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Preferred Risk Insurance Jobs in Carlsbad, CA (NOW HIRING)

Waymo

Program Manager, Risk & Insurance

San Diego, CA · Hybrid

Lead and drive programs across the modernization of the risk & insurance ecosystem, working cross ... Significant expertise in scaling processes within complex, growing areas We prefer: * Experience ...

UHS

Director of Risk Management

Temecula, CA · On-site

Certified Professional in Healthcare Risk Management (CPHRM) preferred. This opportunity offers the ... insurance offering, a physician network and various related services located all over the U.S.

UHS

Director of Risk Management

Temecula, CA · On-site

$117K - $175K/yr

Certified Professional in Healthcare Risk Management (CPHRM) preferred. This opportunity offers the ... insurance offering, a physician network and various related services located all over the U.S.

UHS

Director of Risk Management

Temecula, CA · On-site

Certified Professional in Healthcare Risk Management (CPHRM) preferred. This opportunity offers the ... insurance offering, a physician network and various related services located all over the U.S.

UHS

Director of Risk Management

Temecula, CA

Certified Professional in Healthcare Risk Management (CPHRM) preferred. This opportunity offers the ... insurance offering, a physician network and various related services located all over the U.S.

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Carlsbad, CA

Preferred Risk Insurance information

See Carlsbad, CA salary details

$14

$31

$76

How much do preferred risk insurance jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for preferred risk insurance in Carlsbad, CA is $31.47, according to ZipRecruiter salary data. Most workers in this role earn between $20.19 and $40.14 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What cities near Carlsbad, CA are hiring for Preferred Risk Insurance jobs?

Cities near Carlsbad, CA with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Carlsbad, CA as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $65,457 per year, or $31.5 per hour.

Program Manager, Risk & Insurance

San Diego, CA • Hybrid

Waymo
Internet and IT • 1 - 5K employees
Learn more about Waymoexternal

Full-time

Re-posted 27 days ago

Job description

Waymo's Program Managers are accountable for Waymo's roadmap execution by providing thoughtful cross-functional planning, clarity, and proactive risk management. In the face of complex technical and operational challenges with no established playbooks to follow, we act with thoughtful urgency, driving conversations, discussions, and outcomes. Our team partners closely with every function of Waymo to structure, own and drive work towards real-world deployments of the Waymo Driver across platforms and geographies.

This role follows a hybrid work schedule and you will report to a Manager of Program Management.

You will:

  • Lead and drive programs across the modernization of the risk & insurance ecosystem, working cross-functionally with teams such as Legal, Product, Engineering, etc. in domestic and international markets
  • Collaborate with leadership to establish strategies with roadmaps, tracking milestones and resolving blockers against those roadmaps
  • Prioritize / manage / drive timelines, risks, and dependencies; resolve misalignments with overall scope and schedule
  • Keep stakeholders across Waymo informed and aligned on transformational progress; represent programs to senior leadership and partner with them to remove blockers

You have:

  • 5+ years experience managing complex programs where precision and attention to detail are critical to success
  • Experience leading large high stakes programs across teams, such as Insurance, Product, Safety, Engineering, Ops, etc.
  • Ability to navigate ambiguity and drive clear decision-making
  • Strong leadership skills and clear verbal and written communication
  • Significant expertise in scaling processes within complex, growing areas

We prefer:

  • Experience within claims and insurance space
  • Expertise driving internal programs that scale the business
  • Experience within ride hailing, autonomous, or transportation industries

Apply