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Remote Unlicensed Insurance Agent Jobs in Tennessee

The Williams Agency

Remote Insurance Agents

Knoxville, TN · On-site +1

$30K - $160K/yr

A Life & Health Insurance License (Don't have one yet? We'll help you get licensed) * Strong communication and people skills * The ability to work independently and remotely * A positive, growth ...

GIA Legacy Planning

Technical devices to conduct business Department Life & Health Insurance Agent Locations Nashville, TN Remote status Fully Remote

GIA Legacy Planning

Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

Symmetry

Remote Work Sales Agent

Nashville, TN · Remote

$180K/yr

Remote Work Sales Agent Must be authorized to work in the US, no work visas offered at this time ... At The Tchimou Agency, we provide a range of life insurance solutions that include mortgage ...

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Remote Unlicensed Insurance Agent information

What is a remote unlicensed insurance agent?

A Remote Unlicensed Insurance Agent is an individual who assists licensed insurance agents or agencies with administrative and customer support tasks from a remote location. They are not authorized to sell or advise on insurance policies directly, since they do not hold an insurance license. Their work may include answering calls, scheduling appointments, handling paperwork, and providing general information. They often help streamline operations for licensed agents while learning about the insurance industry. This role can be a stepping stone to becoming a licensed insurance agent in the future.

What are the main challenges faced by remote unlicensed insurance agents, and how can they overcome them?

Remote unlicensed insurance agents often face challenges such as limited access to in-person mentorship, the need for disciplined self-management, and navigating state-specific licensing requirements. To overcome these, it's helpful to leverage virtual training resources, actively participate in team meetings, and regularly communicate with licensed supervisors or mentors. Successful agents also set clear daily goals and track their progress, ensuring they stay organized and compliant while preparing for licensure. Building strong relationships with colleagues and utilizing company-provided tools can greatly support professional growth in this remote setting.

What are the key skills and qualifications needed to thrive as a remote unlicensed insurance agent?

To thrive as a Remote Unlicensed Insurance Agent, you need a solid understanding of insurance products, strong communication skills, and the ability to learn quickly, usually with a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, call center systems, and online quoting tools is highly beneficial. Exceptional interpersonal skills, resilience, and persuasive abilities help agents build rapport and handle objections effectively. These skills are crucial for generating leads, meeting sales targets, and providing excellent customer service in a competitive, remote environment.

What is the difference between Remote Unlicensed Insurance Agent vs Remote Licensed Insurance Agent?

AspectRemote Unlicensed Insurance AgentRemote Licensed Insurance Agent
CredentialsNo licensing requiredRequires valid insurance license
Work EnvironmentRemote, flexibleRemote, may require licensing exams
Employer & Industry UsageInsurance agencies, brokers, call centersInsurance agencies, brokers, call centers
Job FunctionsAssisting with customer inquiries, data entryProviding insurance advice, quoting, policy sales

The main difference between a Remote Unlicensed Insurance Agent and a Remote Licensed Insurance Agent is the licensing requirement. Unlicensed agents typically handle customer service and administrative tasks without selling or advising on policies, while licensed agents can actively sell, recommend, and advise on insurance products. Both roles often work remotely within insurance companies or brokerages, but licensing is essential for sales and advisory functions.

What are the most commonly searched types of Unlicensed Insurance Agent jobs in Tennessee?

The most popular types of Unlicensed Insurance Agent jobs in Tennessee are:

What are popular job titles related to Remote Unlicensed Insurance Agent jobs in Tennessee?

For Remote Unlicensed Insurance Agent jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Remote Unlicensed Insurance Agent jobs in Tennessee look for?

The top searched job categories for Remote Unlicensed Insurance Agent jobs in Tennessee are:

What cities in Tennessee are hiring for Remote Unlicensed Insurance Agent jobs?

Cities in Tennessee with the most Remote Unlicensed Insurance Agent job openings:

Remote Unlicensed Insurance Agent jobs near you
Infographic showing various Remote Unlicensed Insurance Agent job openings in Tennessee as of August 2026, with employment types broken down into 72% Full Time, 14% Part Time, and 14% Contract. Highlights an 100% Remote job distribution.

Life Insurance Sales Agent - Fully Remote

True North Recruiters

Memphis, TN • Remote

$50K - $100K/yr

Full-time, Part-time, Contractor

Posted 21 days ago

Job description

Life Insurance Sales Agent — 100% Commission, Uncapped Income, Fully Remote

Job Type: Full-time, commission-only (1099)
Location: Remote (U.S.-based, work from anywhere)
Compensation: Commission only · No income cap

The Opportunity

We're looking for motivated, self-driven individuals to join our growing team of licensed life insurance agents. This is a true entrepreneurial role — you control your schedule, your income, and your ceiling. There are no quotas to chase and no commission caps to hit. The harder and smarter you work, the more you earn.

Whether you're an experienced producer looking for a better split or someone hungry to break into the industry, you'll get the training, lead support, and carrier access you need to build a book of business that pays you for years.

No license yet? No problem. If you're not currently licensed, we'll connect you with an exceptional pre-licensing program at a discounted rate, so you can get licensed and start earning quickly.

What You'll Do

  • Connect with individuals and families to understand their financial protection needs.
  • Present and sell term, whole, and universal life insurance products from top-rated carriers.
  • Manage your own pipeline, schedule, and client follow-up.
  • Stay current on products, underwriting guidelines, and industry best practices.
  • Optional: Recruit, mentor, and lead a team of your own agents and earn overrides on their production.

Why Join Us

  • Taubman Financial Management — Taubman Financial Management is a leader in providing clients with cradle to grave financial planning as well as strong coaching and mentoring for people looking to change their lives while serving others. With over 30 years’ experience in the financial services field, we have the tools and the knowledge to help you reach goals you set for your family and yourselves.
  • Uncapped commission — first-year commissions plus renewals and residuals that compound over time.
  • Fully remote — sell nationwide from your home office; no commute, no territory restrictions.
  • Flexible schedule — part-time or full-time, your call.
  • Build a team — leadership and override opportunities for agents who want to scale beyond personal production. Note: building a team is not necessary if you want to remain a solo producer. Either path is absolutely fine with us!
  • Carrier access — contracted with multiple A-rated carriers so you can fit the right product to the right client.
  • Training & support — product training, sales systems, and mentorship for new and experienced agents alike.
  • License support — discounted pre-licensing program for candidates who need to get licensed before going live.

Income Potential

Agents who fully engage with the system consistently reach six-figure incomes after their first year in the business. Your results depend on your effort, activity, and follow-through — there's no cap on what you can earn, and renewals keep paying you long after the initial sale.

Earning examples are not guaranteed. Individual results vary based on effort, market, and persistence.

What We're Looking For

  • Self-motivated, coachable, and comfortable with commission-based income.
  • Strong communication skills and genuine care for client outcomes.
  • Active life insurance license or willingness to obtain one — we'll help you access a discounted, high-quality pre-licensing program to get started.
  • Reliable internet, a quiet workspace, and the discipline to work independently.
  • Sales experience is a plus but not required; character and drive matter more.

Compensation Details

  • Commission-only, independent contractor (1099).
  • First-year commissions, renewals, and residual income on persisting policies. Note: this varies by products sold.
  • Override and bonus structure for team leaders.
  • No base salary or draw — your effort directly determines your earnings.

How to Apply

Click the link and you will be taken to a portal where you will be directed through the application process.

Equal opportunity. We welcome applicants from all backgrounds and experience levels. Independent contractor role — no employment benefits are provided.