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Credit And Collections Jobs in Alabama (NOW HIRING)

CU*SOUTH, INC.

Collections Specialist

Fairhope, AL · On-site

$17.50 - $23.75/hr

At CU*SOUTH, we're more than just a Credit Union Service Organization (CUSO); we're a community ... The Collections Specialist plays a crucial role in monitoring the delinquency levels of accounts.

Cu*South, Inc.

Collections Specialist

Fairhope, AL · On-site +1

$17.50 - $23.75/hr

At CU*SOUTH, we're more than just a Credit Union Service Organization (CUSO); we're a community ... The Collections Specialist plays a crucial role in monitoring the delinquency levels of accounts.

CU*SOUTH, INC.

Collections Specialist

Fairhope, AL · On-site

$17.50 - $23.75/hr

At CU*SOUTH, we're more than just a Credit Union Service Organization (CUSO); we're a community ... The Collections Specialist plays a crucial role in monitoring the delinquency levels of accounts.

AutoTec

Risk Management Agent

Birmingham, AL · On-site

Bachelor's degree in business-related field or commercial credit/collections experience * Prior experience in dispute mediation and resolution * Prior experience working with Microsoft products

AutoTec

Risk Management Agent

Birmingham, AL · On-site

Bachelor's degree in business-related field or commercial credit/collections experience * Prior experience in dispute mediation and resolution * Prior experience working with Microsoft products

Farmers Home Furniture

Credit Assistant

Haleyville, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Arab, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Haleyville, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Cullman, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Arab, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Cullman, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Arab, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Cullman, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

Farmers Home Furniture

Credit Assistant

Arab, AL · On-site

Reviews and analyzes collection reports to ascertain status of collections and balances outstanding ... credit manager. * Collects on returned checks and delinquent accounts. * Maintains a work ...

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All JobsCredit And Collections JobsCredit And Collections Jobs in Alabama

Credit And Collections information

See Alabama salary details

$49.4K

$79K

$115.1K

How much do credit and collections jobs pay per year?

As of Sep 1, 2026, the average yearly pay for credit and collections in Alabama is $78,955.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,400.00 and $90,600.00 per year, depending on experience, location, and employer.

What is a credit and collections specialist?

Credit and Collections professionals are responsible for assessing the creditworthiness of potential customers, setting credit limits, and ensuring that payments are collected on time. They work to minimize financial risk for their organization by monitoring accounts receivable, following up on overdue payments, and negotiating payment plans if necessary. These professionals play a key role in maintaining healthy cash flow and customer relationships while adhering to company policies and legal regulations.

What are the key skills and qualifications needed to thrive as a credit and collections specialist?

To excel as a Credit and Collections Specialist, you need strong analytical abilities, knowledge of credit risk assessment, and familiarity with accounting principles, often supported by a degree in finance or business. Expertise in credit management software (such as SAP or Oracle), spreadsheets, and sometimes certification like the Credit Business Associate (CBA) is often required. Excellent negotiation, communication, and problem-solving skills set top performers apart in this field. These abilities ensure timely payments, minimize financial risk, and help maintain positive client relationships essential for a company’s financial health.

What are some common challenges faced in a credit and collections role, and how can they be effectively managed?

Professionals in Credit and Collections often encounter challenges such as negotiating with customers over past-due accounts, handling high account volumes, and balancing the need for cash flow with maintaining customer relationships. Effective management of these challenges involves strong communication skills, familiarity with legal and regulatory guidelines, and the ability to analyze credit reports and payment histories. Utilizing up-to-date collection software and collaborating closely with sales and customer service teams can also help streamline processes and improve collection rates while keeping customer satisfaction in mind.

What is the difference between Credit And Collections vs Accounts Receivable Specialist?

AspectCredit And CollectionsAccounts Receivable Specialist
Primary FocusAssessing credit risk, collecting overdue paymentsManaging invoicing, recording payments, maintaining accounts
CredentialsCredit training, financial analysis skillsAccounting knowledge, ERP software experience
Work EnvironmentFinance or collections department, often high-pressureAccounting or finance department, detail-oriented
Common Industry UsageBanking, finance, credit firmsCorporate finance, accounting departments

While both roles involve financial transactions, Credit And Collections focuses on evaluating creditworthiness and recovering overdue payments, whereas Accounts Receivable Specialists handle invoicing, recording payments, and maintaining customer accounts. Understanding these differences helps employers and job seekers target the right skills and responsibilities for each position.

What is the career path for credit and collections?

A career in credit and collections typically starts with entry-level roles such as collections specialist or credit analyst. Progression can lead to senior positions like credit manager, collections supervisor, or credit director, often requiring experience, strong analytical skills, and knowledge of credit risk assessment tools. Certifications such as Certified Credit and Collection Professional (CCCP) can enhance advancement opportunities.

What is the job of credit and collections?

The job of credit and collections involves assessing customers' creditworthiness, setting credit limits, and managing the collection of outstanding debts. Professionals in this role use financial analysis, communication skills, and collection tools to ensure timely payments and minimize bad debt for a company.

What are the most commonly searched types of Credit And Collections jobs in Alabama?

The most popular types of Credit And Collections jobs in Alabama are:

What are popular job titles related to Credit And Collections jobs in Alabama?

For Credit And Collections jobs in Alabama, the most frequently searched job titles are:

What job categories do people searching Credit And Collections jobs in Alabama look for?

The top searched job categories for Credit And Collections jobs in Alabama are:

What cities in Alabama are hiring for Credit And Collections jobs?

Cities in Alabama with the most Credit And Collections job openings:

Credit And Collections jobs near you
Infographic showing various Credit And Collections job openings in Alabama as of August 2026, with employment types broken down into 86% Full Time, 2% Temporary, and 12% Contract. Highlights an 87% In-person, 9% Hybrid, and 4% Remote job distribution, with an average salary of $78,955 per year, or $38 per hour.

Manager, Credit & Accounts Receivable

Birmingham, AL

Royal Cup, Inc.
Food Services and Drinking Places • 501 - 1,000 employees
Learn more about Royal Cup, Inc.external

$115K - $135K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago

Job description

Manager, Credit amp; Accounts Receivable
Overview
Summary:
The Manager, Credit amp; Accounts Receivable will report to the VP, Controller and be responsible for leading the credit, collections, and accounts receivable functions. This role will oversee internal controls, credit risk assessment, dispute resolution, collection performance, and AR reporting. In addition, this role will manage bankruptcy processes and provide strategic oversight to a team of Collection and AR Specialists, ensuring operational efficiency and strong cash flow management.

Supervisory Responsibilities:
  • Recruits, interviews, hires, and trains new staff.
  • Oversees the daily workflow of assigned staff.
  • Provides constructive and timely performance evaluations.
  • Handles discipline and termination of employees in accordance with company policy.​
Key Responsibilities:
  • Lead the credit and collections team to continually achieve operation excellence
  • Optimize cash collection, customer portfolio management, and credit risk mitigation by ensuring effective collections processes and timely billing practices
  • Demonstrate a thorough understanding of Royal Cup’s credit/collections and accounts receivable operations, services, and activities
  • Assess and communicate performance deviations to plan (Strategy Deployment)
  • Establish aging, cash, and DSO goals/KPIs and monitor forecast to plan
  • Cultivate/strengthen relationships with field sales personnel
  • Establish bad debt allowance and approve write-offs within schedule of authority
  • Ensure compliance with policy and regulatory requirements
  • Update and distribute monthly AR and portfolio activity reports
  • Generate comprehensive reports specific to AR performance
  • Continuously monitor high-exposure accounts, utilizing internal/external sources
  • Oversight of the credit review process, maintenance of credit application flow, and credit scoring models
  • All other duties as assigned
Minimum Qualifications:
  • Bachelor’s Degree (preferably in Accounting, Business Administration, or another related field) and/or the equivalent in education and work experience.
  • 5+ years of progressive management and leadership experience
  • Proven track record of achieving financial targets and objectives (i.e., DSO), productivity, and process cost
  • Ability to think strategically, act operationally and manage risk
  • Strong financial analysis abilities
  • Excellent communication skills, verbal, written, and presentation
  • Ability to calmly de-escalate hostile situations to the best possible resolution
  • Proficient in MS Windows and Office, including Outlook, Word, Excel, PowerPoint and able to learn and apply company technology software and programs
  • Ability to manage others, objectively monitor performance and provide constructive feedback as needed
  • The ability to successfully complete the pre-employment process
Preferred Qualifications:
  • 10+ years in commercial credit and collections
  • Certified Credit Executive (CCE), NACM Membership preferred
  • Prior experience with SAP preferred
Physical Requirements:
  • Prolonged periods of sitting at a desk and working on a computer
  • Frequent sitting, standing, walking, reaching, typing, reading, talking, and hearing
  • The ability to lift up to 10 pounds, on occasion, with or without assistance
COMPANY PROFILE:
Royal Cup, Inc. is the proven leader in sourcing, roasting, blending and providing high-quality coffees and fine teas since 1896 and is the chosen partner for restaurants, hotels, offices and commuters across the country. We are a privately held company rooted in a longstanding tradition of coffee roasting excellence who takes pride in our unparalleled dedication to customer care.
We are a large, privately held national importer, roaster and distributor of coffees, teas and related products that has been in business for more than 130 years. Royal Cup, Inc. currently provides product and service to restaurant, hotels, convenience stores, businesses and individuals throughout the United States, and we’re growing!
At Royal Cup, Inc. having a customer centric focus is not simply a motto; our employees believe we each have a responsibility to provide outstanding service to our customers. Our customer centric focus results in actions we live by that not only retain our current customer base but grow our presence with new, high impact accounts across the country based on exceptional products and service.
We believe serving our customers well, serves us well. We are results oriented and strive to not only retain our current customer base but grow our presence with new, high impact accounts across the country by offering exceptional products and service.
Royal Cup Coffee and Tea strives to be sustainably minded and a good corporate steward in all business endeavors. It is also what others expect of us – our employees, our customers and vendors, our local communities, and the coffee and tea industry we help represent. This mindset permeates the actions we take today, tomorrow and today for tomorrow.
BENEFITS:
Royal Cup Coffee offers a competitive compensation plan and a comprehensive benefits program. On top of being a part of a well-caffeinated team, the benefits program includes healthcare, dental, vision, 401(k), company-paid life and disability insurance, Flexible Spending Account plan, select tuition reimbursement, paid parental leave, remote work opportunities, paid holidays, and vacation time. We also provide ongoing training that is designed to provide maximum success for our employees.
Royal Cup is committed to a diverse and inclusive workplace. We are an equal opportunity employer and do not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or another legally protected status. For individuals with disabilities who would like to request an accommodation, please contact us at 1-800-366-5836.

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