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Contractual Mortgage Software Engineer Jobs (NOW HIRING)

FICS, Inc.

WI · On-site

Financial Industry Computer Systems, Inc. (FICS ® ) is seeking a C# Software Developer to join our mortgage technology team. You'll own the full SDLC --from discovery and requirements capture ...

Cake Mortgage Corp

Senior Software Engineer

Chatsworth, CA · On-site

$120K - $160K/yr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're ... The Senior Software Engineer will help design and build CAKE's custom TPO platform - the web ...

Cake Mortgage Corp.

Senior Software Engineer

Chatsworth, CA · On-site

$125K - $165K/yr

Description CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM ... The Senior Software Engineer will help design and build CAKE's custom TPO platform - the web ...

Chestnut

Software Engineer

San Francisco, CA · On-site

Chestnut is the first AI mortgage lender, aiming to automate the mortgage process and save consumers significant amounts in interest. The Software Engineer will contribute to building automated ...

NxT Level

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

Senior Software Engineer Location: United States Employment Type: Full-time Experience: 3-10 years ... The mortgage industry moves billions of dollars through highly complex, regulated workflows across ...

NxT Level

Senior Software Engineer

Manhattan, NY

$134K - $177K/yr

Senior Software Engineer Location: United States Employment Type: Full-time Experience: 3-10 years ... The mortgage industry moves billions of dollars through highly complex, regulated workflows across ...

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Contractual Mortgage Software Engineer information

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$63.5K

$147.5K

$205.5K

How much do contractual mortgage software engineer jobs pay per year?

As of Sep 13, 2026, the average yearly pay for contractual mortgage software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What is a contractual mortgage software engineer?

Contractual Mortgage Software Engineers are technology professionals hired on a contract basis to design, develop, implement, and maintain software solutions specifically for the mortgage industry. They work on applications that handle tasks such as loan processing, underwriting, compliance, and customer management. These engineers are often brought in for specific projects or to address temporary needs within mortgage lenders, banks, or fintech firms. Their expertise ensures that mortgage processes are automated, efficient, and compliant with industry regulations.

What are the key skills and qualifications needed to thrive as a contractual mortgage software engineer, and why are they important?

To thrive as a Contractual Mortgage Software Engineer, you need expertise in software development (often with languages like Java, C#, or Python), strong knowledge of mortgage industry processes, and experience with mortgage or financial software platforms. Familiarity with tools such as Encompass, Calyx Point, or MLOS systems, as well as Agile development methodologies and relevant certifications, is typically required. Excellent problem-solving, communication, and adaptability are vital soft skills for collaborating with stakeholders and responding to changing project needs. These skills ensure the effective development and integration of mortgage software solutions that meet regulatory, client, and business requirements.

What are some common challenges faced by contractual mortgage software engineers, and how can they be addressed?

Contractual Mortgage Software Engineers often encounter challenges such as integrating with legacy systems, adhering to strict regulatory requirements, and managing tight project deadlines. Since mortgage platforms require high accuracy and compliance, staying updated with financial regulations and collaborating closely with compliance teams is essential. Clear communication with stakeholders and proactive documentation help ensure smooth handoffs and minimize misunderstandings, especially given the project-based nature of contractual work. Leveraging agile methodologies and robust testing practices can also improve project outcomes and client satisfaction.

What is the difference between Contractual Mortgage Software Engineer vs Contractual Loan Processing Software Engineer?

AspectContractual Mortgage Software EngineerContractual Loan Processing Software Engineer
CredentialsTypically requires software development skills, industry knowledge, and possibly finance certificationsSimilar credentials, focusing on loan processing systems and financial software expertise
Work EnvironmentWorks with mortgage lenders, banks, and financial institutions on mortgage-related softwareWorks with loan processing teams, banks, and financial institutions on loan management systems
Employer & Industry UsageCommonly employed in mortgage companies, banks, and fintech firmsUsed in loan servicing companies, banks, and financial service providers

The main difference lies in their focus: the Contractual Mortgage Software Engineer specializes in mortgage-specific software solutions, while the Contractual Loan Processing Software Engineer handles broader loan processing systems. Both roles require similar technical skills and industry knowledge but serve different segments within the financial services sector.

More about Contractual Mortgage Software Engineer jobs

What cities are hiring for Contractual Mortgage Software Engineer jobs?

Cities with the most Contractual Mortgage Software Engineer job openings:

What are the most commonly searched types of Mortgage Software Engineer jobs?

The most popular types of Mortgage Software Engineer jobs are:

What states have the most Contractual Mortgage Software Engineer jobs?

States with the most job openings for Contractual Mortgage Software Engineer jobs include:

What are popular job titles related to Contractual Mortgage Software Engineer jobs?

For Contractual Mortgage Software Engineer jobs, the most frequently searched job titles are:

Contractual Mortgage Software Engineer jobs near you
Infographic showing various Contractual Mortgage Software Engineer job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 1% As Needed, 86% Full Time, 9% Part Time, and 3% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

C# Software Developer - Mortgage Software

WI • On-site

FICS, Inc.
11 - 50 employees
Learn more about FICS, Inc.external

Other

Posted 7 days ago

Job description

Financial Industry Computer Systems, Inc. (FICS®) is seeking a C# Software Developer to join our mortgage technology team. You'll own the full SDLC—from discovery and requirements capture through solution design, development, QA, and production deployment—for our LoanWare® product suite serving the residential and commercial mortgage industry.

You'll collaborate closely with business analysts, product owners, and engineering leadership to translate business needs into well-architected, maintainable software.

What You'll Do
  • Requirements & Discovery – Partner with business analysts and domain experts to elicit, refine, and document functional and non-functional requirements.
  • Solution & Data Design – Contribute to application architecture, service/API design, and database schema design (T-SQL).
  • Build & Deliver – Design and develop application features in C# / .NET, write unit and integration tests, and support deployment to production.
  • Cross-Functional Collaboration – Align with product, QA, and operations stakeholders throughout design, sprint, release, and post-release review cycles.
Required Tech Stack Requirements
  • Language / Runtime: C# with 3+ years of production experience
  • Framework: .NET (Framework / Core)
  • Data: Strong SQL - query writing, schema design, stored procedures
  • Data Formats: XML (authoring, parsing, schema validation)
  • Architecture: Service-Oriented Architecture / API-first development
Preferred (Nice-to-Have)
  • WCF service development
  • WPF desktop application development
  • ASP.NET MVC / Core Web API

Bonus: Experience with the mortgage or financial-services domain.

Key Competencies
  • Clear written and verbal communication—comfortable presenting to executives, managers, and subject-matter experts
  • Structured, detail-oriented approach to planning and prioritization
  • Analytical problem-solving with a bias for root-cause analysis
  • Self-directed work ethic with the ability to collaborate in a team setting
Application Note

Minimum: 3+ years of hands‑on C# .NET development and SQL database design. WPF experience is a strong plus. Candidates should include examples of service‑oriented or API‑driven projects they've contributed to.

About FICS®

Founded in 1983 and headquartered in Dallas, Texas, FICS specializes in flexible, end‑to‑end technology solutions for the mortgage industry. Our LoanWare® suite combines imaging, workflow, and web‑based capabilities built on modern .NET architecture to serve lenders, servicers, and processors nationwide.

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