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Mortgage Underwriter Trainee Jobs (NOW HIRING)

Mortgage Mastery Trainee - WA

Kirkland, WA ยท On-site

$45K - $62K/yr

Horton, Inc. is currently looking for a Mortgage Mastery Trainee for their Corporate Mortgage ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

Mortgage Mastery Trainee-IT

Austin, TX ยท On-site

$39K - $54K/yr

Horton, Inc. is currently looking for a Mortgage Mastery Trainee for their Corporate Mortgage ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

ABOUT THE ROLE CountryPlace Mortgage, a leading nationwide personal property, mortgage and ... Refer loan requests with recommendations and documentation to underwriters * Reviews conditions ...

Be Seen First

Competitive? We're hiring motivated, coachable individuals to join our Mortgage Sales Trainee ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

New

Be Seen First

Competitive? We're hiring motivated, coachable individuals to join our Mortgage Sales Trainee ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

New

Loan Officer Trainee

Troy, MI ยท On-site

$13/hr

About Us MortgagePros is a rapidly growing mortgage company headquartered in Troy, Michigan. Since ... Collaborate with internal teams including processors and underwriters to support seamless loan ...

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Mortgage Underwriter Trainee information

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$72K

$118K

How much do mortgage underwriter trainee jobs pay per year?

As of Aug 23, 2026, the average yearly pay for mortgage underwriter trainee in the United States is $115,687.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What does a mortgage underwriter trainee do?

A Mortgage Underwriter Trainee assists experienced mortgage underwriters in evaluating loan applications and determining a borrower's creditworthiness. Their duties typically include reviewing application documents, learning to assess financial information, and ensuring all paperwork complies with lending guidelines and regulations. Trainees gain hands-on experience and receive training in risk assessment, property valuation, and loan approval processes, eventually preparing them for a full underwriter role.

What are the key skills and qualifications needed to thrive as a mortgage underwriter trainee?

To thrive as a Mortgage Underwriter Trainee, you need strong analytical abilities, attention to detail, and a foundational understanding of financial principles, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit analysis software, and relevant industry certifications such as FHA or VA guidelines is valuable. Excellent communication, organizational skills, and the ability to work under deadlines set top performers apart in this role. These skills ensure accurate risk assessment, regulatory compliance, and efficient processing of mortgage applications.

What are the typical challenges faced by a mortgage underwriter trainee during the learning process?

As a Mortgage Underwriter Trainee, one of the main challenges is getting up to speed with complex loan guidelines, risk assessment criteria, and regulatory requirements. Trainees often need to balance learning technical aspects, such as analyzing credit reports and property appraisals, with developing strong attention to detail and time management skills to handle multiple files at once. Support from experienced underwriters and ongoing training can help, but adapting to a fast-paced environment and making accurate decisions under supervision are key hurdles in the early stages.

What is the difference between Mortgage Underwriter Trainee vs Mortgage Underwriter?

AspectMortgage Underwriter TraineeMortgage Underwriter
CredentialsTypically requires a high school diploma or associate degree; some employers prefer related coursework or certificationsRequires relevant certifications (e.g., MLO license), experience, and advanced knowledge of underwriting
Work EnvironmentTraining-focused, supervised environment, often in bank or mortgage company officesIndependent decision-making, detailed analysis, and review of loan applications
Job ResponsibilitiesAssisting with loan reviews, learning underwriting guidelines, supporting senior underwritersEvaluating loan applications, assessing risk, approving or denying loans based on guidelines

The main difference is that a Mortgage Underwriter Trainee is in a learning phase, focusing on gaining skills and knowledge under supervision, while a Mortgage Underwriter is an experienced professional responsible for making final loan decisions based on thorough analysis.

More about Mortgage Underwriter Trainee jobs

What cities are hiring for Mortgage Underwriter Trainee jobs?

Cities with the most Mortgage Underwriter Trainee job openings:

What are the most commonly searched types of Mortgage Underwriter jobs?

The most popular types of Mortgage Underwriter jobs are:

What states have the most Mortgage Underwriter Trainee jobs?

States with the most job openings for Mortgage Underwriter Trainee jobs include:

Infographic showing various Mortgage Underwriter Trainee job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $115,687 per year, or $55.6 per hour.

Loan Processor Trainee - (Pulte Mortgage)

PulteGroup

Denver, CO โ€ข On-site

$24.04/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Job description

Denver, CO

Full time

JR9520

Providing lending services to help our customers achieve their dream of homeownership.

At Pulte Mortgage, weโ€™re more than a lenderโ€”weโ€™re a team driven by purpose. Since 1972, weโ€™ve helped over 700,000 families finance their dream homes through innovative lending solutions and a commitment to doing the right thing. As a wholly owned subsidiary of PulteGroup, we offer a people-first culture rooted in collaboration, integrity, and daily positivity. Join us in Denver, CO, and be part of a company recognized by Fortune and Great Place to Work for building meaningful careers, supporting community impact, and creating a workplace where you can thrive.

Apply now and discover a career where your contributions are valued, your growth is supported, and your work makes a lasting impact.

Are you looking to kick-start a new career and do so in a fun, diverse, exciting, and fast-paced environment!? Pulte Mortgage (a subsidiary of PulteGroup) is looking for energetic and motivated individuals who are ready to take the first step in building a long-term and rewarding mortgage career!

Come be a part of an organization that fosters and encourages diversity, equity, and inclusion, where we not only celebrate successes at work, but successes in life.

NO MORTGAGE EXPERIENCE - NO PROBLEM! Our next Processing Mortgage Banking Trainee Program starts on October 21, 2026!

BI-LINGUAL IN SPANISH HIGHLY PREFERRED!

What is the Mortgage Banking Training Program?

Our Mortgage Banking Training full-time, paid training program is a unique and specialized training and development program to prepare candidates for a rewarding career in the mortgage industry. The training will provide you with a greater understanding of the overall residential mortgage loan process, which will lead to a full-time, Loan Processor position.

Our mortgage loan processors collaborate with customers, underwriting, and our sales team to make the dream of homeownership possible by gathering and analyzing documents to make a complete loan file. This includes reviewing paystubs, bank statements, credit reports, and a variety of other documents based on each customer's unique situation. If organization and customer service are your strong suit, then a career with Pulte Mortgage is right for you!

TRAINING:

  • Consists of a combination of online classroom learning, mentorship, and job shadowing.

  • Learn about the mortgage application process, various loan products, and investor guidelines and regulations.

  • Provides employees with knowledgeable and dedicated support upon training completion.

  • Instructor-guided mortgage systems and applications training

WHAT YOU'LL BRING

  • Excellent customer service skills

  • Excellent written and oral communication skills

  • Ability to work in a fast-paced environment and while maintaining attention to detail

  • Ability to multi-task and meet deadlines

  • Proficiency with MS Office Suite

  • Ability to work with multiple computer systems

LOAN PROCESSOR JOB SUMMARY:

Primarily responsible for performing functions relative to the processing, underwriting and closing of residential mortgages.

DUTIES AND RESPONSIBILITIES:

  • Process and prepare purchase mortgage loans (FHA, VA, Conventional, USDA)

  • Verifies accuracy and adherence to investor guidelines of all documents required for a complete submission to Underwriting.

  • Excellent customer service skills, along with professional written and oral communication skills

  • Provides consistent communication on loan status to customers to ensure a smooth mortgage transaction.

  • Ability to maintain quality work in a fast-paced environment.

  • Capacity to multi-task using multiple computer screens and software programs.

  • Successfully use critical thinking and problem-solving skills to process loans.

  • Cultivate relationships with peers as a peer mentor

  • Proficiency with Microsoft Office Suite

  • Performs other duties as assigned

REQUIREMENTS FOR TRAINEE PROGRAM APPLICANTS:

  • At least 1 year of experience in a customer service role, including professional/military experience, internships, or school leadership positions.

  • Bilingual Spanish skills highly preferred.

  • Ability to multi-task and good attention to detail

  • Dedicated workspace in a distraction-free environment and reliable internet connection to allow for remote work.

  • High school diploma or equivalent.

Salary Range: starting pay of $24.04 hourly. This position will also be eligible for monthly incentives upon on the successful completion of the required training and based on defined performance objectives.

In addition to up to 9 paid company holidays per year, employees are eligible for up to 6 days of sick pay. Moreover, eligible employees with less than 10 years of service can accrue up to 17 PTO days per year (and up to 22 PTO days per year upon 10 or more years of service). Employees are eligible to participate in the Companyโ€™s 401(k) Plan. Employees (and their eligible dependents) are eligible for medical, dental, and vision insurance coverage. Employees are covered by company-paid disability, basic life insurance and parental leave. Voluntary insurance coverage options, including critical illness, accident, and hospital indemnity, are also available. In addition, the Company offers an Employee Assistance Program and tuition reimbursement (as applicable). Employees may also be eligible for state required benefits such as paid family and medical leave insurance and/or paid sick time as applicable.

This position will be posted through September 28 2026.

PLEASE NOTE: this position is a hybrid work arrangement - both in office and work from home.

SCHEDULE: Our core business hours are 7am -- 6pm MST. Schedules depend on the team/geographic area to which you are ultimately assigned, and specific schedules cannot be guaranteed and are subject to change. Overtime is a frequent requirement in these roles during busy times of the year. NOTE: During training -schedule will be 8am -5pm MST.

At time of hire - Must reside in Colorado.

#LI-Hybrid #LI-KC1

PulteGroup, Inc. and its affiliates do not accept unsolicited resumes from individual recruiters or third party recruiting agencies (collectively, โ€œRecruitersโ€) in response to job postings. If Recruiters nevertheless submit one or more unsolicited resumes to any employee at PulteGroup, Inc. or its affiliates without a valid written agreement in place for this position, it will be deemed the sole property of PulteGroup, Inc. and its affiliates. No fee will be owing or paid to Recruiters who submit unsolicited candidates, in the event the candidate is hired by PulteGroup, Inc. or its affiliates as a result of the referral, without a written agreement between PulteGroup, Inc. and through any means other than via our Applicant Tracking System.

We are an equal opportunity employer (https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdf) and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. We will provide a reasonable accommodation to a qualified applicant with a disability that will enable the individual to have an equal opportunity to participate in the application process and to be considered for a job.

All employees must be committed to fair and nondiscriminatory lending, in conformity with the Equal Credit Opportunity and Fair Housing acts, and to compliance with all applicable laws, regulations and company policies. Employees must act responsibly in their efforts to provide financial services to Pulte customers and to provide support to Pulte's core purposes.

All offers of employment are contingent upon clear results of a comprehensive pre-hire background check including credit, criminal, education and employment.

This Organization Participates in e-Verify (https://www.e-verify.gov/sites/default/files/everify/posters/EVerifyParticipationPoster.pdf)

California Privacy Policy

Here at PulteGroup:

  • We will not send correspondence from any non-PulteGroup email (for example, we will not contact you via a gmail, yahoo or outlook email address)

  • We conduct our interviews in person or via phone or Teams/Zoom video (we would never conduct an interview via text message or Teams chat)

  • We will not issue you a check as part of your onboarding for any reason (including for supplies, home office equipment, computers, etc.)

  • We will not request money as part of your interview or onboarding process

If you suspect you have been contacted by a scammer and would like to verify the legitimacy of an offer, please contact Recruiting@Pulte.com.

PulteGroup Employee Benefits

At PulteGroup, we believe that our people are what makes us a great place to work and we strive to meet their health and welfare needs with a competitive suite of benefit offerings designed for their unique lifestyles.

  • Comprehensive, Flexible and Affordable Healthcare Coverage Options

  • Supplemental Healthcare Coverage Opportunities

  • PTO and Work/Life Benefits

  • Health Advocacy and Wellness

  • Retirement Plan with Company Match

  • Education and Employee Assistance Programs

  • Paid Parental Leave and Adoption Benefits

  • Mortgage Financing Discounts through Pulte Mortgage

Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.