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Mortgage Funder Jobs (NOW HIRING)

SoFi

Loan Funding Specialist

Charlotte, NC

We are seeking a detail-oriented and self-directed Mortgage Loan Funding Specialist to join our team. In this role, you will be responsible for reviewing executed closing documents for accuracy ...

Nova Home Loans

Funder

Tucson, AZ

The Funder is responsible for coordinating and funding mortgage loans by working closely with processors, underwriters, escrow officers, and other internal and external partners. This role ensures ...

HIGHTECHLENDING INC

Post Closer - Mortgage

Irvine, CA · On-site

While this position is primarily focused on post-closing, candidates with prior funding experience ... Provide support to both reverse and forward mortgage operations as business needs require.

JPMorgan Chase & Co.

Closing Specialist III

Tempe, AZ · On-site

Job summary As a Mortgage Funder in our Mortgage Funding team, you ensure loans are ready to fund, conditions are satisfied, and disbursements are completed accurately and on schedule. You will work ...

JPMorgan Chase & Co

Closing Specialist III

Tempe, AZ

Job summary As a Mortgage Funder in our Mortgage Funding team, you ensure loans are ready to fund, conditions are satisfied, and disbursements are completed accurately and on schedule. You will work ...

RIGHT START MORTGAGE INC

Closer/Funder

San Antonio, TX · On-site

Right Start Mortgage is a leading mortgage company dedicated to providing exceptional service and ... As a Closer/Funder at Right Start Mortgage, you will play a critical role in the final stages of ...

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Showing results 21-40

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Mortgage Funder information

See salary details

$35.5K

$68.4K

$120.5K

How much do mortgage funder jobs pay per year?

As of Jul 28, 2026, the average yearly pay for mortgage funder in the United States is $68,366.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $106,000.00 per year, depending on experience, location, and employer.

How to become a mortgage funder?

To become a mortgage funder, individuals typically need experience in real estate, finance, or lending, along with strong analytical and communication skills. Some roles require licensing or certification, such as a mortgage broker license, depending on the jurisdiction. Gaining knowledge of mortgage products, underwriting, and industry regulations is also beneficial.

What is the role of a mortgage funder?

A mortgage funder is responsible for providing the financing needed for real estate loans by reviewing loan applications, assessing borrower creditworthiness, and approving or denying funding. They work closely with loan officers and underwriters to ensure loans meet company guidelines and industry regulations, often using specialized financial software. Strong analytical skills and knowledge of lending standards are essential for this role.

What are the key skills and qualifications needed to thrive as a Mortgage Funder, and why are they important?

To thrive as a Mortgage Funder, you need a strong understanding of mortgage processes, financial documentation, and regulatory compliance, often supported by experience in banking or finance. Familiarity with loan origination systems (LOS), document management software, and knowledge of relevant regulations such as RESPA and TILA is typically required. Attention to detail, strong organizational abilities, and effective communication set high performers apart in this role. These skills and qualifications ensure accurate, timely funding of loans while maintaining compliance and providing excellent service to clients and partners.

What are the most common challenges faced by Mortgage Funders, and how can they be managed effectively?

Mortgage Funders often encounter challenges such as tight funding deadlines, coordinating with multiple stakeholders (like lenders, lawyers, and brokers), and ensuring compliance with regulatory requirements. Effective time management and strong communication skills are essential to handle last-minute changes and documentation issues. Many funders find that developing detailed checklists and maintaining proactive communication with all parties helps minimize errors and delays, ensuring a smooth closing process.

How much does a loan officer make on a $500,000 loan?

A mortgage funder or loan officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan. For a $500,000 loan, this could translate to $2,500 to $5,000 in fees or commissions, depending on the company's compensation structure and the specific transaction details.

What does a Mortgage Funder do?

A Mortgage Funder is responsible for reviewing and verifying all final loan documents to ensure that a mortgage is ready to be funded and closed. They coordinate with lenders, title companies, and other parties to confirm that all necessary paperwork is complete and accurate. Additionally, they authorize the release of loan funds, ensuring compliance with both lender and legal requirements. Their attention to detail is critical in preventing errors that could delay the closing process.

What is the difference between Mortgage Funder vs Mortgage Processor?

AspectMortgage FunderMortgage Processor
Primary RoleFinalizes loan approval and disburses fundsReviews and verifies loan documentation before approval
Required CredentialsKnowledge of lending guidelines, licensing varies by stateKnowledge of loan documentation, often requires licensing
Work EnvironmentTypically in lending institutions or banksOften in mortgage companies or banks
Industry UsageInvolved in the funding stage of mortgage processInvolved in the processing and verification stage

Mortgage funders focus on finalizing and disbursing loans, while mortgage processors handle the review and verification of documents. Both roles are essential in the mortgage lending process but differ in responsibilities and timing within the loan lifecycle.

How much does a mortgage broker make on a $500,000 loan?

Mortgage funders typically earn a commission or fee based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 loan. Their income can vary depending on the lender, the complexity of the loan, and their experience, with some earning additional bonuses or incentives for volume. Skills in underwriting, customer service, and familiarity with loan programs are important in this role.
More about Mortgage Funder jobs
What cities are hiring for Mortgage Funder jobs? Cities with the most Mortgage Funder job openings:
What states have the most Mortgage Funder jobs? States with the most job openings for Mortgage Funder jobs include:
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Mortgage Funder jobs near you
Infographic showing various Mortgage Funder job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 12% Part Time, 1% Contract, and 1% Nights. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $68,366 per year, or $32.9 per hour.
Funder (Single Family Residential Mortgage)

Funder (Single Family Residential Mortgage)

Axos Bank

San Diego, CA • On-site

$20 - $27/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Job description

Axos Bank
Target Range:
$20.00/Hr. - $27.00/Hr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Funder is responsible for reviewing and funding closing documents for moderate to complex loan transactions. This role requires a strong understanding of current investor requirements and TRID (TILA-RESPA Integrated Disclosure) regulations to ensure compliance and accuracy throughout the closing process. The Funder performs a cross-functional role, supporting multiple aspects of loan closing operations based on daily pipeline needs. Success in this position requires comprehensive knowledge of mortgage closing processes, strong organizational and math skills, computer literacy, attention to detail, and the ability to adapt to changing priorities while managing multiple loans simultaneously.
Responsibilities:
  • Review loan files and closing packages for accuracy, completeness, and compliance with investor and regulatory guidelines
  • Generate and issue Closing Disclosures (CDs) in accordance with TRID requirements
  • Draw and prepare loan documents in alignment with investor specifications
  • Coordinate with internal teams such as underwriting, processing, closing, and post-closing to resolve conditions and ensure timely funding/purchasing
  • Identify and address discrepancies or documentation issues prior to funding
  • Maintain a high level of accuracy and adherence to timelines in a fast-paced environment
  • Post journal entries and board loans to servicing platform

Qualifications:
  • HS Diploma required
  • 1+ year of experience within Mortgage
  • Experience in the closing department of a lender
  • Must have in-depth knowledge of RESPA and TRID guidelines
  • Capable of drawing closing documents through a third-party software (i.e. DocMagic)
  • Must have the ability to handle multiple priorities and produce results
  • Superb verbal and written communication skills, and interpersonal skills
  • Excellent customer service and organizational skills
  • Attention to detail is a must, along with a keen eye for identifying problems
  • Ability to work in a team environment
  • Strong math skills and computer literacy
  • Ability to work under pressure, multitask and meet deadlines in a fast-paced environment
  • Willingness to perform multiple functions throughout the day as the need arises
  • Knowledge of investor guidelines and suspense clearance for loan purchase

Axos Employee Benefits May Include:
  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
IER Right to Work Poster (English/Spanish)
E-Verify Participation Poster (English/Spanish)

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