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Hourly Insurance Agent Jobs in Kentucky (NOW HIRING)

Planright

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Planright

Sales Agent (Insurance)

Bowling Green, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

WB Agency

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Plan Right

Sales Agent (Insurance)

Bowling Green, KY · On-site

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Planright

Sales Agent (Insurance)

Bowling Green, KY · On-site +1

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Plan Right

Sales Agent (Insurance)

Louisville, KY · On-site

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

WB Agency

Sales Agent (Insurance)

Bowling Green, KY

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Planright

Sales Agent (Insurance)

Louisville, KY · On-site +1

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

HMG Careers

Remote Insurance Agent

Ashland, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Promoted2

Remote Insurance Agent

Louisville, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsHourly Insurance Agent JobsHourly Insurance Agent Jobs in Kentucky

Hourly Insurance Agent information

What is an hourly insurance agent?

An Hourly Insurance Agent is a professional who sells and manages insurance policies, such as auto, home, life, or health insurance, and is compensated on an hourly wage rather than by commission. These agents assist clients in understanding coverage options, processing claims, and ensuring their insurance needs are met. Working hourly allows them to focus on customer service and unbiased advice, as their income does not depend on the number or size of policies sold. This role may be found in insurance agencies, call centers, or customer support teams.

What are the key skills and qualifications needed to thrive as an hourly insurance agent?

To thrive as an Hourly Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with customer relationship management (CRM) software, quoting systems, and digital communication tools is important for daily operations. Excellent interpersonal skills, active listening, and resilience in handling objections help you build client trust and close sales. These abilities are critical for meeting sales targets, maintaining compliance, and delivering quality customer service in a competitive market.

What are some common challenges faced by hourly insurance agents, and how can they be addressed?

Hourly insurance agents often face challenges such as meeting sales targets within limited working hours and managing a fluctuating client base. To address these, successful agents prioritize effective time management, focus on building strong client relationships, and stay updated on industry products and regulations. Collaborating closely with other team members, such as underwriters and customer service representatives, can also help resolve client issues efficiently. Additionally, ongoing training and mentorship programs offered by employers can support agents in improving their skills and achieving their goals.

What is the difference between Hourly Insurance Agent vs Commission-Based Insurance Agent?

AspectHourly Insurance AgentCommission-Based Insurance Agent
CompensationHourly wage regardless of salesCommission based on policies sold
Work EnvironmentTypically in retail or office settingsFieldwork and client meetings
Required CredentialsLicensing, insurance knowledgeLicensing, sales skills
Employer UsageInsurance agencies, brokeragesInsurance agencies, independent agents

Hourly Insurance Agents receive a fixed wage for their work hours, providing income stability. In contrast, Commission-Based Insurance Agents earn based on sales performance, which can lead to higher earnings but less income predictability. Both roles require licensing and industry knowledge, but their compensation structures and work environments differ significantly.

How much do hourly insurance agents get paid hourly?

Hourly insurance agents typically earn between $15 and $25 per hour, depending on experience, location, and the employer. Compensation may also include commissions or bonuses based on sales performance, and some agents work part-time or flexible schedules.

Why do most hourly insurance agents quit?

Many hourly insurance agents leave the job due to low pay, limited advancement opportunities, and high rejection rates that can lead to job dissatisfaction. The role often requires strong sales skills and resilience, and the compensation structure may not be sufficient to retain agents long-term.

What are the most commonly searched types of Insurance Agent jobs in Kentucky?

The most popular types of Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Hourly Insurance Agent jobs?

Cities in Kentucky with the most Hourly Insurance Agent job openings:

Hourly Insurance Agent jobs near you
Infographic showing various Hourly Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution.

Sales Agent (Insurance)

Planright

Louisville, KY • On-site

$70K - $100K/yr

Full-time

Re-posted 8 days ago

Job description

Position Overview
The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.
Key Responsibilities
  • Conduct client interviews to gather personal, financial, and medical information for insurance applications.
  • Explain insurance products, coverage options, and policy terms clearly and accurately.
  • Assess potential risks and identify factors that may influence underwriting decisions.
  • Complete and submit applications in compliance with company policies and industry regulations.
  • Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.
  • Maintain accurate and confidential client records.
  • Stay informed about industry trends, underwriting guidelines, and product updates.

Qualifications
  • High school diploma or equivalent; bachelor's degree preferred.
  • Prior experience in insurance sales, underwriting, or financial services is highly desirable.
  • State insurance license (Life/Health) or ability to obtain one.
  • Strong communication, presentation, and interpersonal skills.
  • Detail-oriented with excellent organizational abilities.
  • Proficient in using CRM software and digital applications for client management.

Work Environment
  • Combination of fieldwork (meeting clients at their location) and remote/office-based work.
  • May require evening or weekend availability to accommodate client schedules as needed.

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