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Part Time Mortgage Underwriter Jobs (NOW HIRING)

Texana Bank

Jr. Mortgage Loan Originator

Naples, FL · On-site +1

Position Type: Full-Time or Part-Time, Hourly Non-Exempt Department: Mortgage Sales Reports To ... underwriters to support timely file progression • Develop familiarity with loan origination ...

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Part Time Mortgage Underwriter information

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$54

How much do part time mortgage underwriter jobs pay per hour?

As of Aug 2, 2026, the average hourly pay for part time mortgage underwriter in the United States is $29.76, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $34.62 per hour, depending on experience, location, and employer.

Is it possible to be a part-time mortgage broker?

A mortgage broker can work part-time, but it depends on licensing requirements, employer policies, and client demand. Many brokers work flexible hours or part-time to accommodate their schedules, especially if they are independent or operate as small businesses. However, full licensing and compliance with industry standards are necessary regardless of work hours.

What does a typical work schedule look like for a Part Time Mortgage Underwriter, and how flexible is this role?

Part Time Mortgage Underwriters typically work flexible hours that can accommodate different schedules, with many employers allowing remote work or variable shifts to fit your availability. While you may be assigned a set number of loan files per week, deadlines and peak periods can require occasional adjustments to your routine. You’ll usually coordinate closely with loan officers, processors, and other team members via email or internal systems, but much of the role involves independent, focused review of documentation. This structure can be ideal for those seeking a work-life balance or looking to build experience in the mortgage industry while working part time.

What are the key skills and qualifications needed to thrive in the Part Time Mortgage Underwriter position, and why are they important?

To thrive as a Part Time Mortgage Underwriter, you need strong analytical skills, a solid understanding of mortgage lending regulations and procedures, and prior underwriting or lending experience, often requiring relevant certifications such as DE (Direct Endorsement) or LAPP/SAR for government loans. Proficiency with loan origination systems (LOS), automated underwriting systems like DU/LP, and knowledge of compliance software is highly beneficial. Outstanding attention to detail, organizational skills, and the ability to communicate complex decisions clearly set top performers apart. These abilities ensure accurate and efficient loan assessments, minimize risk, and help maintain regulatory compliance for the organization.

What are red flags for underwriters?

Red flags for mortgage underwriters include inconsistent or incomplete financial documentation, significant credit issues such as recent bankruptcies or foreclosures, and discrepancies in borrower information. These issues can indicate higher risk and may lead to loan denial or additional review. Attention to these factors helps underwriters assess borrower reliability and loan risk accurately.

How much does a mortgage underwriter make per hour?

Mortgage underwriters typically earn between $20 and $35 per hour, depending on experience, location, and employer. Entry-level underwriters may start at the lower end, while experienced professionals with certifications can earn higher wages. The role often requires strong analytical skills and familiarity with underwriting software.

Can you get a job as an underwriter with no experience?

Entry-level mortgage underwriter positions often require some knowledge of lending guidelines and financial analysis, but many employers offer training programs for candidates with a relevant background such as finance, banking, or insurance. Prior experience is not always mandatory, especially for junior roles, but having strong analytical skills and attention to detail can improve chances of hiring. Certifications like the Mortgage Underwriter Certification can also enhance prospects for those new to the field.

What is a Part Time Mortgage Underwriter job?

A Part Time Mortgage Underwriter is responsible for evaluating mortgage loan applications to assess the borrower’s creditworthiness, financial stability, and risk level. They review income documents, credit reports, appraisals, and other financial information to ensure the loan meets lender guidelines and compliance standards. Working part-time, they may have reduced hours or a flexible schedule while still making critical lending decisions. This role requires strong analytical skills, attention to detail, and knowledge of mortgage regulations. It is ideal for experienced underwriters looking for work-life balance or supplemental income.

More about Part Time Mortgage Underwriter jobs
What cities are hiring for Part Time Mortgage Underwriter jobs? Cities with the most Part Time Mortgage Underwriter job openings:
What are the most commonly searched types of Mortgage Underwriter jobs? The most popular types of Mortgage Underwriter jobs are:
What states have the most Part Time Mortgage Underwriter jobs? States with the most job openings for Part Time Mortgage Underwriter jobs include:
What job categories do people searching Part Time Mortgage Underwriter jobs look for? The top searched job categories for Part Time Mortgage Underwriter jobs are:
Part Time Mortgage Underwriter jobs near you
Infographic showing various Part Time Mortgage Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 90% Full Time, 6% Part Time, and 3% Contract. Highlights an 83% Physical, 3% Hybrid, and 14% Remote job distribution, with an average salary of $61,902 per year, or $29.8 per hour.

Real Estate Underwriting Manager

Honor Credit Union

Berrien Springs, MI • On-site

Full-time, Part-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 14 days ago

Job description

Real Estate Underwriting Manager - Berrien Springs (Full-Time)
This is a Hybrid Work Eligible position. You may be required to come into the Operations Center in Berrien Springs, MI as needed to ensure business needs are met.
ABOUT HONOR:
At Honor Credit Union, we've been putting members first since 1934. Our team remains true to our member promise: Providing Solutions For Your Financial Success. Honor members enjoy extraordinary member service at 27 branches, and worldwide through online banking.
OUR TEAM:
As a team member at Honor Credit Union, you are genuinely part of a family. We leave the term "employee" at the door because you're much more than that; you're a valued member of the Honor Team and its success. We don't settle for good; we aspire to be great, and that starts with the people that live out the "I Am Honor" promise every day.
At our core, we are obsessed with providing extraordinary member experience with solutions for financial success. We are rooted in the belief that finances don't have to be intimidating and giving back to the communities we serve is essential. We are made up of outgoing, positive, friendly, and highly experienced people, which creates an inclusive, stimulating atmosphere. Smiling is the epitome of our culture, and like kindness, we believe smiling is contagious - it's no accident that you'll find a smiley face on all things Honor.
COMMITMENTS TO LIVING "I AM HONOR":
  • Act with Urgency and Care - You have the direct authority and responsibility to act and seek out solutions.
  • The Platinum Rule - Treat others the way they want to be treated.
  • Make the Connection - Develop genuine relationships so you can provide a "WOW" experience.
  • See a Need, Fill a Need - Seize opportunities to help others meet their needs, whether they are known or unrealized.
  • Reason over Rules - Make decisions that are good for the person and good for Honor.
  • Cultivate Peace & Love - Uphold an environment where diversity is celebrated, kindness is contagious, and everyone belongs.

WHAT WE ARE LOOKING FOR:
  • Accountable for leading a team of Real Estate Underwriters to ensure accurate, thorough, and timely loan decisions.
  • Provides leadership, coaching, and training to the Mortgage Underwriting Team.
  • Works with other internal stakeholders, discovers and enhances current operational processes.
  • Ensures the Mortgage Underwriting Team is well-versed on both Honor portfolio mortgage products and the secondary market. Makes sure secondary market loans adhere to underwriting criteria set forth by the investor and makes recommendations and approvals on portfolio loans.
  • Assures general adherence to mortgage requirements by staff training and research.
  • Fosters a positive and collaborative work environment for the entire Mortgage Department and Real Estate Underwriting Team.
  • Reviews complex or escalated underwriting issues and makes recommendations for decisioning or resolution.

WHAT WE EXPECT FROM YOU:
EDUCATION/CERTIFICATION:
  • Bachelor's degree in Finance, Business Administration, or a related field; or an equivalent combination of training and work experience.

EXPERIENCE REQUIRED:
  • Five to eight years of mortgage underwriting experience, with a minimum of two years of leadership experience.
  • Direct endorsement required.
  • Thorough understanding of mortgage regulations, underwriting guidelines, secondary market and FHA lending, and mortgage compliance requirements.

KNOWLEDGE/SKILLS/ABILITIES:
  • Must have a demonstrated ability to keep finances in order.
  • Strong listening, verbal, and written communication skills.
  • Strong project management skills, well-organized and have an excellent eye for detail.
  • Handle issues with tact, diplomacy, and an appropriate sense of urgency.
  • Understands and complies with all applicable laws and regulations.
  • Exceptional problem-solving skills.
  • Strong analytical and decision-making skills.
  • Proficient in using mortgage loan origination systems and related origination software.

WHAT'S IN IT FOR YOU:
Honor has excellent benefits for all full and part-time team members. We offer:
  • Medical with prescription coverage, Dental, and Vision.
  • 401k employer contribution & matching program.
  • Paid time off and paid holidays (including your birthday!).
  • Paid community volunteer hours.
  • Wellbeing spending account.
  • Various discounts on credit union products and services for team members & their families.
  • Additional perks included.

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