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New Life Insurance Agent Commission Based Position Jobs in Rochester, NY

HMG Careers

Remote Life Insurance Agent

Rochester, NY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Schnitzer Agency

Life Insurance Sales Agent

Rochester, NY · On-site +1

$30K - $160K/yr

Consult with potential and current clients to secure life insurance coverage based on their needs ... commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 ...

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All JobsNew Life Insurance Agent Based Position JobsNew Life Insurance Agent Commission Based Position JobsNew Life Insurance Agent Commission Based Position Jobs in Rochester, NY

New Life Insurance Agent Commission Based Position information

See Rochester, NY salary details

$17.8K

$87.8K

$143.1K

How much do new life insurance agent commission based position jobs pay per year?

As of Aug 10, 2026, the average yearly pay for new life insurance agent commission based position in Rochester, NY is $87,782.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $120,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a new life insurance agent in a commission-based position?

To succeed as a New Life Insurance Agent in a commission-based role, you need a solid understanding of insurance products, state licensing, and sales fundamentals. Familiarity with CRM software, digital sales platforms, and insurance quoting tools is typically required. Strong interpersonal skills, resilience, and self-motivation help agents build client relationships and persist through challenges. These competencies drive successful client acquisition, retention, and consistent commission earnings in a competitive market.

Why do most new life insurance agents quit?

Many new life insurance agents quit due to the challenging nature of building a client base, inconsistent income, and the pressure to meet sales quotas. Success often requires strong sales skills, persistence, and ongoing training, which can be difficult for newcomers to develop quickly.

What are the main challenges new life insurance agents face in a commission-based position and how can they overcome them?

New life insurance agents in commission-based roles often face challenges such as building a client base from scratch, managing income uncertainty, and handling rejection during sales outreach. Success typically requires proactive networking, strong interpersonal skills, and consistent follow-up with potential clients. Many agents benefit from mentorship programs, ongoing training, and leveraging technology to organize leads and track progress. Staying resilient and maintaining a disciplined schedule are key to overcoming early hurdles and establishing a sustainable pipeline of business.

What is the difference between New Life Insurance Agent Commission Based Position vs Life Insurance Broker?

AspectNew Life Insurance Agent Commission Based PositionLife Insurance Broker
CredentialsLicensing required, often no advanced certificationsLicensing required, may hold additional certifications
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, multiple carriers
CompensationCommission-based, often with base payCommission-based, with potential overrides

While both roles involve selling life insurance policies, a New Life Insurance Agent Commission Based Position typically works directly for an insurance company and earns commissions based on policies sold. A Life Insurance Broker operates independently, representing multiple carriers, and offers clients a variety of options. Understanding these differences helps in choosing the right career path in the insurance industry.

What is a commission-based life insurance agent position?

A commission-based life insurance agent position is a job where agents earn their income primarily through commissions on the insurance policies they sell, rather than a fixed salary. This means your earnings are directly tied to your sales performance—the more policies you sell, the higher your income will be. Agents typically help clients choose life insurance products that fit their needs, educate them on policy options, and support them through the application process. Commission-based roles can offer high earning potential but also come with income variability, especially when starting out. Success often depends on sales skills, networking, and product knowledge.
What are popular job titles related to New Life Insurance Agent Commission Based Position jobs in Rochester, NY? For New Life Insurance Agent Commission Based Position jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching New Life Insurance Agent Commission Based Position jobs in Rochester, NY look for? The top searched job categories for New Life Insurance Agent Commission Based Position jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for New Life Insurance Agent Commission Based Position jobs? Cities near Rochester, NY with the most New Life Insurance Agent Commission Based Position job openings:
New Life Insurance Agent Commission Based Position jobs near you
Infographic showing various New Life Insurance Agent Commission Based Position job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, 1% Temporary, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $87,782 per year, or $42.2 per hour.

Independent Licensed Life Insurance Agent- Remote

Group Financier Signature

Rochester, NY • Remote

Contractor

Medical, Life

Posted 12 days ago

Job description

Independent Licensed Life Insurance Agent– Remote The Opportunity

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

Key Responsibilities
  • Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
  • Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
  • Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
  • Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.
Why Experienced Agents Partner With Us
  • Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
  • Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
  • Full Portability: You own your book of business from day one.
  • Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
  • Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
  • Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).
The Professional Profile
  • Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
  • Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
  • Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
  • Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.
Requirements
  • Active Resident Life Insurance License (Required).
  • Errors & Omissions (E&O) Insurance.
  • Must be authorized to work in the United States.
  • A dedicated home office setup with high-speed internet.
Compensation & Structure
  • 1099 Independent Contractor: True entrepreneurial freedom.
  • High Upfront Commissions: Aggressive advance schedules.
  • Passive Income: Monthly renewal income and performance bonuses.
  • Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

Ready to Scale?

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.

PandoLogic. Keywords: Insurance Agent, Location: Rochester, NY - 14614 , PL: 603957238