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Preferred Risk Insurance Jobs in Santa Clara, CA

Waymo

Program Manager, Risk & Insurance

Mountain View, CA · On-site

$159K - $196K/yr

Lead and drive programs across the modernization of the risk & insurance ecosystem, working cross ... Significant expertise in scaling processes within complex, growing areas We prefer: * Experience ...

Waymo

Insurance Risk Management Analyst

Mountain View, CA · On-site

$125K - $152K/yr

We prefer: * Experience working within innovative, fast-paced technology, and dynamic environments. * Working knowledge of contractual risk transfer, indemnity clauses, and insurance compliance ...

Medix

Risk Adjustment Director

Scotts Valley, CA · On-site

$96.15 - $120.19/hr

... Standard and Preferred), and 1 Minimum Essential Coverage (MEC) Plan. Eligibility for health ... Term Life Insurance Plan. Required Employment / Compliance Language Medix is an equal opportunity ...

Supermicro

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Preferred Qualifications: * Master's degree in Business Administration (MBA) or a related field.

Super Micro Computer

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Preferred Qualifications: * Master's degree in Business Administration (MBA) or a related field.

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Santa Clara, CA

Preferred Risk Insurance information

See Santa Clara, CA salary details

$16

$35

$86

How much do preferred risk insurance jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for preferred risk insurance in Santa Clara, CA is $35.63, according to ZipRecruiter salary data. Most workers in this role earn between $22.88 and $45.43 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Santa Clara, CA?

For Preferred Risk Insurance jobs in Santa Clara, CA, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Santa Clara, CA look for?

The top searched job categories for Preferred Risk Insurance jobs in Santa Clara, CA are:

What cities near Santa Clara, CA are hiring for Preferred Risk Insurance jobs?

Cities near Santa Clara, CA with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Santa Clara, CA as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 88% In-person, and 12% Remote job distribution, with an average salary of $74,107 per year, or $35.6 per hour.

Program Manager, Risk & Insurance

Mountain View, CA • On-site

Waymo
Internet and IT • 1 - 5K employees
Learn more about Waymoexternal

$159K - $196K/yr

Full-time

Re-posted 13 days ago

Job description

Waymo is an autonomous driving technology company with the mission to be the world's most trusted driver. Since its start as the Google Self-Driving Car Project in 2009, Waymo has focused on building the Waymo Driver-The World's Most Experienced Driver™-to improve access to mobility while saving thousands of lives now lost to traffic crashes. The Waymo Driver powers Waymo's fully autonomous ride-hail service and can also be applied to a range of vehicle platforms and product use cases. The Waymo Driver has provided over ten million rider-only trips, enabled by its experience autonomously driving over 100 million miles on public roads and tens of billions in simulation across 15+ U.S. states.
Waymo's Program Managers are accountable for Waymo's roadmap execution by providing thoughtful cross-functional planning, clarity, and proactive risk management. In the face of complex technical and operational challenges with no established playbooks to follow, we act with thoughtful urgency, driving conversations, discussions, and outcomes. Our team partners closely with every function of Waymo to structure, own and drive work towards real-world deployments of the Waymo Driver across platforms and geographies.
This role follows a hybrid work schedule and you will report to a Manager of Program Management.
You will:
  • Lead and drive programs across the modernization of the risk & insurance ecosystem, working cross-functionally with teams such as Legal, Product, Engineering, etc. in domestic and international markets
  • Collaborate with leadership to establish strategies with roadmaps, tracking milestones and resolving blockers against those roadmaps
  • Prioritize / manage / drive timelines, risks, and dependencies; resolve misalignments with overall scope and schedule
  • Keep stakeholders across Waymo informed and aligned on transformational progress; represent programs to senior leadership and partner with them to remove blockers

You have:
  • 5+ years experience managing complex programs where precision and attention to detail are critical to success
  • Experience leading large high stakes programs across teams, such as Insurance, Product, Safety, Engineering, Ops, etc.
  • Ability to navigate ambiguity and drive clear decision-making
  • Strong leadership skills and clear verbal and written communication
  • Significant expertise in scaling processes within complex, growing areas

We prefer:
  • Experience within claims and insurance space
  • Expertise driving internal programs that scale the business
  • Experience within ride hailing, autonomous, or transportation industries

The expected base salary range for this full-time position across US locations is listed below. Actual starting pay will be based on job-related factors, including exact work location, experience, relevant training and education, and skill level. Your recruiter can share more about the specific salary range for the role location or, if the role can be performed remote, the specific salary range for your preferred location, during the hiring process.
Waymo employees are also eligible to participate in Waymo's discretionary annual bonus program, equity incentive plan, and generous Company benefits program, subject to eligibility requirements.
Salary Range
$159,000-$196,000 USD

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