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Remote Life Underwriter Jobs (NOW HIRING)

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Life Insurance Underwriter

Richardson, TX · Remote

$31.25 - $38.46/hr

Experienced underwriter * 3-5 years working in life underwriting assessment ... Remote in certain states #westpriority26 Experience Level Intermediate Level Job Type & Location ...

Life Insurance Underwriter

Richardson, TX · Remote

$31.25 - $38.46/hr

Experienced underwriter * 3-5 years working in life underwriting assessment ... Remote in certain states #westpriority26 Experience Level Intermediate Level Job Type & Location ...

... Senior Life Underwriter . About the role At Symetra, we believe in empowering people to make a ... Please review Symetra's Remote Network Minimum Requirements: As a remote-first organization ...

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Remote Life Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote life underwriter jobs pay per year?

As of Jun 8, 2026, the average yearly pay for remote life underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Life Underwriter position, and why are they important?

To thrive as a Remote Life Underwriter, you need a solid background in risk assessment, medical terminology, and insurance underwriting principles, often supported by a bachelor's degree and relevant work experience. Familiarity with underwriting software platforms, such as Majesco or Oracle, and certification from organizations like LOMA or the American College is highly valued. Exceptional attention to detail, strong analytical thinking, and effective written communication distinguish top performers in this remote setting. These skills and qualities are crucial for making sound underwriting decisions, ensuring regulatory compliance, and maintaining efficient collaboration in a virtual environment.

What are some common challenges faced by Remote Life Underwriters, and how can they be addressed?

Remote Life Underwriters often encounter challenges such as staying updated with changing underwriting guidelines, managing large volumes of digital documentation, and maintaining clear communication with team members and agents. To overcome these challenges, it's important to be proactive in participating in virtual team meetings, leveraging online training resources, and using standardized digital tools to stay organized. Building strong relationships with colleagues through regular check-ins and fostering a disciplined, self-motivated work routine also help maintain productivity and job satisfaction. With the right strategies in place, remote underwriters can effectively manage their caseloads and contribute meaningfully to their organizations.

What is a Remote Life Underwriter job?

A Remote Life Underwriter evaluates life insurance applications by assessing financial, medical, and risk factors to determine eligibility and premium rates. They analyze medical records, lifestyle choices, and occupational hazards while working from a remote location. This role requires strong analytical skills, attention to detail, and knowledge of underwriting guidelines. Remote Life Underwriters often use specialized software to assess risk and communicate with agents or medical professionals. Their goal is to ensure fair and accurate life insurance decisions while minimizing risk for the insurer.

More about Remote Life Underwriter jobs
What cities are hiring for Remote Life Underwriter jobs? Cities with the most Remote Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
What states have the most Remote Life Underwriter jobs? States with the most job openings for Remote Life Underwriter jobs include:
Infographic showing various Remote Life Underwriter job openings in the United States as of May 2026, with employment types broken down into 25% As Needed, 50% Part Time, and 25% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Life Insurance Underwriter

Life Insurance Underwriter

Globe Life

Mckinney, TX • Remote

Full-time

Medical, Life

Posted 15 days ago


Globe Life Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

186th of 260 rated insurance


Job description

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records.

Primary Duties & Responsibilities:

· Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines

· Implementation of underwriting policies and procedures related to the processing of new business and other department processes

· Implementation of medical guidelines using the Swiss Re Underwriting manual and company notes

· MIB code reporting and interpretation of MIB code data

· Review and evaluate results of oral saliva tests

· Review and evaluate results of agent verification calls and other underwriting phone calls

· Review and evaluate motor vehicle records (MVRs)

· Review and evaluate prescription (Rx) histories to determine associated health conditions

· Review, summarize, and evaluate medical records (APSs)

· Review and evaluate paramedical exams and lab results

· Respond to customer service inquiries regarding dispositions

· Evaluate health information received with add-ons, modifications, and reinstatements

· Assist with other underwriting areas as deemed necessary by department management

Company Description

Our actions today have a lasting impact on tomorrow. Therefore, we aim to inspire everyone in our network to help Make Tomorrow Better.
At AO Globe Life, everything we do revolves around helping Make Tomorrow Better. We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We offer sales agents the opportunity to Make Tomorrow Better by protecting more lives and, in doing so, leaving a legacy. We give our employees the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.

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