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Preferred Risk Insurance Jobs in Tennessee (NOW HIRING)

Ryan Specialty

Catastrophe Risk Analyst

Nashville, TN · On-site

$62K - $77K/yr

Utilizing statistical models, historical data, and predictive analytics, they help insurance ... is preferred.Technical/Functional Skills:Risk ModelingData ManagementRegulatory ...

Ryan Specialty

Catastrophe Risk Analyst

Nashville, TN · On-site

$62K - $77K/yr

Utilizing statistical models, historical data, and predictive analytics, they help insurance ... preferred. Technical/Functional Skills: • Risk Modeling • Data Management • Regulatory ...

Ascension

Risk Manager

Nashville, TN · On-site

$87K/yr

Other benefits: optional legal and pet insurance, transportation savings and more How you'll make ... preferred. Equal employment opportunity employer Ascension provides Equal Employment Opportunities ...

Ascension

Risk Manager

Nashville, TN

$87K - $121K/yr

... preferred. Life at Ascension: Where purpose meets opportunity Ascension is a leading nonprofit ... Benefits Paid time off (PTO)Various health insurance options & wellness plansRetirement benefits ...

CS&A Insurance

Insurance Producer/Sales

Franklin, TN

$65K - $120K/yr

Strong working knowledge of insurance products and risk management principles Education Bachelor's degree is preferred in Business, Finance, Marketing, Risk Management & Insurance, or a related field ...

CS&A Insurance

Insurance Producer/Sales

Franklin, TN · On-site

$65K - $120K/yr

Strong working knowledge of insurance products and risk management principles Education • Bachelor's degree is preferred in Business, Finance, Marketing, Risk Management & Insurance, or a related ...

thg

Sr Risk Solutions Consultant (TN)

Nashville, TN · Remote

At least 5 years Risk Solutions/Loss Control field experience with a commercial lines national/regional insurance carrier. * B.S. degree preferred in a related field to include health and safety ...

thg

Sr Risk Solutions Consultant (TN)

Nashville, TN · Remote

At least 5 years Risk Solutions/Loss Control field experience with a commercial lines national/regional insurance carrier. * B.S. degree preferred in a related field to include health and safety ...

Cumming Group

Risk Manager

Nashville, TN · On-site

$93K - $124K/yr

Preferred Education and Experience: * Education: BA/BS in Civil/Structure/Mechanical Engineering ... Dental Insurance * Vision Insurance * 401(k) * 401(k) Matching * Paid Time Off * Paid Holidays

Cumming Group

Risk Manager

Nashville, TN · On-site

$93K - $124K/yr

Preferred Education and Experience: * Education: BA/BS in Civil/Structure/Mechanical Engineering ... Dental Insurance * Vision Insurance * 401(k) * 401(k) Matching * Paid Time Off * Paid Holidays

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Tennessee

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Tennessee?

For Preferred Risk Insurance jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Tennessee look for?

The top searched job categories for Preferred Risk Insurance jobs in Tennessee are:

What cities in Tennessee are hiring for Preferred Risk Insurance jobs?

Cities in Tennessee with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you
Infographic showing various Preferred Risk Insurance job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Catastrophe Risk Analyst

Nashville, TN • On-site

Ryan Specialty
See more jobs at Ryan Specialtyexternal

$62K - $77K/yr

Full-time

PTO

Re-posted 23 days ago

Job description

Position Summary

The Catastrophe Risk Analyst is responsible for assessing the risk and potential damage caused by natural and man-made disasters. Utilizing statistical models, historical data, and predictive analytics, they help insurance companies, governments, and businesses understand the financial impact of catastrophic events and develop strategies to mitigate losses.

What will your job entail?

Job Responsibilities:Evaluate complex datasets to identify patterns and trends associated with catastrophe risks.Develop and refine catastrophe models to estimate potential losses from various disaster scenarios.Generate detailed reports that communicate risk assessments to stakeholders.Work closely with underwriters and actuaries to integrate risk analysis into policy pricing and portfolio management.Stay ahead of the latest developments in climate science, construction technology, and regulatory changes that may affect risk profiles.Assist in the creation of risk mitigation strategies to minimize financial impact.Technology Implementation: Utilize advanced software and technologies to improve the accuracy of risk predictions.Contribute to the development of emergency response plans for catastrophic events.Work Experience and Education: Bachelor's degree in Risk Management or Business with a minimum of 6 months of related experience. Licenses & Certifications: Certified Catastrophe Risk Analyst (CCRA), Certified Specialist in Catastrophe Risk (CSCR) or Certified Catastrophe Risk Management Professional (CCRMP) is preferred.Technical/Functional Skills:Risk ModelingData ManagementRegulatory ComplianceStatistical Analysis Behavioral Skills:Effective Communication Interpersonal Skills Attention to Detail Decision Making Problem-Solving Continuous Learning

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $62,000.00 - $77,500.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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