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Preferred Risk Insurance Jobs in Alpine, CA (NOW HIRING)

Multi-State license is preferred * Municipality experience is a plus PAY RANGE: CorVel uses a ... CorVel Careers | Opportunities in Risk Management In general, our opportunities will be posted for ...

Multi-State license is preferred * Municipality experience is a plus PAY RANGE: CorVel uses a ... CorVel Careers | Opportunities in Risk Management In general, our opportunities will be posted for ...

College degree preferred. * Must hold a Property & Casualty insurance license. * Strong knowledge ... Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs ...

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Preferred Risk Insurance information

See Alpine, CA salary details

$14

$30

$75

How much do preferred risk insurance jobs pay per hour?

As of Jun 25, 2026, the average hourly pay for preferred risk insurance in Alpine, CA is $30.74, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $39.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What job categories do people searching Preferred Risk Insurance jobs in Alpine, CA look for? The top searched job categories for Preferred Risk Insurance jobs in Alpine, CA are:
What cities near Alpine, CA are hiring for Preferred Risk Insurance jobs? Cities near Alpine, CA with the most Preferred Risk Insurance job openings:
Licensed Insurance Producer - San Diego CA 92115 (57762)

Licensed Insurance Producer - San Diego CA 92115 (57762)

A-MAX Auto Insurance

San Diego, CA • On-site

$18 - $50/hr

Other

Medical, Dental, Vision, Life, Retirement

Posted 8 days ago


A-MAX Auto Insurance rating

4.9

Company rating: 4.9 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

252nd of 261 rated insurance


Job description

Start Your Career at A-MAX Insurance!
At A-MAX Insurance, we are growing fast, and we want YOU to be part of our success! For over 20 years, we have been helping our employees grow and reach their goals, and we are looking for motivated people ready to start their journey with us.
About A-MAX Insurance:
A-MAX Insurance is an industry leader that specializes in providing low cost insurance to thousands of California residents and businesses. At A-MAX, we are dedicated to exceeding expectations by continuing to set forth our commitment of providing excellent service, affordable rates, and convenient locations. We believe that buying insurance should be quick, easy, and hassle-free; which is why we have made it our mission to simplify insurance by providing easy-to-understand, customized policies that best fit the needs and budgets of our customers.
A-MAX actively fosters the growth of our employees and company to maximize our positive impact on the community. Our motivation is to provide sustainable career opportunities for our employees and reward them for their dedication and commitment. A-MAX has aided in the economic growth of local communities by more than tripling our workforce and adding more jobs in low-to-middle-income neighborhoods.
Why Join Us?
Why A-MAX Insurance?
  • We invest in YOU - From day one, we provide intensive training to help you succeed in insurance sales. We cover the cost of your licensing and offer ongoing support to help you grow in your career. We are offering more than just a job, this is an opportunity to build your future with a supportive and dynamic team. Apply now and see how far you can go!

Compensation
  • Hourly Pay VS Commission
  • $18-$50/hour

Comprehensive Benefits
  • Medical, Dental, and Vision Insurance
  • Voluntary Benefits
  • FREE Basic Life Insurance & Long-Term Disability Coverage

Time Off & Work-Life Balance
  • Paid Holidays
  • Paid Sick Time

Financial Security & Retirement
  • 401(k) Retirement Savings Plan with up to a 4% Company Match
  • Short Waiting Period for Retirement Benefits

Career Growth & Support
  • Career Pathing & Advancement Opportunities
  • Paid Training & Licensing Assistance

What We are Looking for:
We want individuals who are hard-working, motivated, and ready to build a rewarding career. At A-MAX, we are committed to your growth, and we are excited to help you reach your full potential.
Join A-MAX Insurance and make us your employer of choice! If you are ready to grow your career, we are ready to support you every step of the way!
Position Summary:
The ideal candidate for this position will possess a strong sales mentality, desire to succeed, and good organizational/interpersonal skills with a strong customer focus. This is an IN-OFFICE position.
Job Responsibilities:
  • Assist customers with various types of insurance needs such as new policies, editing existing policies, taking payments, renewing and reinstating policies, and answering all questions.
  • Inspect vehicles, examining general condition, age, and other characteristics, to decide if it is an acceptable insurance risk.
  • Seek out new clients, generate lists of prospective clients, and develop clientele by networking and marketing. You and your office manager will develop marketing strategies to attract new customers.
  • Perform administrative tasks, as well as handling policy renewals and contacting underwriting to complete policies.
  • Assist with daily housekeeping routines

Position Qualifications:
  • High School Diploma or GED preferred
  • Customer Service/Insurance Sales Experience preferred but not required.
  • Bilingual (Spanish/English) preferred but not required.
  • Hold a valid and current Personal Lines or Property & Casualty License in California
  • Must have reliable transportation for daily marketing
  • Basic Computer knowledge and possess strong written, verbal, and people skills.
  • Able to work independently with minimal/no supervision and quickly learn any Company/Proprietary software.
  • Complete continuing education courses (Paid for by A-MAX) as required to maintain active license status with CDI.

At A-MAX Insurance, we believe in people. If you are passionate about educating customers regarding their insurance choices, solving real problems, and growing your new career as an Insurance Sales Agent, A-MAX Insurance is for you. Apply Now!
For information on A-MAX Insurance & Affiliates, including more information on employee benefits and our company culture, visit our website at https://www.amaxinsurance.com/careers
A-MAX Insurance & Affiliates is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.