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Midstates Bank Jobs (NOW HIRING)

This position will perform assigned duties in accordance with Midstates Bank's Core Values and will adhere to Quality Service Standards. Essential Functions: * Prepares financial analysis through Web ...

This position will perform assigned duties in accordance with Midstates Bank's Core Values and will adhere to Quality Service Standards. Essential Functions: * Prepares financial analysis through Web ...

This position will perform assigned duties in accordance with Midstates Bank's Core Values and will adhere to Quality Service Standards. Essential Functions: * Prepares financial analysis through Web ...

Midstates Bank information

See salary details

$27.5K

$113.2K

$170K

How much do midstates bank jobs pay per year?

As of Jul 14, 2026, the average yearly pay for midstates bank in the United States is $113,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $141,500.00 per year, depending on experience, location, and employer.

What is the difference between Midstates Bank vs Loan Officer?

AspectMidstates BankLoan Officer
Required CredentialsBanking experience, sometimes a finance or related degreeFinance or related degree, licensing may be required
Work EnvironmentBank branches, customer service, administrative tasksMeeting clients, evaluating loan applications, sales
Industry UsageFinancial institutions, community banksMortgage companies, banks, credit unions

Both roles involve financial services within banking environments. While Midstates Bank employees may include various banking roles, Loan Officers specifically focus on evaluating and approving loan applications. The roles often overlap in customer interaction and financial knowledge, but Loan Officers typically require specific licensing and focus on lending processes.

More about Midstates Bank jobs
What cities are hiring for Midstates Bank jobs? Cities with the most Midstates Bank job openings:
What states have the most Midstates Bank jobs? States with the most job openings for Midstates Bank jobs include:
Infographic showing various Midstates Bank job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $113,173 per year, or $54.4 per hour.
Commercial Loan Officer - 4062

Commercial Loan Officer - 4062

Midstates Bank

Council Bluffs, IA • On-site

Full-time

Posted 15 days ago


Job description

Job Purpose:
The role of the Commercial Loan Officer is to develop and administer an effective calling program along with managing commercial loan accounts that meet established lending requirements and provide maximum profitability to the bank at minimum risk. The calling program will target prospective customers in conjunction with the bank's strategic plans to gain market share. Additionally, the program will incorporate calls to existing customers to promote new or additional services with Midstates Bank. The Loan Officer will actively seek out opportunities to increase Midstates Bank's customer base, in accordance with the Bank's core values and service standards.
Essential Functions:
Community:
  1. Establishes and maintains a visible presence in all market areas.
  2. Attends civic activities to promote growth and development of the community and represent the bank in a positive manner.
  3. Stays informed on emerging trends, innovations, and best practices within the community and industry.
  4. Makes business development calls to key accounts in the market area.

Sales Program:
  1. Calls on public officials, business owners, and centers of influence within the community to develop a strong core deposit base.
  2. Prospects and sells loan products and services as needed by clients.
  3. Tracks and reports results through CRM software.

Commercial Lending Functions:
  1. Interviews loan applicants, collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
  2. Establishes, and negotiates where necessary, terms under which credit will be extended, including the cost, repayment method, and schedule and collateral requirements.
  3. Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
  4. Monitors loan repayment activities and takes necessary action to collect from past due accounts.
  5. Advises customers, where possible, concerning business management and financial matters.
  6. Prepares loan presentations for the benefit of loan committees as required.
  7. Works closely with colleagues and lending team including loan officers, loan administrators, and credit analysts.

Additional Duties:
  1. Makes recommendations for new or improved products and services through identifiable needs of the customers.
  2. Other duties as assigned by Midstates Bank management team

Skills and Qualifications:
Strong interpersonal skills, financial analysis skills, proven ability to develop and enhance client relationships, extensive knowledge of all bank deposit and loan products including SBA/FSA and other third-party offerings, strong computer skills in Microsoft Office products. Experience in Moody's Lending Cloud software is beneficial.
Education:
Four-year college degree preferably in Business, Finance, Economics or a related field.
Experience:
Minimum of 5 years of commercial lending experience. Bank experience preferred.
Accounting or bookkeeping experience in formation of financial statements and cashflows.