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Hourly Insurance Agent Jobs in Kentucky (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Louisville, KY · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

Shelter Insurance

Insurance Agent

Flemingsburg, KY · On-site

We are seeking an exceptional entrepreneur to make a difference in Flemingsburg, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Kemper

Licensed Insurance Agent

Lexington, KY

Role: Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type :Full-Time with Benefits Work Arrangement :Field Role Career and Opportunity : Kemper is a ...

Kemper

Licensed Insurance Agent

Louisville, KY · On-site

Role: Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type :Full-Time with Benefits Work Arrangement :Field Role Career and Opportunity : Kemper is a ...

Senior Benefit Services

Insurance Agent

Henderson, KY · On-site

For over 50 years, SBS has been a trusted leader in providing insurance solutions to seniors. Whether you are an experienced sales professional or ready to start a rewarding new career, this ...

Shelter Insurance

Agent

Hopkinsville, KY

We are seeking an exceptional entrepreneur to make a difference in Hopkinsville, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Sagility

$20/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

Kemper

Insurance Agent Trainee

Lexington, KY

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity: Kemper is a diversified insurance holding company with a history spanning over ...

Sagility LLC

$20/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

Shelter Insurance

Agent

Florence, KY

We are seeking an exceptional entrepreneur to make a difference in Florence, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Kemper

Insurance Agent Trainee

Louisville, KY · On-site

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity: Kemper is a diversified insurance holding company with a history spanning over ...

Shelter Insurance

Trac Agent

Owensboro, KY · On-site

We are seeking an exceptional entrepreneur to make a difference in Owensboro, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Planright

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

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Hourly Insurance Agent information

What is an hourly insurance agent?

An Hourly Insurance Agent is a professional who sells and manages insurance policies, such as auto, home, life, or health insurance, and is compensated on an hourly wage rather than by commission. These agents assist clients in understanding coverage options, processing claims, and ensuring their insurance needs are met. Working hourly allows them to focus on customer service and unbiased advice, as their income does not depend on the number or size of policies sold. This role may be found in insurance agencies, call centers, or customer support teams.

What are the key skills and qualifications needed to thrive as an hourly insurance agent?

To thrive as an Hourly Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with customer relationship management (CRM) software, quoting systems, and digital communication tools is important for daily operations. Excellent interpersonal skills, active listening, and resilience in handling objections help you build client trust and close sales. These abilities are critical for meeting sales targets, maintaining compliance, and delivering quality customer service in a competitive market.

What are some common challenges faced by hourly insurance agents, and how can they be addressed?

Hourly insurance agents often face challenges such as meeting sales targets within limited working hours and managing a fluctuating client base. To address these, successful agents prioritize effective time management, focus on building strong client relationships, and stay updated on industry products and regulations. Collaborating closely with other team members, such as underwriters and customer service representatives, can also help resolve client issues efficiently. Additionally, ongoing training and mentorship programs offered by employers can support agents in improving their skills and achieving their goals.

What is the difference between Hourly Insurance Agent vs Commission-Based Insurance Agent?

AspectHourly Insurance AgentCommission-Based Insurance Agent
CompensationHourly wage regardless of salesCommission based on policies sold
Work EnvironmentTypically in retail or office settingsFieldwork and client meetings
Required CredentialsLicensing, insurance knowledgeLicensing, sales skills
Employer UsageInsurance agencies, brokeragesInsurance agencies, independent agents

Hourly Insurance Agents receive a fixed wage for their work hours, providing income stability. In contrast, Commission-Based Insurance Agents earn based on sales performance, which can lead to higher earnings but less income predictability. Both roles require licensing and industry knowledge, but their compensation structures and work environments differ significantly.

How much do hourly insurance agents get paid hourly?

Hourly insurance agents typically earn between $15 and $25 per hour, depending on experience, location, and the employer. Compensation may also include commissions or bonuses based on sales performance, and some agents work part-time or flexible schedules.

Why do most hourly insurance agents quit?

Many hourly insurance agents leave the job due to low pay, limited advancement opportunities, and high rejection rates that can lead to job dissatisfaction. The role often requires strong sales skills and resilience, and the compensation structure may not be sufficient to retain agents long-term.

What are the most commonly searched types of Insurance Agent jobs in Kentucky?

The most popular types of Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Hourly Insurance Agent jobs?

Cities in Kentucky with the most Hourly Insurance Agent job openings:

Hourly Insurance Agent jobs near you
Infographic showing various Hourly Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 80% In-person, and 20% Remote job distribution.

Insurance Agent

Louisville, KY • On-site

HealthMarkets, Inc.
See more jobs at HealthMarkets, Inc.external

Contractor

Re-posted just now

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to grow a flourishing business, all while making a difference in peoples lives.

Not only that, but HealthMarkets will offer you the resources you need to succeed. Well give you access to leads, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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