ZipRecruiter

Log In

1

Preferred Risk Insurance Jobs in Rancho Santa Margarita, CA

UHS

COORD - RISK MGMT

Riverside, CA · On-site

Serve as a liaison between providers, legal counsel, and insurance carriers. * Maintain and update ... Medical training background preferred. * Risk Management experience preferred. Certificates ...

UHS

COORD - RISK MGMT

Riverside, CA

Serve as a liaison between providers, legal counsel, and insurance carriers. * Maintain and update ... Medical training background preferred. * Risk Management experience preferred. Certificates ...

UHS

COORD - RISK MGMT

Riverside, CA · On-site

$28.51 - $42.78/hr

Serve as a liaison between providers, legal counsel, and insurance carriers. * Maintain and update ... Medical training background preferred. * Risk Management experience preferred. Certificates ...

next page

Showing results 1-20

All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Rancho Santa Margarita, CA

Preferred Risk Insurance information

See Rancho Santa Margarita, CA salary details

$15

$32

$80

How much do preferred risk insurance jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for preferred risk insurance in Rancho Santa Margarita, CA is $32.85, according to ZipRecruiter salary data. Most workers in this role earn between $21.06 and $41.92 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What cities near Rancho Santa Margarita, CA are hiring for Preferred Risk Insurance jobs?

Cities near Rancho Santa Margarita, CA with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you

COORD - RISK MGMT

Riverside, CA • On-site

UHS
Health Care and Social Assistance • 10K+ employees

6.9

Company rating: 6.9 out of 10

Based on 254 frontline employees who took The Breakroom Quiz

455th of 893 rated healthcare providers

People enjoy working here

Recommended by students

Respectful managers

Learn more about UHSexternal

Temporary

Posted 13 days ago

Job description

Responsibilities

Riverside Medical Center

Full-Time | Monday-Friday | 8:30 AM - 5:30 PM

Summary

Responsible for coordinating risk management activities, including incident reporting, claims management, litigation support, and policy administration. Serves as the facility's ADA Coordinator and acts as a liaison between physicians, legal counsel, and insurance carriers. Maintains the policy and procedure database to ensure compliance with regulatory and organizational requirements

Essential Duties
  • Coordinate incident reporting, tracking, and follow-up.
  • Manage claims, subpoenas, legal correspondence, and related documentation.
  • Serve as a liaison between providers, legal counsel, and insurance carriers.
  • Maintain and update policies and procedures.
  • Monitor HIPAA compliance and maintain confidential records.
  • Support audits, peer review activities, and quality initiatives.
  • Coordinate ADA accommodation requests and processes.
  • Prepare reports and maintain risk management databases.
  • Perform other duties as assigned.

Qualifications
Qualifications

Education/Experience:

  • High School Diploma or GED required.
  • Proficiency in Microsoft Office applications, including Word, Access, and Excel.
  • Medical training background preferred.
  • Risk Management experience preferred.

Certificates, Licenses & Registrations:

  • LVN (Licensed Vocational Nurse) license preferred.

Knowledge, Skills & Abilities:

  • Strong organizational and time management skills.
  • Excellent written and verbal communication skills.
  • Ability to maintain confidentiality and handle sensitive information.
  • Ability to work effectively with physicians, leadership, employees, and external partners.
  • Strong attention to detail and problem-solving skills
Qualifications:
Qualifications

Education/Experience:

  • High School Diploma or GED required.
  • Proficiency in Microsoft Office applications, including Word, Access, and Excel.
  • Medical training background preferred.
  • Risk Management experience preferred.

Certificates, Licenses & Registrations:

  • LVN (Licensed Vocational Nurse) license preferred.

Knowledge, Skills & Abilities:

  • Strong organizational and time management skills.
  • Excellent written and verbal communication skills.
  • Ability to maintain confidentiality and handle sensitive information.
  • Ability to work effectively with physicians, leadership, employees, and external partners.
  • Strong attention to detail and problem-solving skills
Education:UNAVAILABLEEmployment Type: TEMPORARY
Universal Health Services logo

About Universal Health Services

Sourced by ZipRecruiter

Universal Health Services (UHS) is a major player in the healthcare industry, based in King of Prussia, Pennsylvania, U.S. Founded in 1978, UHS offers hospital and healthcare services. Their diverse services range from acute care hospitals, behavioral health facilities and ambulatory centers nationwide. The company's mission of enhancing the health and well-being of their patients is reflected in their commitment to 'Helping Individuals Live Longer, Healthier and Happier Lives'. Universal Health Services' consistent growth and success in their industry have been recognized on numerous occasions, including being ranked amongst the Fortune 500 list of largest companies.

Industry

Health care and social assistance

Company size

10,000+ Employees

Headquarters location

King of Prussia, PA, US

View All Universal Health Services Jobs

What Universal Health Services employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply