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Freelance Fintech Software Engineer Jobs (NOW HIRING)

AHU Technologies Inc

Fintech Engineer

Washington, DC · Remote

$300K - $380K/yr

The Role We're seeking a Fintech Engineering Lead who has directly leverable B2C banking ... Requirements * 5+ years building and shipping fintech software with deep expertise in at least one ...

Career Renew

Software Engineer - Fintech

Austin, TX · Hybrid

$140K - $180K/yr

Career Renew is recruiting for one of its clients a Software Engineer - Fintech - this is a hybrid role in Austin TX. Salary range: 140-180K USD base plus benefits plus equity. We are looking for a ...

Climate First Bank

OR

$122K - $161K/yr

Senior Software Engineer, Fintech We're looking for a Senior Software Engineer, Fintech who will help advance the quality, efficiency, and scalability of our engineering team by building product ...

Tesla

Staff Software Engineer, FinTech

Fremont, CA · On-site

Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role ...

AHU Technologies, Inc.

Fintech Engineer

$300K - $380K/yr

The Role We're seeking a Fintech Engineering Lead who has directly leverable B2C banking ... Requirements * 5+ years building and shipping fintech software with deep expertise in at least one ...

Fintech

Software Engineering Intern

Tampa, FL

Join Fintech as a Software Engineering Intern! We are seeking a motivated and enthusiastic Software Engineering Intern to join our dynamic team. The ideal candidate should be passionate about ...

Fintech

Software Engineering Intern

Tampa, FL · On-site

Join Fintech as a Software Engineering Intern! We are seeking a motivated and enthusiastic Software Engineering Intern to join our dynamic team. The ideal candidate should be passionate about ...

Climate First Bank

Senior Software Engineer, Fintech

$125K - $165K/yr

Senior Software Engineer, Fintech We're looking for a Senior Software Engineer, Fintech who will help advance the quality, efficiency, and scalability of our engineering team by building product ...

Apex Fintech Solutions

Sr Systems Engineer

Chicago, IL · Hybrid

$107K - $147K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

Hopper

$117K - $154K/yr

About the Role As a Software Engineer on the Fintech Foundation team, you will design, build, and evolve the machine learning systems that power Hopper's pricing engine. Your work will have direct ...

Apex Fintech Solutions

Sr Systems Engineer

Chicago, IL · On-site

$107K - $147K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

Apex Fintech Solutions

Sr Systems Engineer

New York, NY · Hybrid

$114K - $156K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

Hopper

Senior Software Engineer - AI Fintech foundation

$125K - $165K/yr

The Senior Software Engineer on the Fintech Foundation team will design and build machine learning systems that power Hopper's pricing engine, directly impacting revenue and customer experience.

Apex Fintech Solutions

Sr Systems Engineer

Dallas, TX · Hybrid

$103K - $141K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

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Freelance Fintech Software Engineer information

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How much do freelance fintech software engineer jobs pay per hour?

As of Jul 21, 2026, the average hourly pay for freelance fintech software engineer in the United States is $47.71, according to ZipRecruiter salary data. Most workers in this role earn between $24.28 and $61.78 per hour, depending on experience, location, and employer.

What are Freelance Fintech Software Engineers?

Freelance Fintech Software Engineers are independent professionals who specialize in developing, maintaining, and improving software solutions for the financial technology (fintech) industry. They work on a contract or project basis with clients such as banks, startups, or payment companies, building secure, scalable applications like payment gateways, trading platforms, or digital wallets. Their responsibilities often include coding, testing, integrating APIs, and ensuring compliance with financial regulations. Freelance fintech engineers must stay updated with industry trends, security practices, and evolving technologies to meet the unique needs of financial clients.

What are the key skills and qualifications needed to thrive as a Freelance Fintech Software Engineer, and why are they important?

A Freelance Fintech Software Engineer must have strong programming skills (such as Python, Java, or C#), a solid understanding of financial systems, and experience with secure software development, typically supported by a degree in computer science or a related field. Familiarity with fintech-specific tools and frameworks (like blockchain platforms, payment APIs, or cloud platforms such as AWS), as well as relevant certifications (e.g., AWS Certified Developer or Certified FinTech Professional), is often required. Outstanding problem-solving abilities, communication skills, and the ability to manage projects independently set top freelancers apart. These competencies are crucial for delivering robust, secure, and innovative solutions in the rapidly evolving fintech sector.

What is the difference between Freelance Fintech Software Engineer vs Fintech Software Developer?

AspectFreelance Fintech Software EngineerFintech Software Developer
CredentialsTypically requires relevant coding skills, experience, and sometimes certifications in finance or software developmentUsually holds a degree in computer science, software engineering, or related fields; certifications are common but not mandatory
Work EnvironmentIndependent, project-based, often remote or freelance contractsEmployed by a company or fintech firm, working in office or remote teams
Employer & Industry UsageServes multiple clients across fintech projects, flexible engagementsWorks within a fintech company or startup, focused on product development

While both roles involve software development in fintech, a Freelance Fintech Software Engineer works independently on various projects, whereas a Fintech Software Developer is typically employed by a company to develop specific products or services.

How do Freelance Fintech Software Engineers typically collaborate with clients and cross-functional teams?

Freelance Fintech Software Engineers often work remotely, but strong collaboration is still essential. They usually communicate with clients, product managers, and designers through regular video meetings, project management tools, and messaging platforms to clarify requirements and provide updates. It’s common to participate in code reviews, agile sprints, and documentation processes to ensure seamless integration with existing systems and compliance with financial regulations. Clear communication and proactive feedback help maintain trust and deliver high-quality solutions, even when working independently.
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Freelance Fintech Software Engineer jobs near you

Fintech Engineer

AHU Technologies Inc

Washington, DC • Remote

$300K - $380K/yr

Full-time

Re-posted 7 days ago

Job description

The Role

We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You’ll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.
Our stack:

  • Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.
  • Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.
This is a financial services application with significant complexity handling real money at scale, internationally.

Requirements

  • 5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management
  • Experience generally across the backend: working with Postgres, Redis, AWS, etc.
You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack

This is a remote position.