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Contractual Mortgage Software Engineer Jobs (NOW HIRING)

Cake Mortgage Corp

Software Engineer

Chatsworth, CA

$75K - $100K/yr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're ... We are looking for a passionate and eager Software Engineer to join our team. In this role, you'll ...

Cake Mortgage Corp.

Software Engineer

Chatsworth, CA · On-site

Description CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM ... We are looking for a passionate and eager Software Engineer to join our team. In this role, you'll ...

Cake Mortgage Corp

Software Engineer

Chatsworth, CA · On-site

$75K - $100K/yr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're ... We are looking for a passionate and eager Software Engineer to join our team. In this role, you'll ...

CrossCountry Mortgage

Sr. Software Engineer

$125K - $165K/yr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... Senior Software Engineer I is an experienced technical role at CCM that combines strong individual ...

FishEye Software

Software Engineer

Huntsville, AL · On-site

$80K - $140K/yr

Fisheye Software is looking for a Software Engineer to join our NSITE team in Huntsville, AL. The ... contractual rates. FishEye Software is proud to be recognized as one of the Boston Globe's Top ...

FishEye Software

Software Engineer

Huntsville, AL

$80K - $140K/yr

Fisheye Software is looking for a Software Engineer to join our NSITE team in Huntsville, AL. The ... contractual rates. FishEye Software is proud to be recognized as one of the Boston Globe's Top ...

FishEye Software

Software Engineer

Huntsville, AL · On-site

$80K - $140K/yr

Fisheye Software is looking for a Software Engineer to join our NSITE team in Huntsville, AL. The ... contractual rates. FishEye Software is proud to be recognized as one of the Boston Globe's Top ...

WR Systems

Software Engineer

Norfolk, VA · On-site

... contractual requirements. • Three (3)+ years of professional software engineering experience. • Strong proficiency in Python and modern C++. • Knowledge in one or more of the following areas:

Valon

Staff Software Engineer

Valon is building the AI-native operating system for regulated finance, starting with mortgage servicing. The Staff Software Engineer will design and build robust infrastructure to manage complex ...

Valon

Staff Software Engineer

Valon is building the AI-native operating system for regulated finance, starting with mortgage servicing. The Staff Software Engineer will design and build robust infrastructure to manage complex ...

MANTECH

Software Engineer

Norfolk, VA

... contractual and legal requirements as well as governing guidelines and standards * Identify or ... Integrate the discipline of software engineering with other team member disciplines, to include ...

MANTECH

Software Engineer

Norfolk, VA · On-site

... contractual and legal requirements as well as governing guidelines and standards * Identify or ... Integrate the discipline of software engineering with other team member disciplines, to include ...

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All JobsContractual Mortgage Software Engineer Jobs

Contractual Mortgage Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do contractual mortgage software engineer jobs pay per year?

As of Jun 14, 2026, the average yearly pay for contractual mortgage software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What is the difference between Contractual Mortgage Software Engineer vs Contractual Loan Processing Software Engineer?

AspectContractual Mortgage Software EngineerContractual Loan Processing Software Engineer
CredentialsTypically requires software development skills, industry knowledge, and possibly finance certificationsSimilar credentials, focusing on loan processing systems and financial software expertise
Work EnvironmentWorks with mortgage lenders, banks, and financial institutions on mortgage-related softwareWorks with loan processing teams, banks, and financial institutions on loan management systems
Employer & Industry UsageCommonly employed in mortgage companies, banks, and fintech firmsUsed in loan servicing companies, banks, and financial service providers

The main difference lies in their focus: the Contractual Mortgage Software Engineer specializes in mortgage-specific software solutions, while the Contractual Loan Processing Software Engineer handles broader loan processing systems. Both roles require similar technical skills and industry knowledge but serve different segments within the financial services sector.

What are Contractual Mortgage Software Engineers?

Contractual Mortgage Software Engineers are technology professionals hired on a contract basis to design, develop, implement, and maintain software solutions specifically for the mortgage industry. They work on applications that handle tasks such as loan processing, underwriting, compliance, and customer management. These engineers are often brought in for specific projects or to address temporary needs within mortgage lenders, banks, or fintech firms. Their expertise ensures that mortgage processes are automated, efficient, and compliant with industry regulations.

What are the key skills and qualifications needed to thrive as a Contractual Mortgage Software Engineer, and why are they important?

To thrive as a Contractual Mortgage Software Engineer, you need expertise in software development (often with languages like Java, C#, or Python), strong knowledge of mortgage industry processes, and experience with mortgage or financial software platforms. Familiarity with tools such as Encompass, Calyx Point, or MLOS systems, as well as Agile development methodologies and relevant certifications, is typically required. Excellent problem-solving, communication, and adaptability are vital soft skills for collaborating with stakeholders and responding to changing project needs. These skills ensure the effective development and integration of mortgage software solutions that meet regulatory, client, and business requirements.

What are some common challenges faced by Contractual Mortgage Software Engineers, and how can they be addressed?

Contractual Mortgage Software Engineers often encounter challenges such as integrating with legacy systems, adhering to strict regulatory requirements, and managing tight project deadlines. Since mortgage platforms require high accuracy and compliance, staying updated with financial regulations and collaborating closely with compliance teams is essential. Clear communication with stakeholders and proactive documentation help ensure smooth handoffs and minimize misunderstandings, especially given the project-based nature of contractual work. Leveraging agile methodologies and robust testing practices can also improve project outcomes and client satisfaction.
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Contractual Mortgage Software Engineer jobs near you
Software Engineer, III

Software Engineer, III

Blue Sage Solutions

Englewood Cliffs, NJ • On-site, Remote

Full-time

Posted 4 days ago

Job description

Description
As a Software Engineer III, with primary focus on supporting Pricing Engines (Optimal Blue), you will act as a go-between for higher management and the engineering staff, ensuring the team produces strong solutions. Though you will work with a team, you must be able to handle projects at an independent level and solve software problems of varying complexities. You will comprehend the full scope of a project to make the best suggestions for development, testing, and maintenance, while providing mentorship and higher-level technical knowledge to the team.
This role requires specific expertise in the Mortgage Software domain, with a heavy focus on Pricing Engines (specifically Optimal Blue) and complex API integrations.
Requirements
Key Responsibilities:
  • API Integration & Architecture: Design and implement robust API integrations to connect internal systems with third-party vendors and services.
  • Optimal Blue & Other Pricing Engine Integration: Lead the development, configuration, and maintenance of application integration with Mortgage Pricing Engines, with particular focus on Optimal Blue.
  • Troubleshooting & Production Support: Ability to research and troubleshoot production issues related to pricing engine integration.
  • Technical Design: Translate business requirements to technical specifics and develop software architecture and design based on requirements.
  • Complex Problem Solving: Independently solve various problems and rectify complicated problems through the application of design patterns.
  • Team Leadership: Designate tasks to team members in a balanced and effective manner and mentor junior/mid-level developers.
  • Testing & Quality: Create and write complicated tests and perform regular reviews on code done by less experienced developers.
  • Business Logic: Communicate with clients and management about business processes and transform them into programming code.
  • Continuous Improvement: Consistently improve the quality and structure of previously written code.

Required Skills and Experience
Domain & Integration Specifics (Required):
  • API Integration: Extensive experience designing and consuming RESTful APIs and managing third-party service connections.
  • Mortgage Lending Domain: Proven knowledge of the mortgage lifecycle and software ecosystem.
  • Pricing Engines: Hands-on experience with Optimal Blue integration.

Languages (3 years experience in one or more):
  • Java
  • Javascript
  • Groovy
  • SQL

Frameworks (3 years experience in one or more):
  • Spring
  • Hibernate, GORM, or other domain modeling frameworks
  • Grails
  • Vue.js, Angular, Sencha ExtJS or other UI frameworks
  • Drools or a rules engine

Tools and Platforms (3 years experience in one or more):
  • Cloud: AWS (preferred), Azure, GCP and Cloud Services (Docker, Lambda, Step Functions, SNS, SQS).
  • Databases: MySQL (relational).
  • Build & Repos: Git, GitHub, Jenkins.
  • Process: Agile, Scrum, Jira, Confluence.

Other Technical Skills:
  • Advanced understanding of REST and API architecture.
  • Security best practices.
  • Testing frameworks such as JUnit.

Preferred Qualifications:
  • Github / portfolio showing previous API or complex integration work.

Education:
  • BS/BA in Computer Science, Engineering or a related field or equivalent in experience.

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