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Preferred Risk Insurance Jobs in Tennessee (NOW HIRING)

GOVX

Risk Mitigation Associate - Fraud

La Vergne, TN · On-site

$41K - $47K/yr

Associates degree (Bachelors preferred) and 1+ years in e-commerce fraud or risk management ... Insurance Flexible Spending Account (FSA), Health Savings Account (HSA) Voluntary benefits ...

GOVX

Risk Mitigation Associate - Fraud

La Vergne, TN · On-site

$41K - $47K/yr

Associates degree (Bachelors preferred) and 1+ years in e-commerce fraud or risk management ... Insurance Flexible Spending Account (FSA), Health Savings Account (HSA) Voluntary benefits ...

GOVX

Risk Mitigation Associate - Fraud

La Vergne, TN · On-site

$20 - $23/hr

Associate's degree (Bachelor's preferred) and 1+ years in e-commerce fraud or risk management ... Insurance Flexible Spending Account (FSA), Health Savings Account (HSA) Voluntary benefits ...

GOVX

Risk Mitigation Associate - Fraud

La Vergne, TN

$41K - $47K/yr

Associates degree (Bachelors preferred) and 1+ years in e-commerce fraud or risk management ... Insurance Flexible Spending Account (FSA), Health Savings Account (HSA) Voluntary benefits ...

GovX

Risk Mitigation Associate - Fraud

La Vergne, TN · On-site

$20 - $23/hr

Requirements Education/Experience:   Associate's degree (Bachelor's preferred) and 1+ years in e ... Insurance Flexible Spending Account (FSA), Health Savings Account (HSA) Voluntary benefits ...

GOVX

Risk Mitigation Associate - Fraud

La Vergne, TN · On-site

$20 - $23/hr

Associate's degree (Bachelor's preferred) and 1+ years in e-commerce fraud or risk management ... Insurance Flexible Spending Account (FSA), Health Savings Account (HSA) Voluntary benefits ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Tennessee

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Tennessee?

For Preferred Risk Insurance jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Tennessee look for?

The top searched job categories for Preferred Risk Insurance jobs in Tennessee are:

What cities in Tennessee are hiring for Preferred Risk Insurance jobs?

Cities in Tennessee with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Risk Mitigation Associate - Fraud

La Vergne, TN • On-site

GOVX
Internet Websites and Web Search Portals • 51 - 200 employees
Learn more about GOVXexternal

$41K - $47K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 12 days ago

Job description

The Risk Mitigation Associate Fraud is a full-time position responsible for supporting GOVXs efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction processing, and minimize related financial losses. This role reports to the Risk Mitigation Manager and works closely with Member Services. 
 

KEY RESPONSIBILITIES 

  • Review: Orders flagged by automated fraud prevention systems; investigate account details, verify information via phone/email, and confirm or cancel orders.  
  • Assist: Verify customer data and account history to prevent refund delays and mitigate fraud.  Investigate: Potential violations of Terms of Use and educate customers to ensure compliance.  
  • Identify: Trends and communicate findings across departments to improve fraud prevention processes.  
  • Support: Investigate, analyze, and resolve chargeback cases; gather documentation to dispute unsupported claims. 

Requirements

Education/Experience: Associates degree (Bachelors preferred) and 1+ years in e-commerce fraud or risk management. 

Technical Proficiency: 

  • ERP:NetSuite or similar software. 
  • CRM: ServiceNow or similar enterprise level software 
  • Payments:Braintree and PayPal environments. 

Skills: Strong analytical, organizational, and problem-solving abilities; capable of prioritizing in a fast-paced environment. 

Attributes:  

  • Ability to perform well in a highly dynamic, diverse, and rapidly changing environment. 
  • Candidates with prior GOVX experience must have proven performance in these areas. 

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. This role occasionally must lift and carry office equipment. Occasional evening, night, and weekend shifts are required during peak season (e.g. Black Friday)

Physical - This is a sedentary role.

Mental Problem solving, making decisions, interpreting data, organizing, and reading/write.

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Supervisory Responsibilities: None

Travel Requirements: None

Other duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Pay Range: $20.00 - $23.00 /hr.

Benefits

Paid Time Off, Paid Sick Leave, Paid Holidays

401(k) plan with discretionary match available

Medical, Dental, Vision, and Life Insurance

Flexible Spending Account (FSA), Health Savings Account (HSA)

Voluntary benefits including Critical Illness, Group Accident, Short Term Disability and Voluntary Life

Employee Referral Program

Discounts on the GOVX website