ZipRecruiter

Log In

2

Remote Fintech Software Engineer Jobs in Miami, FL

Cyclops Inc

Senior Software Engineer (Remote)

Miami, FL · On-site +1

$117K - $154K/yr

Experience in fintech, crypto, payments, high-load or high-reliability systems * Practical ... the Engineering Manager. No direct people management responsibilities. Location Remote. USA ...

Cyclops

Senior Software Engineer (Remote)

Miami, FL · Remote

$125K - $165K/yr

Experience in fintech, crypto, payments, high-load or high-reliability systems * Practical ... the Engineering Manager. No direct people management responsibilities. Location Remote. USA ...

Paradigm

Software Engineer - MerusCase

Miami, FL · On-site +1

We are looking for a Software Engineer to join our MerusCase team. We are looking for PHP engineers ... Remote working flexibility * Company culture that encourages work / life balance * 100% paid PPO ...

PolySwarm

Senior Software Engineer

Miami, FL · On-site +1

$117K - $154K/yr

Comfortable working in a remote-only environment * Analytical mind * Confidence to share your ideas ... MS or PhD in Computer Science, Software Engineering, or related field, or relevant experience

Career Renew

Software Engineer - Web3

Miami, FL · Remote

$150K - $250K/yr

Career Renew is recruiting for one of its clients a Software Engineer - Web3 - this is a fully remote role for N America based candidates. Salary range: 150-250K USD base plus benefits. We are ...

Boats Group

AI Software Engineer

Miami, FL · On-site +1

AI Software Engineer Miami (Hybrid) About our crew Boats Group is the leading digital marketplace ... Embrace a balanced work model with remote work on Mondays and Fridays and in-office collaboration ...

Fireblocks

Mobile Engineer

Miami, FL · Remote

Dynamic powers wallet-based experiences for leading crypto and fintech teams including Kraken ... Remote role in a distributed team; preference for candidates in the Americas time zone Big ...

Cotality

Principal Software Engineer (Python)

Sunrise, FL · On-site +1

$128K - $172K/yr

The hybrid-remote Principal Software Development Engineer leads the design, development, and testing of complex software systems and applications. This senior-level position is responsible for ...

next page

Showing results 1-20

All JobsFintech Software Engineer JobsRemote Fintech Software Engineer JobsRemote Fintech Software Engineer Jobs in Miami, FL

Remote Fintech Software Engineer information

See Miami, FL salary details

$60.7K

$141.1K

$196.6K

How much do remote fintech software engineer jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote fintech software engineer in Miami, FL is $141,098.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,800.00 and $165,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Fintech Software Engineer, and why are they important?

To thrive as a Remote Fintech Software Engineer, you need strong programming skills (often in languages like Python, Java, or C#), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with cloud platforms (such as AWS or Azure), experience with APIs, and knowledge of security protocols or certifications like AWS Certified Developer or Certified Information Systems Security Professional (CISSP) are highly valued. Exceptional problem-solving, self-motivation, and effective virtual communication are critical soft skills for remote collaboration and complex project execution. These abilities ensure you can build secure, scalable financial solutions and work productively across distributed teams in a highly regulated industry.

What is a Remote Fintech Software Engineer?

A Remote Fintech Software Engineer is a software developer who works from a location outside of a traditional office, often from home, and specializes in building, maintaining, or enhancing financial technology (fintech) applications. These professionals work on products such as online banking platforms, payment systems, investment tools, and blockchain solutions. Their role typically involves coding, testing, and collaborating with cross-functional teams to create secure, scalable, and user-friendly financial software. Working remotely allows them to collaborate with global teams and clients using digital communication and project management tools.

How do Remote Fintech Software Engineers typically collaborate with cross-functional teams given the distributed work environment?

Remote Fintech Software Engineers frequently work with product managers, UX/UI designers, and QA specialists through virtual collaboration platforms like Slack, Jira, and Zoom. Effective communication and clear documentation are essential to ensure alignment on project goals, compliance requirements, and tight delivery timelines. Regular stand-up meetings, code reviews, and asynchronous updates help maintain productivity and foster team cohesion, despite working across different time zones. Adapting to this remote collaboration style is important for delivering secure, scalable fintech solutions.
What are the most commonly searched types of Fintech Software Engineer jobs in Miami, FL? The most popular types of Fintech Software Engineer jobs in Miami, FL are:
What are popular job titles related to Remote Fintech Software Engineer jobs in Miami, FL? For Remote Fintech Software Engineer jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Remote Fintech Software Engineer jobs in Miami, FL look for? The top searched job categories for Remote Fintech Software Engineer jobs in Miami, FL are:
What cities near Miami, FL are hiring for Remote Fintech Software Engineer jobs? Cities near Miami, FL with the most Remote Fintech Software Engineer job openings:
Remote Fintech Software Engineer jobs near you
Infographic showing various Remote Fintech Software Engineer job openings in Miami, FL as of July 2026, with employment types broken down into 77% Full Time, and 23% Part Time. Highlights an 100% Remote job distribution, with an average salary of $141,098 per year, or $67.8 per hour.

Senior Software Engineer (Remote)

Cyclops Inc

Miami, FL • On-site, Remote

$117K - $154K/yr

Contractor

Posted 12 days ago

Job description

Role Overview
We are looking for a Senior Software Engineer with a strong backend background, comfortable in a product-driven environment with changing priorities and a high level of ownership. This is a backend-first role (~70%) with occasional frontend tasks (~30%) when features require touching UI or integrating SDKs. Success means owning the technical side end-to-end: shaping technical solutions under uncertainty, taking responsibility for system behavior in production, and contributing to long-term platform evolution alongside Product Managers, the Engineering Manager, and other senior engineers.
Key Responsibilities
  • Design and implement backend-heavy features using TypeScript and Node.js; build and evolve REST APIs with focus on correctness, consistency, and clear boundaries between services
  • Work with SQL (PostgreSQL): data modeling, migrations, and consistency guarantees
  • Take full ownership of one or more services, from requirements and implementation to production support, and drive integration work with external partners (vendors, clients) when needed
  • Own production behavior: investigate incidents, debug API failures, analyze data issues, and apply reliability patterns (timeouts, retries, idempotency, graceful degradation)
  • Improve observability (logs, metrics, visibility into system behavior) and propose improvements where reliability, performance, or monitoring is weak
  • Participate in tech spikes: explore unclear problems and turn them into concrete technical plans
  • Collaborate with Product and EM to clarify requirements and reduce ambiguity early; contribute to technical discussions, raise risks, and explain trade-offs
  • Review code, mentor mid-level engineers, and contribute to React code when features require UI updates or customer-facing flows
Required Qualifications
  • 4+ years of professional software development experience
  • Strong backend expertise with TypeScript and Node.js
  • Real production experience: incidents, debugging, API failures, data issues
  • Experience owning a service end-to-end, from requirements to production support
  • Clear product-level architectural thinking: well-designed APIs, correct data boundaries, proper error handling, ability to reason about trade-offs
  • Understanding of microservice architectures and platform-level interactions
  • Strong knowledge of HTTP APIs, SQL data modeling, and common failure modes
  • Proficient daily use of AI coding tools (e.g. Claude Code), with the ability to review AI-generated code quickly and critically
  • Readiness to build deep working knowledge of crypto and stablecoin payments: prior crypto experience is optional, and deep on-the-job learning of the domain is a mandatory part of the role
  • Ability to work with ambiguity: ask the right questions and structure unclear problems, working independently without overly detailed technical specs
  • High agency: you notice problems before they are assigned to you, raise risks early, and bring a proposed solution together with the problem
  • Strong written and verbal communication in English
Preferred Experience
  • Experience in fintech, crypto, payments, high-load or high-reliability systems
  • Practical understanding of reliability patterns: retries, timeouts, idempotency, fallback strategies
  • Experience with queues or messaging systems (Kafka, RabbitMQ, SQS, BullMQ, etc.)
  • Experience with Redis or other key-value stores
  • Familiarity with Docker and Kubernetes (user-level understanding is enough)
  • Basic understanding of AWS capabilities
  • Experience with React (UI tasks, integrations, SDKs)
Reporting Structure
Reports to the Engineering Manager. No direct people management responsibilities.
Location
Remote. USA, Argentina, or Brazil. The role works US business hours (Eastern Time).
Compensation and Benefits
As an independent contractor, you'll enjoy the flexibility to determine how and when you deliver your work, while partnering closely with our team to meet agreed milestones and business objectives. Compensation and engagement terms will be outlined in your contractor agreement.
Additional Benefits
  • Company issued laptop
  • Technology Accessories
  • Annual In-Person Full-Team Meetup

About Cyclops
Cyclops enables payments companies to onboard with a single partner, unlocking stablecoin settlement, payins, payouts and treasury optimization across global corridors - all through a single API.
Cyclops was founded by payments executives and crypto veterans who were fed up with stablecoin fragmentation. The first complete stablecoin platform built exclusively for the payments industry, Cyclops combines the agility of orchestration with the comprehensive build outs of full-stack providers. Cyclops has end-to-end integrations to every leading provider at every layer of the stablecoin stack, and proprietary technology built on top to make payments use cases effortless. With this unique approach, Cyclops is the only platform offering product and license redundancy in all major markets, with dozens of partners and over 100 global licenses.
Cyclops Culture
Don't join Cyclops if you're looking for a typical 9-5. The culture we've built is one of first-principles thinking and relentless execution. We wake up every day excited to deliver great products worthy of the world's best companies. Everyone who works at Cyclops must have a founder mindset, where no problem is too big to solve.

Apply