/or portfolio mortgage underwriting.
• Active FHA DE and VA SAR designations are required.
• Proficiency with mortgage software and related tools, including Encompass 360 (LOS), Desktop Underwriter (DU), and Loan Product Advisor (LPA).
• Extensive knowledge of mortgage credit, underwriting concepts, and loan documentation.
• Proven ability to review and analyze complex income scenarios, assets, credit reports, debt ratios, and LTV calculations.
• Strong understanding of federal and state consumer lending regulations.
• Ability to make sound, consistent credit decisions with a high degree of accuracy.
• Exceptional attention to detail and ability to maintain quality while managing high loan volume.
• Strong written and verbal communication and customer service skills.
• Ability to handle confidential information professionally.
Benefits
• Salary range: $39.56 - $58.03 per hour depending on experience plus a performance-based incentive plan.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO). (PTO covers both sick and vacation days without distinguishing between them), 11 Paid Federal Holidays, and any applicable state holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
• Employee Ambassador preferred banking products.

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