2

Remote Life Underwriter Jobs (NOW HIRING)

Underwriter IV

Omaha, NE ยท Remote

$86K - $114K/yr

Remote Categories: Underwriting We're looking for a highly experienced and knowledgeable Underwriter IV to join our team and take on complex and high-impact individual life insurance cases. This role ...

Fully Remote Role Overview Reporting to a Managing Underwriter, the Senior Associate Underwriter is responsible for evaluating life insurance applications and determining whether applications should ...

Remote Mortgage Underwriter

Scottsdale, AZ ยท Remote

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... Life Insurance (Voluntary Life & AD&D for the employee and dependents) โ€ข Short and long-term ...

New

Remote Mortgage Underwriter

Philadelphia, PA ยท Remote

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... Life Insurance (Voluntary Life & AD&D for the employee and dependents) โ€ข Short and long-term ...

New

Fully Remote Role Overview Reporting to a Managing Underwriter, the Senior Associate Underwriter is responsible for evaluating life insurance applications and determining whether applications should ...

Proven competency at all job tasks and expectations of Underwriter, Intermediate Underwriter ... Remote Environment The Salary for this position generally ranges between $97,000-$120,000 annually.

Evaluate life insurance applications and accurately classify mortality risk using medical and ... EM1 #LI - REMOTE Pay Transparency Salary Range: $73,000-$124,900 Overtime eligible: Exempt ...

Underwriter IV

Stafford, TX ยท On-site +1

$86K - $114K/yr

Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page ... Underwrite highly complex individual life cases with significant mortality and financial impact ...

Senior Underwriter

Las Vegas, NV ยท Remote

$71K - $104K/yr

... life insurance application using universally recognized underwriting principles by evaluating ... LI-Remote Salary Range: $71,500 - $104,500 USD * Travel to Head Office, Toronto, Ontario, Canada ...

next page

Showing results 1-20

Remote Life Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote life underwriter jobs pay per year?

As of Jun 8, 2026, the average yearly pay for remote life underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Life Underwriter position, and why are they important?

To thrive as a Remote Life Underwriter, you need a solid background in risk assessment, medical terminology, and insurance underwriting principles, often supported by a bachelor's degree and relevant work experience. Familiarity with underwriting software platforms, such as Majesco or Oracle, and certification from organizations like LOMA or the American College is highly valued. Exceptional attention to detail, strong analytical thinking, and effective written communication distinguish top performers in this remote setting. These skills and qualities are crucial for making sound underwriting decisions, ensuring regulatory compliance, and maintaining efficient collaboration in a virtual environment.

What are some common challenges faced by Remote Life Underwriters, and how can they be addressed?

Remote Life Underwriters often encounter challenges such as staying updated with changing underwriting guidelines, managing large volumes of digital documentation, and maintaining clear communication with team members and agents. To overcome these challenges, it's important to be proactive in participating in virtual team meetings, leveraging online training resources, and using standardized digital tools to stay organized. Building strong relationships with colleagues through regular check-ins and fostering a disciplined, self-motivated work routine also help maintain productivity and job satisfaction. With the right strategies in place, remote underwriters can effectively manage their caseloads and contribute meaningfully to their organizations.

What is a Remote Life Underwriter job?

A Remote Life Underwriter evaluates life insurance applications by assessing financial, medical, and risk factors to determine eligibility and premium rates. They analyze medical records, lifestyle choices, and occupational hazards while working from a remote location. This role requires strong analytical skills, attention to detail, and knowledge of underwriting guidelines. Remote Life Underwriters often use specialized software to assess risk and communicate with agents or medical professionals. Their goal is to ensure fair and accurate life insurance decisions while minimizing risk for the insurer.

More about Remote Life Underwriter jobs
What cities are hiring for Remote Life Underwriter jobs? Cities with the most Remote Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
What states have the most Remote Life Underwriter jobs? States with the most job openings for Remote Life Underwriter jobs include:
Infographic showing various Remote Life Underwriter job openings in the United States as of May 2026, with employment types broken down into 25% As Needed, 50% Part Time, and 25% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Life Insurance Claims Specialist

Synergistic Systems Inc

Charlotte, NC โ€ข Remote

$40 - $45/hr

Full-time

Posted 10 days ago


Job description

Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a long term (2 year minimum) contract position. This job can be worked remotely.
The Life Insurance Claims Specialist will review contestable death claims, life insurance policy reinstatement requests, and evaluate Medical Information Bureau (MIB) inquiries for an existing book of business.
Life Insurance Claims Specialist responsibilities include the following:
  • Contestable claims review will require an evaluation of the cause of death and validating that there was no material misrepresentation with the original health history that was used at the time of the policy issue, or that was provided during a reinstatement that required medical underwriting.
  • Policy reinstatement requests will include evaluating client responses to medical questions, medical examinations, lab work, or review of physicians records to complete the underwriting risk evaluation to determine whether a lapsed policy should be placed back in force. Use of Swiss Re manual for risk assessment. Run manual MIB for all reinstatement requests and report MIB codes
  • MIB inquiries: Medical Information Bureau may request member firms to validate prior medical condition reports made on individual life insurance applicants.
  • Business Process: Claims and reinstatement inquiries are received at insurance carrier administrative offices and are routed to an underwriting queue for review and evaluation. MIB inquiries will be sent via secure email for review and response.
Requirements:
  • Ideally, candidates should have good product knowledge of life insurance and annuities.
  • Strong verbal and written communication skills, ability to multitask, and logic is preferred.
  • Claims and or underwriting background is preferred.
  • Candidates should have an investigative mindset. Determined to seek answers ifs something does not make sense.
  • Will use multiple proprietary systems top process claims, so ability to learn new systems quickly is critical.
  • Solid experience with MS Office products.
  • At least 4 years of Life Insurance Claims experience.
  • Works well independently or with minimal supervision
  • Chartered Life Underwriter (CLU), Academy of Life Underwriting (ALU) or Life Office Management Association (LOMA) certifications, courses or designations a big plus.
  • A bachelors degree or equivalent combination of education/experience.
  • Nice to have : Experience with the Resonant underwriting platform.

This is a remote position.