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Preferred Risk Insurance Jobs in Tennessee (NOW HIRING)

Job Summary and Qualifications This is an integral position within HCA Healthcare's Risk ... Insurance Certification is preferred * Property & Casualty Insurance Broker License is preferred.

Job Summary and Qualifications This is an integral position within HCA Healthcare's Risk ... Insurance Certification is preferred * Property & Casualty Insurance Broker License is preferred.

Job Summary and Qualifications This is an integral position within HCA Healthcare's Risk ... Insurance Certification is preferred * Property & Casualty Insurance Broker License is preferred.

Job Summary and Qualifications This is an integral position within HCA Healthcare's Risk ... Insurance Certification is preferred * Property & Casualty Insurance Broker License is preferred.

Description Insurance & Risk Manager ABOUT ORANO Join our team to help meet current and future ... PREFERRED REQUIREMENTS: * Professional insurance certifications such as ARM, CPCU, CRM, or ...

... insurance agency in Knoxville, TN, is seeking an organized, motivated Risk Advisor to join our ... Two or more years of sales and/or customer service experience preferred * Ability to perform at a ...

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Preferred Risk Insurance information

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Tennessee? For Preferred Risk Insurance jobs in Tennessee, the most frequently searched job titles are:
What cities in Tennessee are hiring for Preferred Risk Insurance jobs? Cities in Tennessee with the most Preferred Risk Insurance job openings:
Infographic showing various Preferred Risk Insurance job openings in Tennessee as of June 2026, with employment types broken down into 2% As Needed, 44% Full Time, 46% Part Time, 1% Temporary, 6% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.
Healthcare Actuary- Risk & Insurance Strategy

Healthcare Actuary- Risk & Insurance Strategy

CHS Corporate

Franklin, TN

Full-time

Posted 25 days ago


CHS Inc. rating

8.0

Company rating: 8.0 out of 10

Based on 34 frontline employees who took The Breakroom Quiz

51st of 345 rated logistics


Job description

Job Description

Position Summary


The Consulting Actuary – Healthcare Risk & Insurance Strategy partners with executive leadership, Risk
Management, Finance, and Legal to provide actuarial analysis and strategic advice related to professional
liability, general liability, workers’ compensation, property, cyber, and other enterprise risks. This role
supports insurance program design, captive and self-insured structures, reserve adequacy, reinsurance
strategy, and loss forecasting for a complex hospital and healthcare delivery organization.
The Consulting Actuary plays a critical role in translating historical loss experience and emerging risk
trends into actionable financial, insurance, and enterprise risk decisions.


Key Responsibilities


Actuarial Analysis & Reserving
● Perform actuarial analyses for medical professional liability, general liability, workers’
compensation, and other self-insured or partially insured programs
● Estimate ultimate losses, IBNR, and loss development factors using accepted actuarial methods
● Support annual and quarterly reserve reviews in coordination with Finance and external actuaries
and auditors


Insurance & Captive Strategy
● Advise on insurance program structure, retentions, limits, deductibles, and reinsurance placement
● Support captive insurance company analysis, funding strategies, and long-term sustainability
● Evaluate alternative risk transfer mechanisms and emerging risk financing approaches


Enterprise Risk & Forecasting
● Model the financial impact of catastrophic events, systemic losses, and tail-risk scenarios
● Support stress testing and scenario modeling for enterprise risk and business continuity planning
● Partner with Risk Management and Enterprise Resilience leadership on loss trend interpretation
tied to operational risks (e.g., EHR outages, clinical events, natural disasters)


Stakeholder & Governance Support
● Prepare actuarial reports and executive-level summaries for senior leadership and the Board
● Support insurance renewals, underwriting submissions, and broker strategy discussions
● Serve as an expert resource for Legal, Compliance, and Claims leadership on loss trends and
exposure analysis


Qualifications
*Required

● Fellow or Associate of the Casualty Actuarial Society (FCAS or ACAS)
● 5+ years of actuarial experience, with significant healthcare exposure
● Deep experience with medical malpractice and healthcare liability programs
● Strong analytical, modeling, and communication skills


*Preferred
● Experience supporting large hospital systems, physician enterprises, or managed care
organizations
● Captive insurance or self-insurance program experience
● Familiarity with enterprise risk management and business continuity concepts


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