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Payment Risk Manager Jobs in California (NOW HIRING)

SOLV Energy

Director, Risk Management

San Diego, CA · On-site

... payment bonds across all active projects. * Monitor aggregate bonding capacity and provide ... Certified Risk Manager (CRM) or Associate in Risk Management (ARM) designation preferred

SOLV Energy

Director, Risk Management

San Diego, CA · On-site

... payment bonds across all active projects. * Monitor aggregate bonding capacity and provide ... Certified Risk Manager (CRM) orAssociate in Risk Management(ARM) designationpreferred * Chartered ...

Vuori, Inc

Risk & Insurance Analyst

Carlsbad, CA · On-site

The Risk and Insurance Analyst support Vuori's risk management function by combining hands-on ... Payment Management * Track and follow up on the timely payment of insurance and legal invoices ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We're a growing fintech company focused on delivering innovative payment processing solutions and ... Comfortable managing multiple priorities in a fast-paced environment * Proficiency with Microsoft ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We're a growing fintech company focused on delivering innovative payment processing solutions and ... Comfortable managing multiple priorities in a fast-paced environment * Proficiency with Microsoft ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We're a growing fintech company focused on delivering innovative payment processing solutions and ... managing multiple priorities in a fast-paced environmentProficiency with Microsoft Office ...

OKX

Principal/Senior Product Manager, Payment

San Jose, CA · On-site

$148K - $195K/yr

... payment providers while proactively managing the risk associated with your product. Tracking KPIs ... Drive adoption, usage of your products working closely with marketing, risk teams, keep close eye ...

OKX

Principal/Senior Product Manager, Payment

San Jose, CA

$148K - $195K/yr

... payment providers while proactively managing the risk associated with your product. Tracking KPIs ... Drive adoption, usage of your products working closely with marketing, risk teams, keep close eye ...

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Payment Risk Manager information

What does a payment risk manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are some common challenges a payment risk manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.

What are the key skills and qualifications needed to thrive as a payment risk manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

Do payment risk managers make good money?

Payment risk managers typically earn a competitive salary that varies based on experience, location, and industry. They often receive additional benefits and may advance to higher roles such as risk director or compliance officer, increasing earning potential. Certification in risk management or related fields can also enhance salary prospects.

Is a Payment Risk Manager a stressful job?

A Payment Risk Manager role involves monitoring and analyzing financial transactions to detect fraud and mitigate risks, which can be stressful during high transaction volumes or when managing urgent issues. The job requires attention to detail, problem-solving skills, and often involves working under tight deadlines, but workload and stress levels vary by organization and individual experience.

What are popular job titles related to Payment Risk Manager jobs in California?

For Payment Risk Manager jobs in California, the most frequently searched job titles are:

What job categories do people searching Payment Risk Manager jobs in California look for?

The top searched job categories for Payment Risk Manager jobs in California are:

What cities in California are hiring for Payment Risk Manager jobs?

Cities in California with the most Payment Risk Manager job openings:

Payment Risk Manager jobs near you
Infographic showing various Payment Risk Manager job openings in California as of August 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution.

Payment Operations Assistant Manager

W3Global Inc.

Ventura, CA • On-site

$35 - $45/hr

Full-time

Re-posted 20 days ago

Job description

About the job

Company Description

We have a long-standing tradition of "people helping people," which dates back to its founding in 1950 by ten county employees. Since then, VCCU has grown into a trusted not-for-profit financial cooperative with over $1.5 billion in assets and more than 75,000 members. Dedicated to serving its members, VCCU provides competitive loan rates, higher deposit interest, low fees, and modern services like online and mobile banking. With branches in Ventura County, including Ventura, Camarillo, Thousand Oaks, Simi Valley, Oxnard, Port Hueneme, Moorpark, and RiverPark in Oxnard, CA, VCCU remains committed to delivering exceptional financial services to its community.

Role Description

The Payment Operations Assistant Manager provides leadership, oversight, and accountability for all payment operations of the Credit Union. This role ensures payment activities are conducted in a safe, sound, and compliant manner consistent with FFIEC guidance, NCUA regulations, and internal risk management expectations, with a focus on continuous improvement across all payment channels.

This position oversees ACH, wire transfers, check processing, Remote Deposit Capture (RDC), mailed payments, EFT/Bill Payment processing, and other money movement services.

The role partners closely with the Director of Payment Services and acts as a liaison with leadership, IT, Risk, Compliance, and external vendors to ensure payment operations align with organizational strategy, regulatory expectations, and member service standards. This includes serving as a resource on project teams.

This position is based at the corporate office and requires fully onsite work in Ventura, CA.

Operational Oversight

Direct daily operations for, but not limited to:

  • ACH origination and receipt

  • Domestic and international wire processing (where applicable)

  • Check processing and item processing

  • Remote Deposit Capture (consumer and business)

  • Mailed payment processing

  • EFT and Bill Payment services

  • Zelle services and instant payments such as RTP and FedNow

  • Ensure operational readiness for peak volumes, system changes, and regulatory deadlines.

  • Partner with Risk, Compliance, and Audit teams to support examinations, audits, findings remediation, and control testing.

Qualifications

  • Minimum of five (5) years of progressive experience in financial institution payment operations, including ACH/EFT, check processing operations.

  • Demonstrated knowledge of payment systems, regulatory requirements, operational risk, and internal controls.

  • Proficiency with core banking systems Symitar/Episys, online banking, payment platforms, and Microsoft Office tools, including Microsoft 365, and SharePoint.

  • Associate's degree (AA/AS) or equivalent required.

W3Global logo

About W3Global

Sourced by ZipRecruiter

W3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs. As a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.

Industry

Recruiting and staffing services

Company size

501 - 1,000 Employees

Headquarters location

Frisco, TX, US

Year founded

2006

View All W3Global Jobs