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Payments Analyst Jobs (NOW HIRING)

Senior Payment Analyst

Raritan, NJ · On-site

$87K - $109K/yr

Process customer rebate & administrative fee payments in accordance with approved contracts ... Strong analytical skills with attention to detail and accuracy. * Ability to interpret contract ...

Senior Payment Analyst

Palm Beach Gardens, FL · On-site

$80K - $100K/yr

Process customer rebate & administrative fee payments in accordance with approved contracts ... Strong analytical skills with attention to detail and accuracy. * Ability to interpret contract ...

Senior Payment Analyst

West Chester, PA · On-site

$81K - $100K/yr

Process customer rebate & administrative fee payments in accordance with approved contracts ... Strong analytical skills with attention to detail and accuracy. * Ability to interpret contract ...

Senior Payment Analyst

Warsaw, IN · On-site

$82K - $102K/yr

Process customer rebate & administrative fee payments in accordance with approved contracts ... Strong analytical skills with attention to detail and accuracy. * Ability to interpret contract ...

Senior Payment Analyst

West Chester, PA · On-site

$81K - $100K/yr

Process customer rebate & administrative fee payments in accordance with approved contracts ... Strong analytical skills with attention to detail and accuracy. * Ability to interpret contract ...

Senior Payment Analyst

Raynham, MA · On-site

$88K - $110K/yr

Process customer rebate & administrative fee payments in accordance with approved contracts ... Strong analytical skills with attention to detail and accuracy. * Ability to interpret contract ...

As a Freight Audit & Payment Analyst, you are responsible for evaluating, interpreting and optimizing carrier billing activities to ensure accuracy, compliance and financial integrity. This role ...

Responsibilities will include reviewing invoices and processing payments for the DYCD program areas ... Analyze and process assigned payment requests, which include ensuring the information on invoices ...

Responsibilities will include reviewing invoices and processing payments for the DYCD program areas ... Analyze and process assigned payment requests, which include ensuring the information on invoices ...

As a Freight Audit & Payment Analyst, you are responsible for evaluating, interpreting and optimizing carrier billing activities to ensure accuracy, compliance and financial integrity. This role ...

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Payments Analyst information

See salary details

$31K

$73.3K

$130K

How much do payments analyst jobs pay per year?

As of Jun 13, 2026, the average yearly pay for payments analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

How does a Payments Analyst typically collaborate with other departments within an organization?

Payments Analysts frequently work with teams such as finance, compliance, IT, and customer service to ensure smooth processing of transactions and adherence to regulatory standards. They may coordinate with IT to resolve technical payment issues or with compliance to monitor for fraudulent activities. Strong communication skills are essential, as Payments Analysts often serve as the liaison between departments to streamline payment operations and implement process improvements. This cross-functional collaboration not only enhances efficiency but also provides valuable exposure to different business functions.

What does a Payments Analyst do?

A Payments Analyst is responsible for monitoring, analyzing, and managing financial transactions within an organization. They ensure payments are processed accurately and efficiently, investigate discrepancies, and work to prevent fraud. Payments Analysts often collaborate with other departments to improve payment processes and maintain compliance with financial regulations. Their role is crucial in ensuring the smooth and secure movement of funds for both the company and its clients.

What are the key skills and qualifications needed to thrive as a Payments Analyst, and why are they important?

To thrive as a Payments Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with payment processing systems, Excel, and financial software like SAP or Oracle, as well as certifications such as Certified Treasury Professional (CTP), are typically valuable. Excellent problem-solving abilities, communication skills, and the capacity to work well under pressure distinguish top performers in this role. These competencies are crucial for ensuring accurate transaction processing, minimizing errors and fraud, and supporting efficient financial operations.

What is the difference between Payments Analyst vs Accounts Payable Specialist?

AspectPayments AnalystAccounts Payable Specialist
CredentialsTypically requires a bachelor’s degree in finance, accounting, or related fieldUsually requires a similar degree or relevant experience in accounting
Work EnvironmentFinancial institutions, corporations, or payment processing companiesCorporate finance or accounting departments in various industries
Employer & Industry UsageUsed in industries handling large payment volumes and financial transactionsCommon in organizations managing vendor payments and invoices
Search & Comparison IntentOften compared due to overlapping financial and payment processing skillsRelated in finance but focuses more on invoice management

The Payments Analyst and Accounts Payable Specialist roles share similarities in financial knowledge and work environments. However, Payments Analysts focus on payment processing, reconciliation, and transaction analysis, while Accounts Payable Specialists handle invoice management and vendor payments. Both roles are essential in financial operations but serve different functions within organizations.

More about Payments Analyst jobs
What cities are hiring for Payments Analyst jobs? Cities with the most Payments Analyst job openings:
What states have the most Payments Analyst jobs? States with the most job openings for Payments Analyst jobs include:
Infographic showing various Payments Analyst job openings in the United States as of June 2026, with employment types broken down into 63% Full Time, 36% Part Time, and 1% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Payments Risk Analyst

Full-time

Posted 23 days ago


Job description

Role Overview

At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.

We are seeking a Payments Risk Analyst to help maintain our expertise in the industry.  This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.

 

Key Responsibilities

  • Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
  • Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
  • Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
  • Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
  • Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
  • Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
  • Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
  • Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
  • Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
 

Skills & Qualifications

  • Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
  • Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
  • Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
  • Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
  • Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
  • Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
  • Bachelor’s degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • 2–3+ years of experience in payments risk, fraud analytics, or financial analysis.
 

Work Environment

Onsite – Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)

Employment Type: FULL_TIME