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Medicare Insurance Agent Fmo Jobs (NOW HIRING)

Gallagher

Medicare Insurance Agent

Richardson, TX · Remote

$21/hr

We provide paid insurance licensing to help you kick-start your career as a Medicare Consultant. * Inbound Calls: Enjoy working with pre-qualified leads through inbound calls, eliminating the need ...

Gallagher

Medicare Insurance Agent

Dallas, TX · Remote

$21/hr

We provide paid insurance licensing to help you kick-start your career as a Medicare Consultant. * Inbound Calls: Enjoy working with pre-qualified leads through inbound calls, eliminating the need ...

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Medicare Insurance Agent Fmo information

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$25K

$65K

$121.5K

How much do medicare insurance agent fmo jobs pay per year?

As of Jun 9, 2026, the average yearly pay for medicare insurance agent fmo in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a Medicare Insurance Agent FMO?

A Medicare Insurance Agent FMO, or Field Marketing Organization, is a company that partners with insurance agents and agencies to help them sell Medicare insurance products. FMOs provide agents with access to multiple insurance carriers, marketing support, training, compliance assistance, and sometimes lead generation. By working with an FMO, Medicare agents can expand their product offerings and receive additional resources to grow their business. FMOs play a crucial role in helping agents navigate the complexities of Medicare regulations and insurance plans.

What is the difference between Medicare Insurance Agent Fmo vs Medicare Insurance Agent?

FeatureMedicare Insurance Agent FmoMedicare Insurance Agent
CredentialsLicensing, certifications in Medicare productsLicensing, certifications in Medicare products
Work EnvironmentWorks under FMO for product access and supportIndependent or with a brokerage, direct client interaction
Employer & Industry UsagePart of a larger FMO organization providing resourcesIndependent or contracted agent serving clients directly

Medicare Insurance Agent Fmo typically operates under a Field Marketing Organization, providing agents with product access, training, and support. In contrast, a Medicare Insurance Agent often works independently or with a brokerage, directly serving clients. The main difference lies in the support structure and resources available, with FMO agents benefiting from organizational backing while independent agents have more autonomy.

How does a Medicare Insurance Agent FMO support agents with training and lead generation?

A Medicare Insurance Agent FMO (Field Marketing Organization) provides agents with comprehensive training on Medicare products, compliance, and sales techniques, often through webinars, in-person workshops, and online resources. Additionally, FMOs typically assist agents with lead generation by offering marketing support, co-branded materials, and sometimes direct access to prospect lists or lead programs. This support helps agents stay compliant, knowledgeable, and competitive in the market, while allowing them to focus more on client relationships and sales. Collaborating with an FMO also connects agents with a network of peers for knowledge sharing and ongoing professional development.

What are the key skills and qualifications needed to thrive as a Medicare Insurance Agent FMO, and why are they important?

To excel as a Medicare Insurance Agent FMO, you need comprehensive knowledge of Medicare products, compliance regulations, and a valid health insurance license. Familiarity with CRM software, quoting tools, and CMS certification is typically required to manage client data and stay current with federal guidelines. Exceptional interpersonal skills, problem-solving abilities, and effective communication help agents build trust with clients and support a network of sub-agents. These skills and qualifications are crucial for ensuring regulatory compliance, driving sales growth, and providing top-tier service in a competitive insurance market.
More about Medicare Insurance Agent Fmo jobs
What cities are hiring for Medicare Insurance Agent Fmo jobs? Cities with the most Medicare Insurance Agent Fmo job openings:
What states have the most Medicare Insurance Agent Fmo jobs? States with the most job openings for Medicare Insurance Agent Fmo jobs include:
What job categories do people searching Medicare Insurance Agent Fmo jobs look for? The top searched job categories for Medicare Insurance Agent Fmo jobs are:
Medicare Insurance Agent Fmo jobs near you
Infographic showing various Medicare Insurance Agent Fmo job openings in the United States as of June 2026, with employment types broken down into 75% Full Time, 8% Part Time, and 17% Contract. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Licensed Medicare Sales Agent - 100% Commission Only

Financial Grade

Charlotte, NC • Remote

Contractor

Posted 10 days ago

Job description

Salary:

About Us:

Financial Grade Senior Consultants is a nationally recognized Field Marketing Organization (FMO) with nearly 20 years of experience supporting independent insurance agents. Licensed in all 50 states, we partner with most national carriers and provide comprehensive agent support, including grassroots marketing, back-office services, and cutting-edge technology. Our commitment to quality and agent success has earned us strong retention rates and national recognition, including appearances on Fox and News Channel 5 as a Medicare correspondent.


We specialize in the sales and distribution of Senior Health & Life Insurance products, annuities, and ancillary products. Built by brokers, for brokers, we offer the tools, guidance, and resources agents need to grow thriving businesses, including support with licensing, agency building, and long-term career development.


About the Role:

We are seeking licensed, experienced, and motivated Independent Medicare Insurance Agents to join our growing team. This is a 100% commission-based, 1099 opportunity that allows you to build and own your own book of business while leveraging the support of a top-producing FMO.


Agents have the flexibility to work independently, set their own schedules, and sell in the field, telephonically, or both. You will educate Medicare-eligible clients on Medicare Advantage, Medicare Supplement, and Prescription Drug plans, helping them make informed decisions based on their individual needs. With effort and support, agents have the potential to build a six-figure income stream.


Why Financial Grade Senior Consultants, Why Now?

As an FMO, we specialize in the sales & distribution of Senior Health & Life Insurance products, annuities, and other ancillary products. Our ambition and reputation for excellence have propelled us to be one of the nation's top-producing FMOs. If you are a motivated and experienced insurance agent looking to take your career to the next level, we want to hear from you! Join Financial Grade Senior Consultants and become part of a dynamic team dedicated to helping agents succeed in the insurance industry.


As a Financial Grade Agent, you receive:


  • Commissions: Direct carrier commissions and lifetime renewals - you own your book of business.
  • Leads: Access to a robust lead program with no upfront cost - pay only when you sell.
  • Marketing: Proven strategies and programs to keep your pipeline full.
  • Guidance: Ongoing support from Sales, Marketing, and Compliance experts, plus discounts on AHIP certification.
  • Technology: Industry-leading platforms for CRM, quoting, and enrollment, including free access to Connecture.
  • Networking: Agent Synergy Mixers designed to build referral relationships and strategic partnerships.


Who We're Looking for:


This opportunity is ideal if you:


  • Hold a valid health insurance license
  • Thrive in a commission-only, independent contractor (1099) environment
  • Are assertive, goal-oriented, and self-motivated
  • Demonstrate professionalism, integrity, and strong communication skills
  • Can work a flexible schedule
  • Are passionate about helping seniors navigate their insurance options


License/Certifications:

Active Health Insurance License in Resident State (Required)

AHIP 2026 Certification (Required)


Together, we can achieve more.
If youre ready to take your insurance career to the next level, we encourage you to apply now.


Financial Grade is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, religious creed, gender, sexual orientation, gender identity, gender expression, transgender, pregnancy, marital status, national origin, ancestry, citizenship status, age, disability, protected Veteran Status, genetics or any other characteristic protected by applicable federal, state, or local law.


AI Use Disclosure
To make our hiring process smooth and efficient, we use tools like BambooHR (application tracking) and Calendly (scheduling). These tools help us stay organized, but all applications and results are carefully reviewed by real people.
AI supports our process, it doesnt replace human judgment. We also take steps to reduce potential bias in the tools we use, so every candidate is considered fairly.