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Life Insurance Commission Jobs in Kentucky (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Ashland, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Owensboro, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

The Summers Group

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to ... World class culture and leadership development Pay: * 1099 contractor; commissions only * Part-Time ...

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Life Insurance Commission information

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the key skills and qualifications needed to thrive as a life insurance commission agent?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

Is it hard to get hired as a life insurance commission?

Getting hired as a life insurance agent or broker typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Success depends on sales skills, industry knowledge, and building a client base, but entry barriers are generally manageable for those willing to meet licensing requirements and develop their network.

Is it worth it to become a life insurance agent?

A life insurance agent's income depends on commissions from policy sales, which can vary based on experience, sales skills, and client base. The role often requires licensing, ongoing training, and building a network to succeed financially. Whether it is worth it depends on individual sales ability and career goals in the insurance industry.

Is there a demand for life insurance agents?

The demand for life insurance agents remains steady due to ongoing consumer need for life insurance products and financial planning services. Success in this role often depends on strong sales skills, industry knowledge, and the ability to build client relationships, with opportunities available in both traditional and digital sales environments.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. Success often requires strong communication skills, self-motivation, and the ability to build client relationships over time, which can be demanding and lead to high turnover.

What are the most commonly searched types of Life Insurance jobs in Kentucky?

The most popular types of Life Insurance jobs in Kentucky are:

What are popular job titles related to Life Insurance Commission jobs in Kentucky?

For Life Insurance Commission jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Life Insurance Commission jobs in Kentucky look for?

The top searched job categories for Life Insurance Commission jobs in Kentucky are:

Life Insurance Commission jobs near you

Life Insurance Sales Agent

The McCrimmon Agency

Louisville, KY • On-site, Remote

$30K - $160K/yr

Full-time

Re-posted 8 days ago

Job description

The McCrimmon Agency is looking for motivated, coachable people who want more than a traditional 9–5. This is a remote, commission-based insurance sales opportunity for someone who wants flexibility, mentorship, and a path toward building their own business in the life insurance industry.

We help families protect what matters most through life insurance, mortgage protection, final expense, income protection, and advanced financial solutions. As a broker, we work with 30+ insurance companies so agents can help clients find coverage that fits their needs.

No prior insurance experience is required. If unlicensed, we provide training, mentorship, and licensing support to help you get started.

What you’ll do

You’ll work with clients to understand their needs and help them choose protection options for their family, income, home, and future. You’ll also receive ongoing training, coaching, and support from a team focused on personal growth, professional development, and doing business with integrity.

Why people join The McCrimmon Agency

  • Remote work with flexible hours
  • Full-time or part-time options
  • Training and mentorship provided
  • Supportive team culture
  • Proven systems, CRM tools, and lead options available
  • Path toward business ownership and long-term growth
  • No prior insurance experience required

Compensation

  • This is a 100% commission-based role. Earnings are not guaranteed and depend on individual activity, performance, and consistency.
  • Many active agents achieve $50,000–$150,000+ annually, with top performers having the ability to exceed that based on production.

Schedule

  • Set your own hours
  • 15–40 hours per week

Requirements

  • Must live in the United States
  • Must have reliable internet, a computer, and a personal phone
  • Must be willing to obtain a life and health insurance license in your state. Licensing costs are the responsibility of the Sales Agent, but we provide support and guidance throughout the process.
  • Must be comfortable with a commission-based role

This may be a great fit if you are:

  • A strong communicator
  • Self-motivated and goal-oriented
  • Comfortable working independently
  • Interested in personal growth and leadership
  • Looking for flexibility and meaningful work
  • Willing to be coached and motivated by performance-based income

The McCrimmon Agency is an equal opportunity employer.


By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.

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