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Remote Life Underwriter Jobs (NOW HIRING)

Beacon Technologies

Life Underwriter

Madison, WI · Remote

$30 - $32/hr

Senior Life Insurance Underwriter Auditor / Re-Underwriter Position Summary: We are seeking an ... This position offers the flexibility of remote work and a collaborative environment focused on ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Transamerica

Sr Life Underwriter

$100K - $119K/yr

That is why we are seeking experienced individual life underwriters to join our growing team where ... Remote Environment The Salary for this position generally ranges between $79,000-$95,000 annually.

Mutual of Omaha

Underwriter IV

Omaha, NE · Remote

$86K - $114K/yr

Remote Categories: Underwriting We're looking for a highly experienced and knowledgeable Underwriter IV to join our team and take on complex and high-impact individual life insurance cases. This role ...

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Remote Life Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote life underwriter jobs pay per year?

As of Jul 28, 2026, the average yearly pay for remote life underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Life Underwriter position, and why are they important?

To thrive as a Remote Life Underwriter, you need a solid background in risk assessment, medical terminology, and insurance underwriting principles, often supported by a bachelor's degree and relevant work experience. Familiarity with underwriting software platforms, such as Majesco or Oracle, and certification from organizations like LOMA or the American College is highly valued. Exceptional attention to detail, strong analytical thinking, and effective written communication distinguish top performers in this remote setting. These skills and qualities are crucial for making sound underwriting decisions, ensuring regulatory compliance, and maintaining efficient collaboration in a virtual environment.

What are some common challenges faced by Remote Life Underwriters, and how can they be addressed?

Remote Life Underwriters often encounter challenges such as staying updated with changing underwriting guidelines, managing large volumes of digital documentation, and maintaining clear communication with team members and agents. To overcome these challenges, it's important to be proactive in participating in virtual team meetings, leveraging online training resources, and using standardized digital tools to stay organized. Building strong relationships with colleagues through regular check-ins and fostering a disciplined, self-motivated work routine also help maintain productivity and job satisfaction. With the right strategies in place, remote underwriters can effectively manage their caseloads and contribute meaningfully to their organizations.

What is a Remote Life Underwriter job?

A Remote Life Underwriter evaluates life insurance applications by assessing financial, medical, and risk factors to determine eligibility and premium rates. They analyze medical records, lifestyle choices, and occupational hazards while working from a remote location. This role requires strong analytical skills, attention to detail, and knowledge of underwriting guidelines. Remote Life Underwriters often use specialized software to assess risk and communicate with agents or medical professionals. Their goal is to ensure fair and accurate life insurance decisions while minimizing risk for the insurer.

More about Remote Life Underwriter jobs
What cities are hiring for Remote Life Underwriter jobs? Cities with the most Remote Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
What states have the most Remote Life Underwriter jobs? States with the most job openings for Remote Life Underwriter jobs include:
What job categories do people searching Remote Life Underwriter jobs look for? The top searched job categories for Remote Life Underwriter jobs are:
Remote Life Underwriter jobs near you
Infographic showing various Remote Life Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Life Underwriter

Life Underwriter

Beacon Technologies

Madison, WI • Remote

$30 - $32/hr

Contractor

Posted 18 days ago

Job description

Senior Life Insurance Underwriter Auditor / Re-Underwriter
Position Summary:
We are seeking an experienced Life Insurance Underwriter Auditor / Re-Underwriter to conduct quality assurance reviews and re-underwriting audits across a portfolio of individual life insurance policies. This role is responsible for evaluating underwriting decisions, assessing adherence to underwriting guidelines and risk philosophy, identifying trends and opportunities for improvement, and supporting strategic initiatives across targeted segments of business.
The ideal candidate is a highly skilled life insurance underwriter with strong analytical abilities, exceptional attention to detail, and a deep understanding of mortality risk assessment. This position offers the flexibility of remote work and a collaborative environment focused on underwriting excellence and continuous improvement.
Key Responsibilities:
  • Conduct comprehensive audits and re-underwriting reviews of individual life insurance policies.
  • Evaluate underwriting decisions for consistency, accuracy, quality, and adherence to company guidelines, risk philosophy, and regulatory requirements.
  • Assess medical, financial, occupational, and avocational risk factors to determine appropriateness of underwriting outcomes.
  • Identify underwriting trends, inconsistencies, and opportunities for process improvement.
  • Document audit findings clearly and provide actionable recommendations to underwriting leadership.
  • Support quality assurance initiatives and special projects involving specific segments of the book of business.
  • Partner with underwriting management to develop and implement corrective actions when needed.
  • Analyze underwriting data and results to measure performance and identify emerging risks.
  • Maintain current knowledge of underwriting guidelines, mortality assessment tools, and industry best practices.
  • Quickly learn and apply new underwriting systems, workflows, philosophies, and procedures.
  • Participate in calibration exercises to promote consistent underwriting practices.

Required Qualifications:
  • 5+ years of direct individual life insurance underwriting experience with a life insurance carrier.
  • Demonstrated history of underwriting performance and quality results.
  • Advanced knowledge of life insurance risk selection and mortality assessment.
  • Strong analytical and critical-thinking skills.
  • Excellent written and verbal communication skills.
  • Proven ability to document underwriting rationale thoroughly and clearly.
  • Strong organizational skills with the ability to manage multiple priorities and deadlines.
  • Ability to work independently in a remote environment while maintaining productivity and quality standards.
  • Proficiency with underwriting systems and technology platforms.

Preferred Qualifications:
  • Experience conducting underwriting audits, quality assurance reviews, or re-underwriting assessments.
  • Familiarity with the Swiss Re Underwriting Manual.
  • Experience using MRAS underwriting rules and Workbench.
  • Knowledge of accelerated underwriting and automated underwriting programs.
  • Experience reviewing large face amount cases and complex underwriting decisions.
  • Prior participation in underwriting governance, quality control, or risk management initiatives.