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Preferred Risk Insurance Jobs in San Jose, CA (NOW HIRING)

Waymo

Program Manager, Risk & Insurance

Mountain View, CA · On-site

$159K - $196K/yr

Lead and drive programs across the modernization of the risk & insurance ecosystem, working cross ... Significant expertise in scaling processes within complex, growing areas We prefer: * Experience ...

AIG

Senior Underwriter, Political Risk

San Francisco, CA

$116K - $137K/yr

Experience (5+ years preferred) in the Political Risk Insurance market, including product features, forms, exigent risks. * Bachelor's degree from a four-year college or university, focused on ...

Socket.dev

Senior Manager, Global Insurance

Newark, CA · On-site

$140 - $230/hr

Preferred * Associate in Risk Management or CPCU designations Compensation & Benefits Lucid offers a comprehensive and competitive benefits package including medical, dental, and vision insurance ...

Waymo

Insurance Risk Management Analyst

Mountain View, CA · On-site

$125K - $152K/yr

We prefer: * Experience working within innovative, fast-paced technology, and dynamic environments. * Working knowledge of contractual risk transfer, indemnity clauses, and insurance compliance ...

Qcells

Business Planning Manager

San Francisco, CA · On-site

$130K - $170K/yr

Operational Risk Management: Manage annual corporate insurance renewals and evaluate the necessity ... Strong cross-functional collaboration, discipline, and outcome focus PREFERRED QUALIFICATIONS

Google

Risk Analyst

Sunnyvale, CA · On-site

Experience with risk management, insurance, and captive insurance companies. * Experience working ... Preferred qualifications: * Advanced degree (e.g., MS/MBA). * Designations (Associate in Risk ...

Prologis

Risk Management Analyst

San Francisco, CA · On-site

$75K - $110K/yr

Preferred: * Bachelor's degree in risk management, insurance, finance, business, real estate, engineering, data analytics, or a related field, or equivalent experience. * Experience with commercial ...

Medix

Risk Adjustment Director

Scotts Valley, CA · On-site

$96.15 - $120.19/hr

... Standard and Preferred), and 1 Minimum Essential Coverage (MEC) Plan. Eligibility for health ... Term Life Insurance Plan. Required Employment / Compliance Language Medix is an equal opportunity ...

Support Revolution

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123 - $140/hr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Preferred qualifications * Master's degree in business administration (MBA) or a related field.

Super Micro Computer

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Preferred Qualifications: * Master's degree in Business Administration (MBA) or a related field.

Supermicro

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Preferred Qualifications: * Master's degree in Business Administration (MBA) or a related field.

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in San Jose, CA

Preferred Risk Insurance information

See San Jose, CA salary details

$16

$35

$86

How much do preferred risk insurance jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for preferred risk insurance in San Jose, CA is $35.55, according to ZipRecruiter salary data. Most workers in this role earn between $22.84 and $45.34 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in San Jose, CA?

For Preferred Risk Insurance jobs in San Jose, CA, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in San Jose, CA look for?

The top searched job categories for Preferred Risk Insurance jobs in San Jose, CA are:

What cities near San Jose, CA are hiring for Preferred Risk Insurance jobs?

Cities near San Jose, CA with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you

Director of Enterprise Risk & Insurance - San Francisco, California

MissionHires

San Francisco, CA • On-site

$120 - $160/hr

Other

Posted 19 days ago

Job description

MissionHires is seeking a Director of Enterprise Risk & Insurance to lead our end-to-end risk and insurance strategy from our San Francisco Bay Area headquarters (primarily on-site). You will design and administer comprehensive insurance programs, manage broker/carrier relationships, drive loss prevention and claims excellence, and embed practical risk insights into strategic planning. This senior leader will be the primary external and internal point of contact for risk, insurance, and recovery matters, advancing MissionHires’ commitment to innovation, impact, and sustainable growth.

Responsibilities
  • Shape and administer comprehensive enterprise insurance strategies across core coverages, including evaluation of self-funded or alternative risk mechanisms
  • Own broker, insurer, TPA, and claims service provider relationships to secure favorable terms, manage renewals, and resolve complex placement or claims issues
  • Lead incident and claims reviews with Legal, Operations, and People/Workforce teams to reduce impact and drive effective resolutions
  • Track and analyze loss data, market dynamics, and regulatory changes to strengthen prevention measures and optimize risk transfer/retention
  • Develop and deliver training and guidance on risk practices, claims procedures, and compliance requirements to internal stakeholders
  • Serve as the primary point of contact for external discussions on insurance strategy, claims recovery, and negotiations
  • Integrate practical risk insights into business planning and decision-making to support company objectives and financial resilience
  • Travel occasionally for key meetings, site evaluations, carrier/broker negotiations, and partner engagements
Requirements
  • 12+ years of progressive experience in corporate risk management, insurance program leadership, claims management, or closely related fields
  • Bachelor’s degree in Business, Finance, Risk Management, or related discipline preferred, or equivalent demonstrated expertise
  • Proven expertise overseeing claims, implementing loss control initiatives, and coordinating with external vendors and TPAs
  • Experience with alternative risk financing and/or self-insured programs strongly preferred
  • Demonstrated ability to lead cross-functional initiatives, influence senior stakeholders, and mentor teams
  • Strong analytical skills with a track record of leveraging loss data and market insights to improve risk outcomes
  • Excellent communication and negotiation skills to manage carriers, brokers, and internal executive stakeholders
  • Willingness to work primarily on-site in the San Francisco Bay Area and travel as needed
Benefits

Great company stands out by cultivating a strong culture rooted in transparency, trust, and employee well-being, while maintaining a clear mission and purpose. Key factors often include offering competitive compensation (salaries, benefits, perks) and fostering a customer-centric approach that drives long-term success through innovation.

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