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Remote Credit Jobs in Alabama (NOW HIRING)

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Remote Credit information

See Alabama salary details

$10

$22

$55

How much do remote credit jobs pay per hour?

As of Jul 19, 2026, the average hourly pay for remote credit in Alabama is $22.46, according to ZipRecruiter salary data. Most workers in this role earn between $14.64 and $22.77 per hour, depending on experience, location, and employer.

What are Remote Credit jobs?

Remote Credit jobs involve assessing and managing credit applications, risk, and accounts from a remote location, typically from home or outside a traditional office setting. Professionals in these roles may work for banks, credit unions, or financial institutions, handling tasks like reviewing credit reports, making lending decisions, and communicating with customers online or by phone. These positions require strong analytical skills, attention to detail, and the ability to use digital tools to process financial information. Remote Credit jobs offer flexibility and can be ideal for those seeking work-life balance while still pursuing a career in finance.

What is the difference between Remote Credit vs Remote Loan Officer?

AspectRemote CreditRemote Loan Officer
Required CredentialsCredit analysis certifications, finance or banking backgroundLoan processing certifications, finance or banking background
Work EnvironmentAnalyzing credit reports, assessing financial risk remotelyGuiding clients through loan applications, remote communication with lenders
Employer & Industry UsageFinancial institutions, credit bureaus, online lendersBanks, mortgage companies, online lending platforms
Common Search & Comparison IntentUnderstanding credit analysis roles, remote credit jobsUnderstanding loan processing roles, remote loan jobs

Remote Credit professionals focus on evaluating creditworthiness and analyzing financial data remotely, often working for credit bureaus or lenders. Remote Loan Officers assist clients with loan applications and guide them through the approval process, typically working for banks or mortgage companies. While both roles involve finance and remote work, their core responsibilities and industry applications differ.

What are some common challenges faced by professionals in remote credit roles, and how can they be effectively managed?

Professionals in remote credit roles often encounter challenges such as maintaining clear communication with clients and colleagues, staying updated on lending policies, and ensuring data security while working outside a centralized office. To manage these challenges, it's important to leverage secure digital communication tools, establish regular check-ins with your team, and stay organized with up-to-date documentation. Building strong self-discipline and time management skills will also help you meet deadlines and maintain productivity in a remote environment.

What are the key skills and qualifications needed to thrive as a Remote Credit Analyst, and why are they important?

To thrive as a Remote Credit Analyst, you need strong analytical skills, financial acumen, and a background in finance, economics, or accounting, often supported by a relevant degree. Familiarity with credit risk assessment tools, financial modeling software, and databases like Bloomberg or Moody’s Analytics is typically required. Excellent communication, attention to detail, and self-motivation are critical soft skills for effective remote collaboration and decision-making. These skills ensure accurate credit evaluations, risk mitigation, and efficient workflow in a remote environment.
What are the most commonly searched types of Credit jobs in Alabama? The most popular types of Credit jobs in Alabama are:
What cities in Alabama are hiring for Remote Credit jobs? Cities in Alabama with the most Remote Credit job openings:
Infographic showing various Remote Credit job openings in Alabama as of July 2026, with employment types broken down into 79% Full Time, 17% Part Time, and 4% Contract. Highlights an 100% Remote job distribution, with an average salary of $46,725 per year, or $22.5 per hour.

Credit Underwriter Sr - Inventory Finance

Huntington

Birmingham, AL • On-site, Remote

$57K - $124K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 16 days ago


Job description

Description

This position is available to be filled at any Huntington Bank Corporate office location. 
 

Summary:

The Credit Underwriter Sr. - Inventory Finance is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.

Duties and Responsibilities:

  • Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions.  Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.

  • Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.

  • Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.

  • Research industry trends and risks.

  • Perform collateral analysis including accounts receivable, inventory, real estate and investments.

  • Run credit reports and gather/analyze KYC information.

  • Spread personal financial statements and tax returns for individual guarantors, develop borrower and guarantor global cash flow analysis.

  • Work with other areas to monitor delinquency, delinquency trends and repossession activity.

  • Conduct annual financial statement follow-up to borrowers and track and monitor the receipt by the Bank of this information.

  • Prepare written recommendation as to whether the proposed loan should be approved as presented, and provide alternate loan structure recommendations.

  • Present to loan committee for loan approvals. Communicate decisions.

  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor’s degree in Finance, Accounting, Business or related field

  • 3+ years wholesale/commercial credit underwriting experience

Preferred Qualifications:

  • Masters Degree

  • Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength. Experience with deal sizes ranging from 2MM to 10MM being preferred.

  • Experience in lending to a wide variety of industries, loan types, and sizes of companies being preferred

  • Strong written/verbal communication and presentation skills.

  • Demonstrated ability to make sound business judgments while protecting the interests of the bank.

  • Strong technical skills.

#LI-DK1

#CML


Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000 - $124,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.