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How much do remote mortgage insurance jobs pay per hour?

As of May 31, 2026, the average hourly pay for remote mortgage insurance in the United States is $30.69, according to ZipRecruiter salary data. Most workers in this role earn between $30.05 and $30.05 per hour, depending on experience, location, and employer.

What is the difference between Remote Mortgage Insurance vs Remote Mortgage Underwriter?

AspectRemote Mortgage InsuranceRemote Mortgage Underwriter
CredentialsInsurance licenses, industry certificationsMortgage licensing, underwriting certifications
Work EnvironmentRemote, insurance companies, lendersRemote, lending institutions, banks
Industry UsageInsurance providers, mortgage lendersMortgage lending, banks, credit unions
Job FocusAssessing mortgage insurance risk, policy managementEvaluating loan applications, risk analysis

Remote Mortgage Insurance professionals focus on managing mortgage insurance policies and assessing risk for insurance providers, while Remote Mortgage Underwriters evaluate loan applications and determine borrower eligibility. Both roles require industry-specific certifications and are commonly found in mortgage lending environments, but they serve different functions within the mortgage process.

More about Remote Mortgage Insurance jobs
What cities are hiring for Remote Mortgage Insurance jobs? Cities with the most Remote Mortgage Insurance job openings:
What are the most commonly searched types of Mortgage Insurance jobs? The most popular types of Mortgage Insurance jobs are:
What states have the most Remote Mortgage Insurance jobs? States with the most job openings for Remote Mortgage Insurance jobs include:
What job categories do people searching Remote Mortgage Insurance jobs look for? The top searched job categories for Remote Mortgage Insurance jobs are:
Remote Mortgage Insurance jobs near you
Infographic showing various Remote Mortgage Insurance job openings in the United States as of May 2026, with employment types broken down into 41% Full Time, 57% Part Time, and 2% Contract. Highlights an 91% Physical, 7% Hybrid, and 2% Remote job distribution, with an average salary of $63,838 per year, or $30.7 per hour.
Remote Mortgage Underwriter

Remote Mortgage Underwriter

EMM LOANS LLC

Cherry Hill, NJ • Remote

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 9 days ago

Job description

EMM Loans | Full-Time | Remote

EMM Loans is seeking an experienced and detail-oriented Remote Underwriter to join our growing Retail Operations team. We are looking for a strong conventional underwriter with hands-on experience reviewing condo transactions and expertise in agency guidelines.

The ideal candidate will have deep knowledge of Fannie Mae and Freddie Mac underwriting, including condo reviews, along with at least one additional product designation such as FHA, VA, or USDA.

Responsibilities
  • Underwrite residential mortgage loan files in accordance with agency and investor guidelines
  • Review income, assets, credit, collateral, and overall loan eligibility
  • Analyze and underwrite conventional loans, including condo transactions
  • Ensure compliance with Fannie Mae and Freddie Mac requirements
  • Underwrite at least one additional loan product type: FHA, VA, or USDA
  • Communicate loan conditions and decisions clearly with processors, loan officers, and operations staff
  • Maintain productivity and quality standards while meeting turn-time expectations
  • Stay current on agency updates and underwriting guideline changes
Qualifications
  • Minimum 5 years of recent mortgage underwriting experience
  • Strong conventional underwriting experience required
  • Extensive Fannie Mae/Freddie Mac condo underwriting experience required
  • Must possess at least one additional underwriting designation/experience in FHA, VA, or USDA
  • Current DE, SAR, or equivalent certifications are a plus
  • Strong analytical and decision-making skills
  • Ability to work independently in a remote environment
  • Excellent communication and organizational skills
  • Experience with Encompass preferred

Why Join EMM Loans?

At EMM Loans, we combine the energy of a growing organization with the stability and reputation of an established national lender. We believe in innovation, collaboration, and investing in people who want to grow their careers and make an impact.

We Offer:

  • Competitive compensation package
  • Medical, Dental & Vision Insurance
  • Flexible Spending Account (FSA)
  • Company-Paid Life Insurance & Long-Term Disability
  • Additional Buy-Up Insurance Options
  • 401(k) with Employer Match
  • Career growth opportunities
  • Collaborative and entrepreneurial culture
  • Hybrid work environment
  • And more!

All positions are contingent upon successful completion of a background check. EMM Loans participates in E-Verify.

EMM Loans LLC is an Equal Opportunity Employer
NMLS ID: 2926