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Senior Life Underwriter Jobs (NOW HIRING)

Understory

Underwriter

Madison, WI · On-site +1

Collaborating closely with sales, customer service, and senior management teams to manage, retain ... Have a minimum of 3 years of property, casualty, or life underwriting experience, with a track ...

AmeriLife Group LLC

OR · On-site

Negotiate underwriting offers with the underwriting teams of our Product Partners as appropriate to ... Use expertise in Life insurance process, terminology, technology to support and enhance daily ...

Real Capital

Senior Underwriter

Las Vegas, NV · On-site

$89K - $106K/yr

Work-Life Balance Support - paid time off, holidays, sick leave, parental leave, and other forms of ... Senior Underwriter - AI-Enabled Investment Analysis Location: Las Vegas / Henderson, Nevada ...

Munich Re

Underwriter Senior

Philadelphia, PA · On-site +1

$99K - $117K/yr

Surety Underwriter Sr We are adding to our diverse team of experts and are looking to hire those ... Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse ...

New

Munich RE

Underwriter Senior

Princeton, NJ · On-site

$103K - $122K/yr

Surety Underwriter Sr We are adding to our diverse team of experts and are looking to hire those ... Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse ...

New

Munich RE

Underwriter Senior

Philadelphia, PA · On-site

$99K - $117K/yr

Surety Underwriter Sr We are adding to our diverse team of experts and are looking to hire those ... Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse ...

New

Munich Re

Underwriter Senior

Manhattan, NY · On-site +1

$108K - $128K/yr

Surety Underwriter Sr We are adding to our diverse team of experts and are looking to hire those ... Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse ...

New

Munich Re

Underwriter Senior

New York, NY · On-site

$107K - $127K/yr

Surety Underwriter Sr We are adding to our diverse team of experts and are looking to hire those ... Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse ...

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Senior Life Underwriter information

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$37K

$106.6K

$133.5K

How much do senior life underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for senior life underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What are the typical day-to-day responsibilities of a senior life underwriter?

A Senior Life Underwriter is usually responsible for reviewing complex life insurance applications, analyzing medical and financial information, and making sound risk assessments. You may work closely with agents, medical professionals, and other underwriters to gather supporting documentation and discuss borderline cases. Additionally, you might participate in mentoring junior underwriters, updating underwriting guidelines, and contributing to process improvement initiatives. The role typically requires managing multiple cases simultaneously, balancing thoroughness with efficiency in a fast-paced environment.

What are the key skills and qualifications needed to thrive as a senior life underwriter?

To thrive as a Senior Life Underwriter, you need advanced knowledge of risk assessment, underwriting guidelines, and life insurance products, often backed by a bachelor's degree and professional certifications such as FLMI or LOMA. Proficiency in underwriting systems, electronic application platforms, and decision-support software is highly valued. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data, explain decisions, and collaborate across departments. These skills and qualities are essential for evaluating complex cases, maintaining accuracy, and delivering sound underwriting decisions that support organizational goals.

What is a senior life underwriter?

A Senior Life Underwriter assesses and evaluates life insurance applications to determine risk and policy eligibility. They analyze medical records, financial documents, and other relevant data to make informed underwriting decisions. They must ensure that policies comply with company guidelines and regulatory requirements while balancing risk and profitability. Additionally, they may mentor junior underwriters and collaborate with agents or brokers to clarify underwriting decisions.

More about Senior Life Underwriter jobs
What cities are hiring for Senior Life Underwriter jobs? Cities with the most Senior Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
What states have the most Senior Life Underwriter jobs? States with the most job openings for Senior Life Underwriter jobs include:
What job categories do people searching Senior Life Underwriter jobs look for? The top searched job categories for Senior Life Underwriter jobs are:
Senior Life Underwriter jobs near you
Infographic showing various Senior Life Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.

Underwriter

Understory

Madison, WI • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 13 days ago

Job description

Are you an underwriting professional who thrives in high-stakes, transformative environments? Do you find satisfaction in mitigating risk, identifying opportunities, and shaping the course of a rapidly growing company? If so, it's time to take your career to the next level.
As an Underwriter at Understory, you will be at the forefront of an innovative venture. Your pivotal role in accurately assessing and pricing risk will contribute significantly to creating profitable insurance products for our partners and clients alike.
Your primary role responsibilities will include:
  • Directing the assessment, underwriting, and pricing of complex property and casualty commercial insurance risks
  • Guiding the review of insurance applications to gauge the degree of risk involved accurately
  • Steering the development of innovative underwriting strategies to achieve business growth and profitability
  • Collaborating closely with sales, customer service, and senior management teams to manage, retain, and grow our client base

You're exactly what we're looking for if you:
  • Hold a Bachelor's degree in Finance, Economics, or a related field
  • Have a minimum of 3 years of property, casualty, or life underwriting experience, with a track record of managing large accounts (experience with multiple lines is a plus)
  • Have demonstrated ability to forge strong broker and carrier relationships
  • Develop and utilize advanced analytical, decision-making, and leadership skills
  • Have an in-depth knowledge of insurance policies, admitted and non-admitted regulations, and market trends
  • Possess outstanding communication and negotiation abilities
  • Are highly organized, with the capacity to manage multiple priorities
  • Experience in Dealer's Open Lot is a strong plus
  • For local Madison, WI employees, we offer a hybrid work model. Exceptional remote candidates may be considered.

Compensation includes:
  • Competitive base salary commensurate with experience.
  • Comprehensive benefits package including health, dental, vision, and retirement plans.
  • Unlimited Paid Time Off

About Understory
Understory is a leading provider of insurance solutions built for the era of climate change. The company's global network of Dot weather stations powers the world's most sophisticated weather risk model. By combining mutualized, optimized risk structures with precision weather technology and modeling, Understory develops affordable, stable property insurance solutions.
Traditional insurance is no longer fit for purpose. Natural catastrophes driven by the volatility of climate change is increasing rates and restricting coverage. Insurance and reinsurance companies are pulling out and leaving 76% of global assets unprotected. Transformation is inevitable, and it's coming to the global insurance market. Understory cracked the code, and our approach is the only way to close this gap.
Comprising a compact yet fiercely dedicated & passionate remote team, Understory is a mission-centric, results-driven start-up that thrives on relentless adaptability and resilience. We cherish accountability and push the limits at breakneck speeds, always backed by the unwavering support of our colleagues. To sustain our drive, we place significant emphasis on work-life harmony, nurturing our families, and fostering our communities.
Understory, headquartered in Madison, Wisconsin, is poised to rewrite the story of insurance. To embark on this exciting journey with us, visit www.understoryweather.com.

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