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Remote Insurance Agent Jobs in Kentucky (NOW HIRING)

Life Insurance Sales Agent

Lexington, KY · On-site +1

$50K - $175K/yr

As a Sales Agent, you will be responsible for selling life insurance policies to clients and providing exceptional customer service. Working closely with our team of professionals who are here to ...

Life Insurance Sales Agent

Lexington, KY · On-site +1

$30K - $160K/yr

Take control of your future and launch your agent career today. Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and ...

Life Insurance Sales Agent

Covington, KY · On-site +1

$30K - $160K/yr

Take control of your future and launch your agent career today. Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and ...

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $160K/yr

Take control of your future and launch your agent career today. Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and ...

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $175K/yr

Unsure of joining the insurance industry? According to a 2024 study conducted by LIMRA there are an ... No agent's success, earnings, or production results should be viewed as typical, average, or ...

Showing results 21-40

Remote Insurance Agent information

See Kentucky salary details

$21.7K

$56.5K

$105.5K

How much do remote insurance agent jobs pay per year?

As of Jul 27, 2026, the average yearly pay for remote insurance agent in Kentucky is $56,473.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,600.00 and $66,900.00 per year, depending on experience, location, and employer.

How can I make 2000 a week working from home?

A remote insurance agent can potentially earn $2,000 a week by building a strong client base, providing excellent service, and working efficiently to close multiple policies. Success depends on experience, sales skills, and the ability to generate leads through digital marketing or networking. Consistent effort and obtaining relevant licenses are essential for high earnings in this role.

Can you be an insurance agent remotely?

Yes, insurance agents can work remotely, often using digital tools and communication platforms to serve clients, process policies, and handle claims. Many insurance companies now offer remote or hybrid roles that require licensing, strong communication skills, and familiarity with insurance software.

How does a Remote Insurance Agent typically collaborate with team members and clients in a virtual environment?

Remote Insurance Agents rely heavily on digital communication tools such as video calls, email, and instant messaging to interact with clients and coordinate with colleagues. Regular team meetings are often held virtually to discuss goals, share updates, and address challenges. Agents also use secure online platforms to manage client information, process applications, and track policy renewals. Building strong relationships remotely can be challenging, but proactive communication and responsiveness help maintain trust with both clients and team members.

What Does a Remote Insurance Agent Do?

As a remote insurance agent, you work from home to increase the sales of insurance policies. This often includes auto, life, home, health, travel, and other forms of insurance. In this role, you may explain the benefits of each plan to customers, follow up on a list of leads, and address customer concerns and objections. Other duties include responding to online inquiries and providing help to existing customers, rather than exclusively focusing on generating sales for new products. Some details of this job depend on the type of insurance you sell. For example, if you sell customized insurance packages, you may occasionally visit clients to assess any risks associated with their policies.

What is the difference between Remote Insurance Agent vs Insurance Broker?

AspectRemote Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentRemote or home-based, client-facingTypically office-based or remote, client-facing
Employer & Industry UsageInsurance companies, agenciesIndependent, multiple insurers
Primary RoleSell insurance policies directly to clientsHelp clients find policies across multiple insurers

Remote Insurance Agents primarily sell policies for specific insurers, working remotely, while Insurance Brokers act independently, offering clients a variety of options from multiple insurers. Both roles require licensing and involve client interaction, but brokers have broader access to products and often work independently.

How much do remote insurance jobs pay?

Remote insurance agents typically earn between $40,000 and $70,000 annually, with top performers making over $100,000 through commissions and bonuses. Pay varies based on experience, sales skills, and the insurance products sold, often supplemented by performance-based incentives.

What are remote insurance agents?

Remote insurance agents are licensed professionals who help clients choose and manage insurance policies while working from a location outside of a traditional office, such as from home. They communicate with clients mainly through phone, email, or online platforms to assess needs, provide quotes, and facilitate policy purchases or changes. This remote setup offers flexibility for both the agent and the clients, often leading to extended service hours. Remote insurance agents must still comply with all licensing requirements and regulations, just like their in-office counterparts.

What are the key skills and qualifications needed to thrive as a Remote Insurance Agent, and why are they important?

To thrive as a Remote Insurance Agent, you need a strong understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, virtual communication platforms, and quoting tools is also essential. Outstanding interpersonal skills, self-motivation, and the ability to build trust remotely distinguish high performers in this role. These skills are vital for effectively reaching clients, closing sales, and maintaining compliance while working independently from a remote setting.

What is the best insurance company to work for remotely?

For remote insurance agents, companies like State Farm, Allstate, and Progressive are known for offering flexible work arrangements, training programs, and support for remote roles. Factors such as commission structure, company culture, and required certifications can influence the best fit for individual agents.
What are the most commonly searched types of Insurance Agent jobs in Kentucky? The most popular types of Insurance Agent jobs in Kentucky are:
What job categories do people searching Remote Insurance Agent jobs in Kentucky look for? The top searched job categories for Remote Insurance Agent jobs in Kentucky are:
What cities in Kentucky are hiring for Remote Insurance Agent jobs? Cities in Kentucky with the most Remote Insurance Agent job openings:
Infographic showing various Remote Insurance Agent job openings in Kentucky as of July 2026, with employment types broken down into 1% Locum Tenens, 89% Full Time, 7% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $56,473 per year, or $27.2 per hour.

Life Insurance Sales Agent - Fully Remote

True North Recruiters

Lexington, KY • Remote

$50K - $100K/yr

Full-time, Part-time, Contractor

Posted 3 days ago


Job description

Life Insurance Sales Agent — 100% Commission, Uncapped Income, Fully Remote

Job Type: Full-time, commission-only (1099)
Location: Remote (U.S.-based, work from anywhere)
Compensation: Commission only · No income cap

The Opportunity

We're looking for motivated, self-driven individuals to join our growing team of licensed life insurance agents. This is a true entrepreneurial role — you control your schedule, your income, and your ceiling. There are no quotas to chase and no commission caps to hit. The harder and smarter you work, the more you earn.

Whether you're an experienced producer looking for a better split or someone hungry to break into the industry, you'll get the training, lead support, and carrier access you need to build a book of business that pays you for years.

No license yet? No problem. If you're not currently licensed, we'll connect you with an exceptional pre-licensing program at a discounted rate, so you can get licensed and start earning quickly.

What You'll Do

  • Connect with individuals and families to understand their financial protection needs.
  • Present and sell term, whole, and universal life insurance products from top-rated carriers.
  • Manage your own pipeline, schedule, and client follow-up.
  • Stay current on products, underwriting guidelines, and industry best practices.
  • Optional: Recruit, mentor, and lead a team of your own agents and earn overrides on their production.

Why Join Us

  • Taubman Financial Management — Taubman Financial Management is a leader in providing clients with cradle to grave financial planning as well as strong coaching and mentoring for people looking to change their lives while serving others. With over 30 years’ experience in the financial services field, we have the tools and the knowledge to help you reach goals you set for your family and yourselves.
  • Uncapped commission — first-year commissions plus renewals and residuals that compound over time.
  • Fully remote — sell nationwide from your home office; no commute, no territory restrictions.
  • Flexible schedule — part-time or full-time, your call.
  • Build a team — leadership and override opportunities for agents who want to scale beyond personal production. Note: building a team is not necessary if you want to remain a solo producer. Either path is absolutely fine with us!
  • Carrier access — contracted with multiple A-rated carriers so you can fit the right product to the right client.
  • Training & support — product training, sales systems, and mentorship for new and experienced agents alike.
  • License support — discounted pre-licensing program for candidates who need to get licensed before going live.

Income Potential

Agents who fully engage with the system consistently reach six-figure incomes after their first year in the business. Your results depend on your effort, activity, and follow-through — there's no cap on what you can earn, and renewals keep paying you long after the initial sale.

Earning examples are not guaranteed. Individual results vary based on effort, market, and persistence.

What We're Looking For

  • Self-motivated, coachable, and comfortable with commission-based income.
  • Strong communication skills and genuine care for client outcomes.
  • Active life insurance license or willingness to obtain one — we'll help you access a discounted, high-quality pre-licensing program to get started.
  • Reliable internet, a quiet workspace, and the discipline to work independently.
  • Sales experience is a plus but not required; character and drive matter more.

Compensation Details

  • Commission-only, independent contractor (1099).
  • First-year commissions, renewals, and residual income on persisting policies. Note: this varies by products sold.
  • Override and bonus structure for team leaders.
  • No base salary or draw — your effort directly determines your earnings.

How to Apply

Click the link and you will be taken to a portal where you will be directed through the application process.

Equal opportunity. We welcome applicants from all backgrounds and experience levels. Independent contractor role — no employment benefits are provided.