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Remote Mortgage Software Engineer Jobs (NOW HIRING)

MiLEND, Inc.

Mortgage Loan Originator

Atlanta, GA · On-site +1

Proficient in using mortgage software and tools, and strong computer skills. * Ability to work ... Relaxed Culture * Will have the opportunity to be hybrid/remote * PTO * Paid Holidays * 401K

MiLEND, Inc.

Mortgage Loan Originator

Alpharetta, GA · On-site +1

Proficient in using mortgage software and tools, and strong computer skills. * Ability to work ... Relaxed Culture * Will have the opportunity to be hybrid/remote * PTO * Paid Holidays * 401K

Aniesispharma

Remote Software Engineer

New York, NY · Remote

Remote Software Engineer Opportunity About the Role: We are seeking a talented and motivated Remote Software Engineer to join our dynamic engineering team. As a Remote Software Engineer, you will ...

Valon Technologies, Inc

Staff Software Engineer

New York, NY · On-site +1

$255K - $300K/yr

We've transformed mortgage servicing from a 0% margin business into 60%+ margins while dramatically ... Plus, we fully support remote work! Responsibilities * Learn new concepts and technologies quickly ...

Valon Technologies, Inc

Software Engineer II

New York, NY · On-site +1

$170K - $200K/yr

We've transformed mortgage servicing from a 0% margin business into 60%+ margins while dramatically ... Plus, we fully support remote work! Responsibilities * Responsible for learning new concepts and ...

Everglade Works

Software Engineer

San Francisco, CA · Remote

$60 - $80/hr

Remote Software Engineer (USA Only) | $60 - $80 per hour Are you a software engineer who thrives in remote environments, enjoys solving complex problems, and wants to work on cutting-edge technology?

Gnostech LLC

Software Engineer (US-Remote)

OR · Remote

Software Engineer (US-Remote) ID: 1191 Location: US-Remote or Marlton, NJ area Description A Software Engineer is needed to design, develop, and maintain modern software applications and services.

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Remote Mortgage Software Engineer information

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$63.5K

$147.5K

$205.5K

How much do remote mortgage software engineer jobs pay per year?

As of Aug 4, 2026, the average yearly pay for remote mortgage software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote mortgage software engineer, and why are they important?

To thrive as a Remote Mortgage Software Engineer, you need strong programming skills (e.g., Java, .NET, or Python), knowledge of mortgage industry standards, and a relevant degree in computer science or a related field. Familiarity with mortgage loan origination systems (LOS), cloud platforms, and experience with APIs or integrations is often required, along with certifications like AWS Certified Developer or Microsoft Certified: Azure Developer Associate. Excellent problem-solving abilities, remote collaboration, and clear communication are standout soft skills for this position. These skills ensure the effective development, maintenance, and integration of mortgage software solutions, supporting both regulatory compliance and business efficiency in a distributed work environment.

How does a remote mortgage software engineer typically collaborate with cross-functional teams to deliver projects?

As a Remote Mortgage Software Engineer, you will frequently collaborate with product managers, UX/UI designers, and QA analysts via virtual meetings and project management tools. Communication is key, as you'll need to clarify requirements, review user stories, and participate in sprint planning sessions. Using tools like Slack, Jira, and Git, you'll coordinate code reviews and share updates to ensure alignment across teams. This remote structure requires proactive communication and strong organizational skills to maintain project momentum and deliver high-quality mortgage software solutions.

What is the difference between Remote Mortgage Software Engineer vs Remote Loan Processor?

AspectRemote Mortgage Software EngineerRemote Loan Processor
Required CredentialsTypically requires a degree in computer science or related field, programming certificationsHigh school diploma or equivalent, training in loan processing
Work EnvironmentRemote, collaborative with development teams, using software toolsRemote, customer service-focused, using loan processing software
Employer & Industry UsageFinancial tech companies, mortgage lenders, banksMortgage lenders, banks, credit unions
Common Search & Comparison IntentUnderstanding technical roles in mortgage industry, software developmentUnderstanding loan processing roles, administrative tasks in mortgage industry

The main difference is that a Remote Mortgage Software Engineer focuses on developing and maintaining mortgage-related software, requiring technical skills and programming knowledge. In contrast, a Remote Loan Processor handles the administrative aspects of mortgage applications, focusing on data entry and customer communication. Both roles are remote and industry-specific but differ significantly in skills and responsibilities.

What does a remote mortgage software engineer do?

A Remote Mortgage Software Engineer designs, develops, and maintains software applications tailored for the mortgage industry, working from a remote location. They collaborate with product managers, analysts, and other engineers to create digital solutions that help lenders, brokers, and customers streamline mortgage processes such as loan origination, underwriting, and servicing. Their work often involves integrating with financial systems, ensuring data security, and optimizing user experiences. By working remotely, they use online collaboration tools to communicate and manage projects efficiently. This role requires strong technical skills, industry knowledge, and the ability to adapt to evolving mortgage regulations and technologies.
More about Remote Mortgage Software Engineer jobs
What cities are hiring for Remote Mortgage Software Engineer jobs? Cities with the most Remote Mortgage Software Engineer job openings:
What are the most commonly searched types of Mortgage Software Engineer jobs? The most popular types of Mortgage Software Engineer jobs are:
What states have the most Remote Mortgage Software Engineer jobs? States with the most job openings for Remote Mortgage Software Engineer jobs include:
What job categories do people searching Remote Mortgage Software Engineer jobs look for? The top searched job categories for Remote Mortgage Software Engineer jobs are:
Remote Mortgage Software Engineer jobs near you
Infographic showing various Remote Mortgage Software Engineer job openings in the United States as of July 2026, with employment types broken down into 96% Full Time, 1% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

Mortgage Underwriter (5-10 Unit Properties) Remote

Lendsure Mortgage Corp

San Diego, CA • Remote

$68K - $90K/yr

Full-time

Posted 19 days ago

Job description

Annual Salary Range $68,000 - $90,000 with quarterly bonus plan.

Preference: San Diego CA, Kennesaw GA or Warwick RI, remote candidates will be considered

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow, and feel great about their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers a competitive salary, benefits, and opportunities to grow within the company.

The Mortgage Underwriter for 5-10 unit properties is responsible for evaluating mortgage loan applications for multi-unit residential properties (typically considered commercial properties) ranging from 5 to 10 units. They assess risk, ensure compliance with lending guidelines and regulations, and make informed decisions on loan approvals or denials. This role requires a strong understanding of both residential and commercial real estate underwriting principles, with a specific focus on the unique characteristics of 5-10 unit properties.

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Key responsibilities

  • Review and analyze mortgage loan applications and supporting documentation (e.g., credit reports, financial statements, income verification, property appraisals) for 5-10 unit properties.
  • Assess borrower creditworthiness, financial capacity, and ability to repay the loan, considering the specific financial dynamics of multi-unit properties.
  • Evaluate the property's financial performance, including projected rental income, operating expenses, vacancy rates, and Debt Service Coverage Ratio (DSCR).
  • Analyze property appraisals to ensure the collateral value aligns with loan amount and property standards.
  • Ensure compliance with all applicable lending guidelines (e.g., internal policies, investor requirements, and federal and state regulations like TRID, RESPA).
  • Make informed loan decisions (approve, suspend, or deny) based on a comprehensive risk assessment and communicate these decisions to relevant stakeholders (e.g., Account Executives and processors).
  • Clearly communicate the reasons for loan decisions and any required conditions.
  • Work collaboratively with loan processors and Account Executives to obtain additional information or clarification and ensure accurate documentation throughout the underwriting process.
  • Stay updated on industry trends, lending guidelines, regulations, and market conditions relevant to 5-10 unit properties and commercial real estate.
  • Maintain accurate and detailed loan documentation in the underwriting system.
  • Identify potential fraud or misrepresentation and escalate concerns when necessary.

Qualifications

  • A bachelor's degree in a related field is often preferred.
  • Non-QM experience as a mortgage underwriter is preferred , with a focus on multifamily or commercial real estate loans, specifically including 5-10 unit properties.
  • Key requirements include strong analytical skills for assessing financial data and risk, in-depth knowledge of lending guidelines and regulations, and familiarity with relevant financial metrics like NOI and DSCR.
  • Additional qualifications include excellent communication skills, attention to detail, proficiency in underwriting software, strong decision-making abilities, and the capacity to meet deadlines in a demanding environment.
  • Knowledge of local real estate markets and property management is also beneficial.

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.