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Remote Fintech Software Engineer Jobs (NOW HIRING)

Upstart

Software Engineer, Upstart Bank

OR · On-site +1

Experience working in fintech, financial services, payments, or another regulated industry ... Remote [ A specific city/location is not required if the role does not have an in-person ...

Upstart

Software Engineer, Upstart Bank

OR · On-site +1

Experience working in fintech, financial services, payments, or another regulated industry ... Remote [ A specific city/location is not required if the role does not have an in-person ...

Branch

Staff Software Engineer, Platform

$195K - $205K/yr

Branch@Branch Same Day Pay Option Working at Branch A remote-first company with employees located ... Our collaborative spirit has helped us become an award-winning FinTech company, with Branch ...

NinjaHoldings

Software Engineer

The Software Engineer will be responsible for building new systems, enhancing existing systems, and ... • Prior FinTech experience Company : NinjaHoldings is a digital financial platform that offers ...

Aiwyn

Software Engineer, Practice

Experience in project management and/or fintech software. This is the domain you'd be building in ... Remote-first organization * Competitive compensation and benefits * Stock options * 401(k) matching

Rocky Mountain Reserve

Lead Software Engineer

Littleton, CO · On-site +1

$175K - $225K/yr

Lead Software Engineer Rocky Mountain Reserve | Remote | Full-Time About Rocky Mountain Reserve ... Experience in benefits, payroll, fintech, or HR tech - companies like Rippling, Gusto, Justworks ...

Alkami Technology

Sr Software Engineer

$125K - $165K/yr

... Fintech; Best & Brightest to Work For Nationally; and Comparably's Best Company Culture, Best ... As a remote-first company, most of our positions can be remote in the US, except for key roles ...

Redfish Recruiting

Sr Full Stack Software Eng

$130K - $180K/yr

Full-Stack Software Engineer (Remote) Quorus | Early-Stage Fintech Startup Salary: $130k-$180k + 0.25%-0.75% Equity Quorus is transforming how asset managers deliver their investment strategies. Our ...

Alkami Technology

Software Engineer

$90K - $115K/yr

... Fintech; Best & Brightest to Work For Nationally; and Comparably's Best Company Culture, Best ... As a remote-first company, most of our positions can be remote in the US, except for key roles ...

Pipe Technologies

Senior Software Engineer

$150K - $220K/yr

Fintech experience is not required. Your key responsibilities will include: * Designing, developing ... You want to join a remote-first startup and make an impact. * You want to be part of a team that ...

Lorven Technologies

Java Engineer (IC3) - Remote

$53 - $72.75/hr

Remote Duration: 12+ Months Contract The Role We are seeking a Senior Software Engineer to play a ... Nice to Have • Interest in personal finance and fintech innovations. • Experience scaling ...

Brightback

Senior Backend Software Engineer

San Francisco, CA · Remote

$144K - $190K/yr

... fintech and insurance, and SaaS verticals. Brightback is a Series A, remote-first enterprise SaaS ... You want to be part of a community of talented, forward-thinking software engineers. You ...

Brightback

Senior Backend Software Engineer

San Francisco, CA · On-site +1

$144K - $190K/yr

... fintech and insurance, and SaaS verticals. Brightback is a Series A, remote-first enterprise SaaS ... You want to be part of a community of talented, forward-thinking software engineers. You ...

MLabs

Principal Software Engineer - US

$220K - $300K/yr

US (remote-first, office optional), will consider strong profiles from Canada. EST preferred ... leadership in the fintech, payments, or blockchain space. * Mastery of TypeScript plus deep ...

Technical Paradigm LLC

Software Developer

Chicago, IL · On-site +1

Company Description Senior Software Developer (Fintech - fixed income securities trading operations) Remote USA Requires: Extensive developer experience with fixed income securities trading ...

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All JobsFintech Software Engineer JobsRemote Fintech Software Engineer Jobs

Remote Fintech Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do remote fintech software engineer jobs pay per year?

As of Aug 12, 2026, the average yearly pay for remote fintech software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote fintech software engineer, and why are they important?

To thrive as a Remote Fintech Software Engineer, you need strong programming skills (often in languages like Python, Java, or C#), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with cloud platforms (such as AWS or Azure), experience with APIs, and knowledge of security protocols or certifications like AWS Certified Developer or Certified Information Systems Security Professional (CISSP) are highly valued. Exceptional problem-solving, self-motivation, and effective virtual communication are critical soft skills for remote collaboration and complex project execution. These abilities ensure you can build secure, scalable financial solutions and work productively across distributed teams in a highly regulated industry.

What is a remote fintech software engineer?

A Remote Fintech Software Engineer is a software developer who works from a location outside of a traditional office, often from home, and specializes in building, maintaining, or enhancing financial technology (fintech) applications. These professionals work on products such as online banking platforms, payment systems, investment tools, and blockchain solutions. Their role typically involves coding, testing, and collaborating with cross-functional teams to create secure, scalable, and user-friendly financial software. Working remotely allows them to collaborate with global teams and clients using digital communication and project management tools.

How do remote fintech software engineers typically collaborate with cross-functional teams given the distributed work environment?

Remote Fintech Software Engineers frequently work with product managers, UX/UI designers, and QA specialists through virtual collaboration platforms like Slack, Jira, and Zoom. Effective communication and clear documentation are essential to ensure alignment on project goals, compliance requirements, and tight delivery timelines. Regular stand-up meetings, code reviews, and asynchronous updates help maintain productivity and foster team cohesion, despite working across different time zones. Adapting to this remote collaboration style is important for delivering secure, scalable fintech solutions.
More about Remote Fintech Software Engineer jobs
What cities are hiring for Remote Fintech Software Engineer jobs? Cities with the most Remote Fintech Software Engineer job openings:
What are the most commonly searched types of Fintech Software Engineer jobs? The most popular types of Fintech Software Engineer jobs are:
What states have the most Remote Fintech Software Engineer jobs? States with the most job openings for Remote Fintech Software Engineer jobs include:
What job categories do people searching Remote Fintech Software Engineer jobs look for? The top searched job categories for Remote Fintech Software Engineer jobs are:
Remote Fintech Software Engineer jobs near you
Infographic showing various Remote Fintech Software Engineer job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 87% Full Time, 8% Part Time, and 4% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

Software Engineer, Upstart Bank

Upstart

OR • On-site, Remote

Full-time

Posted 28 days ago

Upstart rating

7.6

Company rating: 7.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

The Team: 

Upstart Bank is an evolution of Upstart's AI lending platform, focused on simplifying the regulatory infrastructure behind our marketplace while expanding access to credit nationwide. By moving from a fragmented, state-based system to a unified federal framework, Upstart Bank enables more consistent borrower experiences, reduces structural costs, and unlocks opportunities to improve pricing, compliance, and access to credit at scale.

As a Software Engineer I on the Upstart Bank team, you will help design, build, and maintain reliable backend software that enables Upstart Bank to launch and scale successfully. Engineers work across a variety of Bank initiatives while partnering closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver scalable software in a regulated environment.

This is a rare opportunity to help build one of the first modern AI-enabled national banks. The ideal engineer enjoys solving backend engineering problems, thrives in ambiguous environments, and is excited to learn while helping shape the technology supporting Upstart Bank.

How you'll make an impact

  • Design, build, test, and maintain scalable backend systems, services, and APIs supporting Upstart Bank initiatives
  • Deliver high-quality software while partnering with senior engineers on medium-to-large engineering projects
  • Translate business, operational, and regulatory requirements into reliable, maintainable software
  • Improve system reliability, observability, and operational excellence across backend services
  • Participate in technical design discussions while growing engineering depth and technical ownership
  • Collaborate closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver high-quality software
  • Uphold a high engineering bar through thoughtful implementation, testing, code review, and operational ownership
  • Demonstrate curiosity, adaptability, and a willingness to learn while contributing to a growing engineering organization

Minimum Qualifications 

  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
  • 2+ years of software engineering experience
  • Experience building production backend or full-stack software systems
  • Experience working with APIs, backend services, or web applications
  • Proficiency in at least one modern programming language such as Java, Kotlin, Python, Go, or similar
  • Strong engineering fundamentals around software design, testing, debugging, and operational ownership
  • Ability to work effectively in ambiguous, cross-functional environments

Preferred Qualifications

  • Experience working in fintech, financial services, payments, or another regulated industry
  • Familiarity with distributed systems, cloud-native architectures, Kafka, gRPC, or similar backend technologies
  • Experience building reliable backend services, APIs, or platform software
  • Experience collaborating across Product, Compliance, Operations, and Engineering teams
  • Proven ability to thrive in collaborative, self-directed, remote, and in-person environments
  • Curiosity, adaptability, and a desire to continuously learn new technologies and business domains

Position location This role is available in the following locations: Remote [A specific city/location is not required if the role does not have an in-person requirement]

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

#LI-REMOTE

#LI-Associate --> use for L3, L4

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