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Remote Risk Jobs in New Jersey (NOW HIRING)

Workout Associate - Remote

Trenton, NJ · On-site +1

$76K - $135K/yr

Workout Associate - Remote Country: United States of America It Starts Here: Santander is a global ... Prepare and present credit memoranda and risk assessments for management review. * Negotiation ...

A sharp, risk-based instinct and the independence to act on it. This roleis responsible forthe full arc of portfolio risk. That meansmaintaininga current, data-backed view of security posture. It ...

New

A sharp, risk-based instinct and the independence to act on it. This roleis responsible forthe full arc of portfolio risk. That meansmaintaininga current, data-backed view of security posture. It ...

New

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Manages accounts of advanced complexity, in accordance with risk management objectives and ...

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Manages accounts of advanced complexity, in accordance with risk management objectives and ...

Remote Job Summary: We are seeking seasoned General Counsels for a part-time role at the forefront ... Your work will directly improve how these systems identify risk and interpret contract language to ...

Showing results 21-40

Remote Risk information

What is a remote risk?

Remote Risk jobs are positions in risk management that are performed entirely or mostly from a remote location, rather than in a traditional office setting. These roles involve identifying, assessing, and mitigating risks that could affect a company’s operations, finances, or reputation. Common tasks include analyzing data, developing risk management strategies, and ensuring compliance with regulations. Remote Risk professionals often use digital tools and platforms to communicate and collaborate with their teams. This flexibility allows companies to access a broader talent pool and enables employees to work from anywhere.

What are the key skills and qualifications needed to thrive as a remote risk analyst?

To thrive as a Remote Risk Analyst, you need strong analytical skills, knowledge of risk management principles, and typically a degree in finance, business, or a related field. Familiarity with risk analysis software, data visualization tools, and certifications like FRM (Financial Risk Manager) are often required. Excellent communication, attention to detail, and self-motivation are vital soft skills for collaborating remotely and ensuring thorough risk assessments. These abilities help identify potential threats, support informed decision-making, and maintain organizational resilience in a remote work environment.

How does a remote risk professional typically collaborate with cross-functional teams to address potential threats?

Remote Risk professionals often work closely with IT, compliance, legal, and operations teams to identify and mitigate potential threats. Collaboration typically involves regular virtual meetings, sharing risk assessments, and developing response strategies using digital communication tools. As a remote worker, strong written and verbal communication skills are essential to ensure all stakeholders are informed and aligned on risk management practices. Effective collaboration also means proactively seeking input from various departments to build a comprehensive risk profile and ensure timely resolution of issues.

What is the difference between Remote Risk vs Remote Underwriter?

AspectRemote Risk
Required CredentialsRisk assessment certifications, insurance licenses
Work EnvironmentRemote, independent analysis of insurance risks
Employer & Industry UsageInsurance companies, brokers, risk management firms
Common Search & ComparisonPeople compare Remote Risk with Remote Underwriter due to similar roles in insurance decision-making

Remote Risk professionals evaluate potential insurance risks remotely, focusing on risk analysis and policy recommendations. Remote Underwriters also assess insurance applications but often have more direct authority to approve or deny coverage. While both roles require similar credentials and work environments, Remote Underwriters typically have more decision-making power. Understanding these differences helps job seekers find the right role aligned with their skills and career goals.

What are the most commonly searched types of Risk jobs in New Jersey?

The most popular types of Risk jobs in New Jersey are:

What are popular job titles related to Remote Risk jobs in New Jersey?

For Remote Risk jobs in New Jersey, the most frequently searched job titles are:

Infographic showing various Remote Risk job openings in New Jersey as of August 2026, with employment types broken down into 88% Full Time, 3% Part Time, 3% Temporary, and 6% Contract. Highlights an 100% Remote job distribution.

Workout Associate - Remote

Santander

Trenton, NJ • On-site, Remote

$76K - $135K/yr

Full-time

Posted 10 days ago


Key responsibilities

  • Manage a portfolio of distressed and criticized multi-family loans.

  • Review, interpret, and negotiate commercial loan documents, including notes, mortgages, guarantees, intercreditor agreements, and loan modifications.

  • Evaluate rent-regulated property performance, including rent rolls, operating expenses, reserve accounts, and capital needs.


Job description

Workout Associate - RemoteCountry: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Associate Workout Officer is responsible for managing a portfolio of low- to mid-complexity non-performing commercial real estate loans, primarily secured by rent-regulated multifamily properties in New York City. The role requires demonstrated knowledge in commercial loan documentation, underwriting, and credit risk analysis, as well as the ability to negotiate and structure solutions with clients.

The successful candidate will leverage strong analytical, negotiation, and relationship management skills to protect the bank's interests while seeking pragmatic, regulatory-compliant outcomes.

Essential Duties & Responsibilities

  • Workout & Portfolio Management

    • Manage a portfolio of distressed and criticized multi-family loans.

    • Analyze collateral, borrower financials, guarantor strength, and market dynamics to recommend resolution strategies.

    • Implement and monitor approved workout plans, including modifications, forbearance agreements, and foreclosure proceedings.

  • Commercial Loan Documentation

    • Review, interpret, and negotiate commercial loan documents, including notes, mortgages, guarantees, intercreditor agreements, and loan modifications.

    • Coordinate with internal and external legal counsel to ensure accuracy and compliance with Santander's standards and regulatory requirements.

  • Underwriting & Financial Analysis

    • Evaluate rent-regulated property performance, including rent rolls, operating expenses, reserve accounts, and capital needs.

    • Prepare and present credit memoranda and risk assessments for management review.

  • Negotiation & Relationship Management

    • Lead discussions with borrowers, including institutional sponsors, investors, and legal representatives to achieve mutually acceptable outcomes.

    • Maintain effective communication with internal stakeholders, including Credit, Legal, Appraisal, and Compliance teams.

  • Compliance & Reporting

    • Ensure all activities adhere to internal policies, regulatory standards, and applicable laws, including those governing rent-regulated properties.

    • Maintain accurate loan files and produce periodic portfolio and risk management reports.

Qualifications

  • Education:
    Bachelor's degree in Finance, Real Estate, Accounting, or a related field required; MBA or advanced degree preferred.

  • Experience:

    • 5+ years of experience in commercial real estate workouts, special assets, or credit risk management, ideally within a regulated financial institution.

    • Proven ability to review and negotiate commercial loan documentation.

    • Demonstrated experience underwriting rent-regulated multifamily properties in the NYC market.

    • Strong background in credit analysis, collateral valuation, and borrower negotiations.

  • Skills & Competencies:

    • Advanced financial modeling and credit risk assessment capabilities.

    • Working knowledge of rent regulation laws and NYC multifamily market dynamics.

    • Excellent negotiation, communication, and interpersonal skills.

    • Proficiency in Microsoft Excel, Word, and loan servicing or risk management systems.

Competencies

  • Analytical Thinking & Judgment - Applies critical thinking to evaluate credit situations and make sound recommendations.

  • Relationship Management - Builds productive relationships with borrowers, institutional investors, and internal partners.

  • Execution & Results Orientation - Drives timely and effective resolution of distressed assets.

  • Risk Awareness - Understands and mitigates potential risks in line with regulatory and policy frameworks.


It Would Be Nice For You To Have - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$76,875.00 USD

Maximum:

$135,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:

Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.