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Remote Life Underwriter Jobs (NOW HIRING)

Underwriter IV

Omaha, NE · Remote

$86K - $114K/yr

Remote Categories: Underwriting We're looking for a highly experienced and knowledgeable Underwriter IV to join our team and take on complex and high-impact individual life insurance cases. This role ...

Remote Mortgage Underwriter

Atlanta, GA · Remote

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term ...

Have a minimum of 3 years of property, casualty, or life underwriting experience, with a track ... Exceptional remote candidates may be considered. Compensation includes: * Competitive base salary ...

Remote Mortgage Underwriter

Tampa, FL · Remote

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term ...

Evaluate life insurance applications and accurately classify mortality risk using medical and ... EM1 #LI - REMOTE Pay Transparency Salary Range: $73,000-$124,900 Overtime eligible: Exempt ...

Remote Mortgage Underwriter

Trenton, NJ · On-site +1

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term ...

Underwriter IV

$86K - $114K/yr

Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page ... Underwrite highly complex individual life cases with significant mortality and financial impact ...

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Showing results 1-20

Remote Life Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote life underwriter jobs pay per year?

As of Jul 7, 2026, the average yearly pay for remote life underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Life Underwriter position, and why are they important?

To thrive as a Remote Life Underwriter, you need a solid background in risk assessment, medical terminology, and insurance underwriting principles, often supported by a bachelor's degree and relevant work experience. Familiarity with underwriting software platforms, such as Majesco or Oracle, and certification from organizations like LOMA or the American College is highly valued. Exceptional attention to detail, strong analytical thinking, and effective written communication distinguish top performers in this remote setting. These skills and qualities are crucial for making sound underwriting decisions, ensuring regulatory compliance, and maintaining efficient collaboration in a virtual environment.

What are some common challenges faced by Remote Life Underwriters, and how can they be addressed?

Remote Life Underwriters often encounter challenges such as staying updated with changing underwriting guidelines, managing large volumes of digital documentation, and maintaining clear communication with team members and agents. To overcome these challenges, it's important to be proactive in participating in virtual team meetings, leveraging online training resources, and using standardized digital tools to stay organized. Building strong relationships with colleagues through regular check-ins and fostering a disciplined, self-motivated work routine also help maintain productivity and job satisfaction. With the right strategies in place, remote underwriters can effectively manage their caseloads and contribute meaningfully to their organizations.

What is a Remote Life Underwriter job?

A Remote Life Underwriter evaluates life insurance applications by assessing financial, medical, and risk factors to determine eligibility and premium rates. They analyze medical records, lifestyle choices, and occupational hazards while working from a remote location. This role requires strong analytical skills, attention to detail, and knowledge of underwriting guidelines. Remote Life Underwriters often use specialized software to assess risk and communicate with agents or medical professionals. Their goal is to ensure fair and accurate life insurance decisions while minimizing risk for the insurer.

More about Remote Life Underwriter jobs
What cities are hiring for Remote Life Underwriter jobs? Cities with the most Remote Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
What states have the most Remote Life Underwriter jobs? States with the most job openings for Remote Life Underwriter jobs include:
Infographic showing various Remote Life Underwriter job openings in the United States as of July 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Remote Life and Health Insurance Agent

The Forehand Agency

Grand Rapids, MI • Remote

$90K - $120K/yr

Other

Re-posted 11 days ago


Job description

Seeking a remote life and health insurance agent to sell coverage, build client relationships, and provide consultative guidance to prospects and policyholders. This role emphasizes consultative selling, accurate recordkeeping, and consistent professional service within a collaborative team.

Primary responsibilities:

  • Sell life and health insurance products using consultative sales approaches within an assigned territory.
  • Identify and develop new business through prospecting, timely follow-up on leads, and generating referrals.
  • Perform comprehensive needs assessments and recommend coverage solutions aligned with client objectives.
  • Prepare and present clear proposals that explain policy features, benefits, limitations, and costs.
  • Maintain long-term client relationships through regular follow-up, policy reviews, and ongoing service activities.
  • Keep accurate CRM records and ensure timely submission of required paperwork and documentation.
  • Stay current on product information, regulatory requirements, and underwriting guidelines.
  • Meet or exceed individual sales targets and participate in incentive programs as applicable.

Qualifications:

  • Current state life and health insurance license or willingness and ability to obtain and maintain required licensure.
  • Proven sales or client-service experience; prior insurance experience preferred but not required.
  • Strong verbal and written communication, persuasion, and negotiation skills.
  • Ability to work independently, prioritize tasks, manage time effectively, and handle multiple accounts.
  • Analytical ability to interpret coverage details and underwriting requirements and explain them clearly to clients.
  • Proficiency with basic PC applications and willingness to learn CRM and other agency software.
  • Professional demeanor and commitment to delivering a high standard of client service.

Compensation and workplace:

  • Commission-based pay with expected total compensation of $90,000 to $120,000 annually.
  • Fully remote work with flexible scheduling.
  • Performance incentives, professional development and training, and health-related benefits.

Workplace commitment:

The team is committed to an inclusive, professional environment with ongoing coaching, clear performance expectations, and support for career growth. Candidates from diverse backgrounds, recent graduates, and career changers are encouraged to apply.