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Preferred Risk Insurance Jobs in Los Angeles, CA

Bachelor's degree in Risk Management, Business, Finance, Insurance, or a related field (Master's preferred). * 7-10+ years of progressive risk management or insurance experience, with at least 3+ ...

Experience (5+ years preferred) in the Political Risk Insurance market, including product features, forms, exigent risks. * Bachelor's degree from a four-year college or university, focused on ...

Risk Management, Finance, Accounting and and/or Marketing degree preferred, but not required * 0 to 3 years of experience in commercial insurance * Working knowledge of business office practices and ...

Risk Manager

El Monte, CA ยท On-site

$97K - $114K/yr

Manage all insurance claims related to the contract, collaborating closely with internal teams ... Preferred 4-year degree or combination of relevant education and experience in related field.

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Showing results 1-20

Preferred Risk Insurance information

See Los Angeles, CA salary details

$15

$32

$79

How much do preferred risk insurance jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for preferred risk insurance in Los Angeles, CA is $32.69, according to ZipRecruiter salary data. Most workers in this role earn between $20.96 and $41.68 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Los Angeles, CA?

For Preferred Risk Insurance jobs in Los Angeles, CA, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Los Angeles, CA look for?

The top searched job categories for Preferred Risk Insurance jobs in Los Angeles, CA are:

What cities near Los Angeles, CA are hiring for Preferred Risk Insurance jobs?

Cities near Los Angeles, CA with the most Preferred Risk Insurance job openings:

Infographic showing various Preferred Risk Insurance job openings in Los Angeles, CA as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $67,991 per year, or $32.7 per hour.

Senior Construction Specialties Risk Engineering Consultant

Pasadena, CA โ€ข On-site, Remote

Zurich Insurance Group
Insurance Servicesย โ€ขย 10K+ employees

Full-time

Re-posted 14 days ago


Job description

Senior Construction Specialties Risk Engineering Consultant:ย Arizona or California.ย 

Zurich is currently looking for a Senior Construction Specialties Risk Engineer for the Builders Risk Line of Business. This is a work from home virtual role with a periodic office presence, to reside within the above noted area. Ideally, candidates would be located near a major airport.ย  The role includes a company car with expected travel of 25-30%.


You will be responsible for leveraging Zurich's risk engineering tools and services to improve customer risk and facilitate general account management of customers who purchase Zurich Construction's Builder's Risk Insurance product. You will be responsible for managing business partner relationships within the region. Risk Engineering services will include remote and onsite surveys and risk assessments of construction companies and projects to include large data centers and the energy sector, as well as the overall operations review of existing and prospective customers. Risk Engineers also provide technical support to customers, underwriters and the claims department by identifying improvement strategies, preparing external reporting to the marketplace, preparing internal reports which form the basis of underwriting, claims and other insurance decisions to identify and manage risk.


Final candidates will be subject to a Motor Vehicle Record background check as this position includes a company car.


Basic Qualifications:

We select team players who are strategic thinkers, creative, confident and self-motivated. In addition, you must possess:

  • Bachelor's Degree with 6 or more years of experience in the Construction, Engineering, or Risk Consulting field
    OR
  • High School Diploma or Equivalent and 8 or more years of experience in the Construction, Engineering, or Risk Consulting field
    OR
  • Zurich Certified Apprentice, including an Associates degree and 6 or more years of experience in the Risk Engineering area
    AND
  • Experience working in a team environmentย 


Preferred Qualifications:

ย 

  • Have a high level of computer literacy and be proficient in Microsoft Office
  • Be experienced working in both independent and team environments
  • Bachelor's degree in either Engineering, Construction Management, Building Technology, or equivalent
  • 20 or more years of combined experience in Construction Management/Project Management/Engineering consulting
  • Construction experience with an advanced level of knowledge of construction processes, quality management and associated risks and exposures
  • Experience with data center construction
  • Experience in energy projects (i.e. solar panel installations, geothermal power plants, hydroelectric dams, biomass power plants, nuclear power stations and SMR's, power transmission lines, energy storage facilities)
  • Knowledge of NFPA 70E Standards
  • Hazard identification & mitigation skills; analytical aptitude
  • Knowledge of project cost/scheduling and supply chains in construction
  • Knowledge of Zurich Construction Builder's Risk Insurance product
  • Awareness of Construction Workforce and Economic issues
  • Intermediate knowledge of exposures, controls and best practice risk improvement methodologies
  • Capable of public speaking, presentation skills, developing programs to address industry needs and marketing/consulting services for fee
  • Comfortable with technology, building information modeling, and standard computer software programs and communication applications
  • Professional certifications: CCM, P.E., PMP, AIA, LEED AP, etc.
  • Excellent interpersonal, communication and consulting skills
  • Strong leadership and management skills
  • Advanced Technical Writing skills
  • Advanced Microsoft Office skills, iOS/iPad Skills, Virtual Consulting
  • Willingness to embrace the Zurich Basics, including our values of integrity, Sustainability, Customer Centricity, Excellence and Teamwork

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $100,200.00 - $164,100.00, with short-term incentive bonus eligibility set at 15%.

ย 

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

ย 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500.

Join us for a brighter future-for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code 1033.

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Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Los Angeles, AM - San Francisco, AM - California Virtual Office, AM - Arizona Virtual Office, AM - Sacramento, AM - Phoenix, AM - San Diego, AM - Pasadena, AM - Scottsdale, AM - San Jose, AM - Riverside, AM - San Bernardino
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered:ย Noย ย 
Linkedin Recruiter Tag: #LI-AW1 #LI-ASSOCIATE #LI-REMOTEย