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Senior Life Underwriter Jobs (NOW HIRING)

FBL Financial Group

Sr. Life Underwriter

West Des Moines, IA · On-site

$96K - $114K/yr

Senior Life Underwriter Do you have a medical background and/or previous experience underwriting life insurance? Are you a problem solver with great analytical thinking skills, as well as strong ...

Transamerica

Sr Life Underwriting Consultant

Proven competency at all job tasks and expectations of Underwriter, Intermediate Underwriter ... A minimum of 8 years life or health underwriting experience. * Demonstrated skill in AWD or similar ...

TEKsystems

Life Insurance Underwriter

Appleton, WI · Remote

$25 - $40/hr

... Sr. Underwriter • Communicate with agents over email, very limited phone calls • Use digital Owls • Individual life insurance experience, (fully written) • If they have FMLA, FALU a bonus ...

New York Life

Senior Associate, Underwriter

$98K - $116K/yr

Fully Remote Senior Associate Underwriter Fully Remote with occasional travel - Our typical travel ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life

Senior Associate, Underwriter

$98K - $116K/yr

Fully Remote Senior Associate Underwriter Fully Remote with occasional travel - Our typical travel ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life Insurance Co

Senior Associate, Underwriter

$100K - $119K/yr

Hybrid - 1 day per quarter Senior Associate Underwriter Role Overview Reporting to a Managing ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life Insurance Co

Senior Associate, Underwriter

$100K - $119K/yr

Hybrid - 1 day per quarter Senior Associate Underwriter Role Overview Reporting to a Managing ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life

Senior Associate Underwriter

$73K - $124K/yr

The Senior Associate Underwriter applies underwriting guidelines, medical knowledge, and sound ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life

Senior Associate Underwriter

$90K - $128K/yr

The Senior Associate Underwriter applies underwriting guidelines, medical knowledge, and sound ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

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Senior Life Underwriter information

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$37K

$106.6K

$133.5K

How much do senior life underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for senior life underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What are the typical day-to-day responsibilities of a senior life underwriter?

A Senior Life Underwriter is usually responsible for reviewing complex life insurance applications, analyzing medical and financial information, and making sound risk assessments. You may work closely with agents, medical professionals, and other underwriters to gather supporting documentation and discuss borderline cases. Additionally, you might participate in mentoring junior underwriters, updating underwriting guidelines, and contributing to process improvement initiatives. The role typically requires managing multiple cases simultaneously, balancing thoroughness with efficiency in a fast-paced environment.

What are the key skills and qualifications needed to thrive as a senior life underwriter?

To thrive as a Senior Life Underwriter, you need advanced knowledge of risk assessment, underwriting guidelines, and life insurance products, often backed by a bachelor's degree and professional certifications such as FLMI or LOMA. Proficiency in underwriting systems, electronic application platforms, and decision-support software is highly valued. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data, explain decisions, and collaborate across departments. These skills and qualities are essential for evaluating complex cases, maintaining accuracy, and delivering sound underwriting decisions that support organizational goals.

What is a senior life underwriter?

A Senior Life Underwriter assesses and evaluates life insurance applications to determine risk and policy eligibility. They analyze medical records, financial documents, and other relevant data to make informed underwriting decisions. They must ensure that policies comply with company guidelines and regulatory requirements while balancing risk and profitability. Additionally, they may mentor junior underwriters and collaborate with agents or brokers to clarify underwriting decisions.

More about Senior Life Underwriter jobs
What cities are hiring for Senior Life Underwriter jobs? Cities with the most Senior Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
What states have the most Senior Life Underwriter jobs? States with the most job openings for Senior Life Underwriter jobs include:
What job categories do people searching Senior Life Underwriter jobs look for? The top searched job categories for Senior Life Underwriter jobs are:
Senior Life Underwriter jobs near you
Infographic showing various Senior Life Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Sr. Life Underwriter

FBL Financial Group

West Des Moines, IA • On-site

$96K - $114K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 26 days ago

Job description

Senior Life Underwriter
Do you have a medical background and/or previous experience underwriting life insurance? Are you a problem solver with great analytical thinking skills, as well as strong organizational skills? Are you a go-getter with high initiative, a positive attitude and a lifelong learner? If so, this Senior Life Underwriter opportunity could be a fit for you!
Who We Are: With Farm Bureau Financial Services, our client/members can feel confident knowing their family, home, cars and other property are protected. We value a culture where integrity, teamwork, passion, service, leadership and accountability are at the heart of every decision we make and every action we take. We're proud of our more than 80-year commitment to protecting the livelihoods and futures of our client/members and creating an atmosphere where our employees thrive.
What You'll Do: As a Senior Life Underwriter, you will be responsible for the total case management of all applications assigned. This position involves reviewing applications, examinations, laboratory and other test results, medical and financial records, all documents required to comply with state and federal regulations and determining suitability. Familiarity with Accelerated Underwriting and interpreting underwriting data is desirable. You will work independently, with support from the assistants, but also may consult with other underwriters, Medical Director, reinsurance companies and experts in other disciplines such as accounting and legal. As a Senior Life Underwriter, you must adhere to department policies and procedures and comply with government regulations. There are times where this role would be responsible for training our agency force in the participation of seminars, and agency or statewide meetings.
What It Takes to Join Our Team:
  • College degree or equivalent plus 5 years of life insurance experience preferred.
  • FLMI, FALU and CLU designation(s) preferred (or currently working towards).
  • Keep current with changes in the industry and risk selection.
  • Familiarity with Windows and Microsoft Office software preferred.
  • Excellent oral and written communication skills.
  • Must have life underwriting experience and/or a medical background.
  • Must be able to work from our office located in West Des Moines, IA (hybrid home/office work schedule)

What We Offer You: When you're on our team, you get more than a great paycheck. You'll hear about career development and educational opportunities. We offer an enhanced 401K with a match, low-cost health, dental, and vision benefits, and life and disability insurance options. We also offer paid time off, including holidays and volunteer time, and teams who know how to have fun. Add to that an onsite wellness facility with fitness classes and programs, a daycare center, a cafeteria, and for many positions, even consideration for a hybrid work arrangement. Farm Bureau....where the grass really IS greener!
If you're interested in joining a company that appreciates its employees, provides growth and professional development opportunities, and offers great benefits, we invite you to apply today!
Work Authorization/Sponsorship: At this time, we are not considering candidates that need any type of immigration sponsorship now or in the future, such as additional or permanent work authorization. Applicants must be currently authorized to work in the United States on a full-time, permanent basis. We are not able to sponsor now or in the future, or take over sponsorship of, an employment visa or work authorization for this role. For example, we are not considering candidates with OPT status.

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