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Remote Disability Examiner Jobs (NOW HIRING)

We have Long-Term Disability teams based out of New Jersey, Maine, and Arizona as well as fully remote teams. The Role The Long-Term Disability (LTD) Disability ClaimsExaminer is responsible for ...

Commercial Plans Examiner - Remote SAFEbuilt has the technical expertise to provide Community ... Benefits include health, dental, vision, life, and disability insurances, paid holidays, paid time ...

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Remote Disability Examiner information

See salary details

$38.5K

$81.6K

$132.5K

How much do remote disability examiner jobs pay per year?

As of Jul 14, 2026, the average yearly pay for remote disability examiner in the United States is $81,613.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,500.00 and $131,500.00 per year, depending on experience, location, and employer.

What is the difference between Remote Disability Examiner vs Remote Medical Reviewer?

AspectRemote Disability ExaminerRemote Medical Reviewer
Required credentialsMedical license, clinical experienceMedical license, clinical experience
Work environmentConducts assessments, interviews, reviews medical recordsReviews medical documentation, evaluates reports
Employer & industry usageInsurance companies, government agenciesInsurance companies, government agencies
Common search intentAssess disability claims, evaluate patient conditionsVerify medical reports, ensure claim accuracy

Remote Disability Examiners and Remote Medical Reviewers both work within the insurance and government sectors, often requiring medical credentials. The key difference is that Disability Examiners conduct assessments and interviews with claimants, while Medical Reviewers evaluate existing medical documentation. Both roles involve remote work and serve similar industries, but their specific responsibilities differ.

What are the key skills and qualifications needed to thrive as a Remote Disability Examiner, and why are they important?

To thrive as a Remote Disability Examiner, you need a strong background in medical terminology, case evaluation, and knowledge of disability laws, often supported by a relevant degree or experience in healthcare or social work. Familiarity with case management systems, electronic medical records (EMRs), and government databases is typically required. Excellent analytical skills, attention to detail, and clear written communication are crucial soft skills for assessing complex cases and documenting findings. These skills ensure accurate and timely disability determinations, maintain compliance, and support fair outcomes for claimants.

What are some common challenges faced by remote Disability Examiners, and how can they be effectively managed?

Remote Disability Examiners often face challenges such as managing large caseloads, staying updated with complex regulations, and ensuring effective communication with claimants, healthcare providers, and team members virtually. To address these, strong organizational skills, regular check-ins with supervisors, and leveraging digital collaboration tools are essential. Maintaining up-to-date knowledge of relevant laws and policies through ongoing training also helps ensure accurate and timely case decisions, even when working remotely.

What are Remote Disability Examiners?

Remote Disability Examiners are professionals who evaluate medical and non-medical information to determine whether individuals qualify for disability benefits, typically for programs like Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). They review medical records, work history, and other documentation to assess eligibility according to established guidelines. Working remotely, these examiners interact with claimants, healthcare providers, and government agencies primarily through digital platforms and phone communications. Their work is critical in ensuring that disability claims are processed accurately and efficiently, even when performed outside a traditional office setting.
More about Remote Disability Examiner jobs
What cities are hiring for Remote Disability Examiner jobs? Cities with the most Remote Disability Examiner job openings:
What are the most commonly searched types of Disability Examiner jobs? The most popular types of Disability Examiner jobs are:
What states have the most Remote Disability Examiner jobs? States with the most job openings for Remote Disability Examiner jobs include:
Infographic showing various Remote Disability Examiner job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $81,613 per year, or $39.2 per hour.
Disability Claims Examiner - LTD

Disability Claims Examiner - LTD

Prudential

Newark, NJ • Remote

$53K - $88K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


Prudential rating

8.7

Company rating: 8.7 out of 10

Based on 48 frontline employees who took The Breakroom Quiz

66th of 281 rated insurance


Job description

Job Classification:

Operations - Insurance OperationsJob Description

Prudential is a company of smart, ambitious professionals working together across a multitude of disciplines. Together, we are building a better financial future for our customers and our communities around the globe. At Prudential, we understand that a company is only as good as its people. This simple fact is central to all that we do.

The Team

You will be part of the Long-Term Disability (LTD) Claims team which is part of our Group Insurance Business. We have Long-Term Disability teams based out of New Jersey, Maine, and Arizona as well as fully remote teams.

The Role

The Long-Term Disability (LTD) Disability ClaimsExaminer is responsible for providing excellent customer service while managing an assigned block of around 95 to 100 Long-Term Disability claims. You will be expected to utilize judgment and assess risk as you work with various business partners to render claim decisions. As a claim manager you will partner with medical and vocational resources to evaluate disability and support return to work goals. Additional responsibilities include:

  • Deliver an exceptional customer experience that serves to differentiate Prudential from our competitors and ensures that customer commitments and deliverables are achieved.

  • Communication via telephone, email, and text with employees, employers, attorneys, and others.

  • Review and interpret medical records, utilizing resources as appropriate.

  • Complete financial calculations

  • Gain an understanding and working knowledge of the Prudential claim system, policies, procedures, and contracts as well as regulatory and statutory requirements for claim products administered.

  • Apply contract/policy provisions to ensure accurate eligibility and liability decisions.

  • Demonstrate and apply analytical and critical thinking skills.

  • Verify on-going liability and develop strategies for return-to-work opportunities as appropriate.

  • Document objective, clear and technical rationale for all claim determinations and demonstrate the ability to effectively communicate claim decisions to our customers via oral and written communication.

  • Leverage a broad spectrum of resources, materials, and tools to render claims decisions.

  • Provide timely and exceptional customer experience by paying appropriate claims accurately and timely, responding to all inquiries and maintaining expected service and quality standards.

  • Work within a fast-paced environment, with tight deadlines and the ability to balance multiple priorities.

  • Work independently as well as within a team structure.

What You'll Need to Succeed:

  • 2 years minimum of prior Long Term Disability Claim Management or highly relevant experience required

  • Exceptional customer service skills

  • Proven skills in positive and effective interaction with challenging customers

  • Strong written and oral communication skills demonstrated in previous work experience (preference for bilingual verbal communication in Spanish and English)

  • Excellent organizational and time management skills with ability to multitask and prioritize deadlines.

  • Ability to manage multiple and changing priorities.

  • Detail oriented; able to analyze and research contract information.

  • Demonstrated ability to operate with a sense of urgency.

  • Experience in effectively meeting/exceeding individual professional expectations and team goals.

  • Demonstrated analytical and math skills.

  • Ability to exercise critical thinking skills, risk management skills and sound judgment.

  • Ability to adapt, problem solve quickly and communicate effective solutions.

  • High level of flexibility to adapt to the changing needs of the organization.

  • Self-motivated, independent with proven ability to work effectively on a team and work with others in a highly collaborative team environment.

  • Continuous improvement mindset

  • A commitment to support a work environment that fosters Diversity and Inclusion

  • Strong computer literacy and skills with the ability to work within multiple systems; proficiency with PC based programs such as Excel and Word.

#LI-IN

#LI-Remote

What we offer you:Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $53,300.00 to $88,000.00. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills.
  • Market competitive base salaries, with a yearly bonus potential at every level.

  • Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave.

  • 401(k) plan with company match (up to 4%).

  • Company-funded pension plan.

  • Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.

  • Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.

  • Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.

  • Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of service.

Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. To find out more about our Total Rewards package, visit Work Life Balance | Prudential Careers. Some of the above benefits may not apply to part-time employees scheduled to work less than 20 hours per week.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status, medical condition or any other characteristic protected by law.

If you need an accommodation to complete the application process, please email accommodations.hw@prudential.com.

If you are experiencing a technical issue with your application or an assessment, please email careers.technicalsupport@prudential.com to request assistance.


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