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Freelance Fintech Software Engineer Jobs (NOW HIRING)

Join Walmart as Staff, Software Engineer - FinTech AR in our Global Technology team. Your work could help over 240 million global customers live better every week. Yes, we are the Fortune #1 company.

Our client is a well-funded Fintech company headquartered in New York City, NY. They are currently looking for a Senior Software Engineer to work on-site in their Core Development team. This role ...

Sr Systems Engineer

Chicago, IL · Hybrid

$107K - $147K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

$133K - $175K/yr

About the Role As a Software Engineer on the Fintech Foundation team, you will design, build, and evolve the machine learning systems that power Hopper's pricing engine. Your work will have direct ...

Software Engineer We are looking for a strong Software Engineer with experience in data engineering ... Background in fintech or trading-related industries * Degree in Computer Science or related ...

Sr Systems Engineer

New York, NY · Hybrid

$114K - $156K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

The Senior Software Engineer on the Fintech Foundation team will design and build machine learning systems that power Hopper's pricing engine, directly impacting revenue and customer experience.

The Senior Software Engineer on the Fintech Foundation team will design and build machine learning systems that power Hopper's pricing engine, directly impacting revenue and customer experience.

The Senior Software Engineer on the Fintech Foundation team will design and build machine learning systems that power Hopper's pricing engine, directly impacting revenue and customer experience.

Sr Systems Engineer

Chicago, IL · On-site

$107K - $147K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

We are hiring a Senior Software Engineer to own and evolve the systems at the core of our platform ... Deep understanding of fintech and payments ecosystems , including: * Card network fundamentals (e.g ...

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Freelance Fintech Software Engineer information

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How much do freelance fintech software engineer jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for freelance fintech software engineer in the United States is $47.71, according to ZipRecruiter salary data. Most workers in this role earn between $24.28 and $61.78 per hour, depending on experience, location, and employer.

What are Freelance Fintech Software Engineers?

Freelance Fintech Software Engineers are independent professionals who specialize in developing, maintaining, and improving software solutions for the financial technology (fintech) industry. They work on a contract or project basis with clients such as banks, startups, or payment companies, building secure, scalable applications like payment gateways, trading platforms, or digital wallets. Their responsibilities often include coding, testing, integrating APIs, and ensuring compliance with financial regulations. Freelance fintech engineers must stay updated with industry trends, security practices, and evolving technologies to meet the unique needs of financial clients.

What are the key skills and qualifications needed to thrive as a Freelance Fintech Software Engineer, and why are they important?

A Freelance Fintech Software Engineer must have strong programming skills (such as Python, Java, or C#), a solid understanding of financial systems, and experience with secure software development, typically supported by a degree in computer science or a related field. Familiarity with fintech-specific tools and frameworks (like blockchain platforms, payment APIs, or cloud platforms such as AWS), as well as relevant certifications (e.g., AWS Certified Developer or Certified FinTech Professional), is often required. Outstanding problem-solving abilities, communication skills, and the ability to manage projects independently set top freelancers apart. These competencies are crucial for delivering robust, secure, and innovative solutions in the rapidly evolving fintech sector.

What is the difference between Freelance Fintech Software Engineer vs Fintech Software Developer?

AspectFreelance Fintech Software EngineerFintech Software Developer
CredentialsTypically requires relevant coding skills, experience, and sometimes certifications in finance or software developmentUsually holds a degree in computer science, software engineering, or related fields; certifications are common but not mandatory
Work EnvironmentIndependent, project-based, often remote or freelance contractsEmployed by a company or fintech firm, working in office or remote teams
Employer & Industry UsageServes multiple clients across fintech projects, flexible engagementsWorks within a fintech company or startup, focused on product development

While both roles involve software development in fintech, a Freelance Fintech Software Engineer works independently on various projects, whereas a Fintech Software Developer is typically employed by a company to develop specific products or services.

How do Freelance Fintech Software Engineers typically collaborate with clients and cross-functional teams?

Freelance Fintech Software Engineers often work remotely, but strong collaboration is still essential. They usually communicate with clients, product managers, and designers through regular video meetings, project management tools, and messaging platforms to clarify requirements and provide updates. It’s common to participate in code reviews, agile sprints, and documentation processes to ensure seamless integration with existing systems and compliance with financial regulations. Clear communication and proactive feedback help maintain trust and deliver high-quality solutions, even when working independently.
More about Freelance Fintech Software Engineer jobs
What cities are hiring for Freelance Fintech Software Engineer jobs? Cities with the most Freelance Fintech Software Engineer job openings:
What are the most commonly searched types of Fintech Software Engineer jobs? The most popular types of Fintech Software Engineer jobs are:
What states have the most Freelance Fintech Software Engineer jobs? States with the most job openings for Freelance Fintech Software Engineer jobs include:
Infographic showing various Freelance Fintech Software Engineer job openings in the United States as of May 2026, with employment types broken down into 83% Full Time, and 17% Nights. Highlights an 72% Physical, 2% Hybrid, and 26% Remote job distribution, with an average salary of $99,230 per year, or $47.7 per hour.
Staff, Software Engineer - FinTech AR

Staff, Software Engineer - FinTech AR

Walmart

Noel, MO

$110K - $220K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago


Walmart rating

6.0

Company rating: 6.0 out of 10

Based on 21,657 frontline employees who took The Breakroom Quiz

23rd of 39 rated national retailers


Job description

Position Summary...What you'll do...Join Walmart as Staff, Software Engineer – FinTech AR in our Global Technology team.  Your work could help over 240 million global customers live better every week. Yes, we are the Fortune #1 company. But you’ll quickly find we’re a company who wants you to feel comfortable bringing your whole self to work. A career at Walmart is where the world’s most complex challenges meet a kinder way of life. Our mission spreads far beyond the walls of our stores. Join us and you'll discover why we are a world leader in belonging, sustainability, and community involvement.  From day one, you’ll be empowered and equipped to do the best work of your life. About the Role | Team Walmart is seeking a Staff Software Engineer to design, develop, and maintain scalable software solutions that align with business objectives. This role involves analyzing requirements, creating detailed designs, and implementing high-quality code while ensuring security and performance standards. The successful candidate will collaborate across teams to drive continuous improvement, support testing and deployment processes, and address technical challenges. Expertise in modern programming languages, frameworks, and cloud platforms is essential to deliver innovative, reliable applications that meet evolving customer and operational needs within an agile environment.  The EBS Accounts Receivable Engineering team is dedicated to developing a next-generation platform that supports Accounts Receivable and Vendor Allowances in alignment with the Global Vendor Allowance policy. Utilizing a modern technology stack, the team focuses on delivering accurate calculations, documentation, and verification of allowance agreements. This platform enhances efficiency, stability, and scalability while reducing redundant maintenance across market applications. The team values technical excellence and innovation to build scalable, reliable solutions that meet business needs and support continuous improvement in financial operations.  What You'll Do
  • Analyze and classify software requirements, ensuring alignment with business objectives and technical needs.
  • Lead the design of scalable, secure, and maintainable software components based on high-level architecture and detailed specifications.
  • Design, develop, and maintain enterprise-grade applications adhering to industry best practices, leveraging Java, Spring Boot, and React.js within a microservices architecture hosted on cloud environments such as Azure.
  • Build software solutions deployed through a zero-click CI/CD process ensuring reliability and automation.
  • Provides technical leadership and mentorship to engineers and guide engineers to adopt engineering best practices, conduct/lead design & code reviews, and ensure alignment with the Fintech Architecture vision.
  • Collaborate with cross functional teams including business, product and other software engineers to understand the business problems, review business requirements, draft technical requirements, scope, design, develop, test, and deploy services and systems.
  • Be the role model and exemplary practitioner in the team, and establish mechanisms (design reviews, code reviews, OE reviews, root cause analysis, etc.)  to ensure high quality, high availability, scalable and performant systems are delivered. Advocate the use of latest technology and system integration patterns, cutting across team boundaries.
What You'll Bring
  • 10+ years of experience in software design, development and technical architecture focusing on building large scale complex distributed systems.
  • Demonstrated end-to-end ownership from inception to launch of multiple complex and ambiguous projects.
  • Proficient in working with multiple tech stack – Java, Kubernetes, Spring Boot, Restful API, React, Kafka, RDBMS, NoSQL, etc.
  • Hands-on experience with cloud technologies including Azure, and GCP for application deployment, monitoring, and automation.
  • Advanced knowledge of complex software design, distributed system design, design patterns, data structures, and algorithms.
  • Expertise in Service-Oriented Architecture (SOA) design principles, ensuring modularity, reusability, and seamless system integration.
  • Ability to design and implement software solutions adhering to coding standards and security best practices.
  • Experience in test strategy development, automation and continuous integration/continuous delivery (CI/CD) pipelines.
  • Strong analytical skills for requirement scoping, risk assessment and solution design aligned with business objectives.
  • Effective communication and collaboration skills, including consensus building, conflict resolution, influence and persuasion skills.
  • Mentoring/coaching junior engineers in technical problem solving and career advancement.
At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices. Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.
For information about benefits and eligibility, see One.Walmart.
The annual salary range for this position is $110,000.00 - $220,000.00 Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include :
- Stock

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Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Option 1: Bachelor's degree in computer science, computer engineering, computer information systems, software engineering, or related area and 4 years’ experience in software engineering or related area.
Option 2: 6 years’ experience in software engineering or related area.Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Master’s degree in Computer Science, Computer Engineering, Computer Information Systems, Software Engineering, or related area and 2 years' experience in software engineering or related area, We value candidates with a background in creating inclusive digital experiences, demonstrating knowledge in implementing Web Content Accessibility Guidelines (WCAG) 2.2 AA standards, assistive technologies, and integrating digital accessibility seamlessly. The ideal candidate would have knowledge of accessibility best practices and join us as we continue to create accessible products and services following Walmart’s accessibility standards and guidelines for supporting an inclusive culture.Primary Location...805 Se Moberly Ln., Bentonville, AR 72712, United States of AmericaWalmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment.

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About Walmart

Sourced by ZipRecruiter

From our humble beginnings as a small discount retailer in Rogers, Ark., Walmart has opened thousands of stores in the U.S. and expanded internationally. Through innovation, we're creating a seamless experience to let customers shop anytime and anywhere online and in stores. We are creating opportunities and bringing value to customers and communities around the globe. Walmart operates approximately 10,500 stores and clubs in 19 countries and eCommerce websites. We employ 2.1 million associates around the world — nearly 1.6 million in the U.S. alone.

Industry

Retail and transportation and warehousing

Company size

10,000+ Employees

Headquarters location

Bentonville, AR, US

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