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1099 Medicare Insurance Agent information

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$65K

$121.5K

How much do 1099 medicare insurance agent jobs pay per year?

As of Aug 12, 2026, the average yearly pay for 1099 medicare insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a 1099 Medicare Insurance Agent?

To succeed as a 1099 Medicare Insurance Agent, you need in-depth knowledge of Medicare plans and regulations, a valid health insurance license, and strong sales acumen. Familiarity with CRM software, quoting tools, and online enrollment platforms is typically required, along with completion of annual CMS certification (AHIP). Excellent communication, self-motivation, and relationship-building skills help agents effectively educate and enroll clients while managing their own business. These capabilities are essential for ensuring compliance, maximizing sales opportunities, and providing valuable guidance to Medicare beneficiaries.

What are some common challenges 1099 Medicare Insurance Agents face when building their client base?

As a 1099 Medicare Insurance Agent, one common challenge is establishing trust and credibility with seniors who may be cautious about changing their health coverage. Agents must also navigate a highly competitive market and stay compliant with evolving CMS regulations. Building a robust client base often requires persistent networking, community outreach, and consistent follow-up, especially during the annual enrollment period. Success in this role depends on strong relationship-building skills and the ability to clearly explain Medicare plans to clients.

What is the difference between 1099 Medicare Insurance Agent vs 1099 Health Insurance Agent?

Aspect1099 Medicare Insurance Agent1099 Health Insurance Agent
CertificationsMedicare-specific licenses (e.g., AHIP)Health insurance licenses (e.g., AHIP, state-specific)
Work EnvironmentPrimarily selling Medicare plans to seniorsSelling various health insurance plans to diverse clients
Employer & Industry UsageIndependent contractors in insurance industryIndependent agents or brokers in health insurance sector

Both roles involve selling health-related insurance plans as independent contractors, often with similar licensing requirements. The key difference is that 1099 Medicare Insurance Agents focus specifically on Medicare products for seniors, while 1099 Health Insurance Agents handle a broader range of health insurance plans for different demographics.

What is a 1099 Medicare Insurance Agent?

1099 Medicare Insurance Agents are independent contractors who help clients navigate, choose, and enroll in Medicare insurance plans, such as Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They are called '1099' agents because they are not employees; instead, they receive a 1099 tax form and are responsible for their own taxes. These agents often work with multiple insurance carriers, providing unbiased information and support to clients. Their income is typically commission-based, and they must be licensed and comply with federal and state regulations.
More about 1099 Medicare Insurance Agent jobs
What cities are hiring for 1099 Medicare Insurance Agent jobs? Cities with the most 1099 Medicare Insurance Agent job openings:
What states have the most 1099 Medicare Insurance Agent jobs? States with the most job openings for 1099 Medicare Insurance Agent jobs include:
What job categories do people searching 1099 Medicare Insurance Agent jobs look for? The top searched job categories for 1099 Medicare Insurance Agent jobs are:
1099 Medicare Insurance Agent jobs near you
Infographic showing various 1099 Medicare Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Kayden - 1099 Medicare Insurance Agent 072026

Exact Medicare

Remote

Contractor

Re-posted 20 days ago

Job description

About Exact Medicare
Company Overview
At Exact Medicare, we are committed to creating a superior client experience by understanding and caring for our customers so well that they would never think about leaving us-and want to tell everyone about us! Our team members are empowered by our core values, which drive everything we do.
Our Core Values
  • Extreme Ownership: We take ownership of our actions and responsibilities, delivering the best possible results for our clients.
  • Above Reproach: We uphold the highest standards of integrity and ethics in all interactions and decisions.
  • Culture of Candor: We foster a culture of open and honest communication, valuing ideas and feedback to continuously improve.
  • Atomic Growth: We are committed to continuous personal and organizational growth to better serve our clients and community.

Position Overview
We are seeking a Licensed Insurance Agent to assist individuals in navigating Medicare programs. In this role, you will educate clients on Medicare options (Parts C & D as well as Med Supp/MediGap and ancillary products), recommend suitable plans based on their needs, and help with enrollment and transitions between plans.
Job Responsibilities
  • Educate clients about Medicare benefits and coverage options.
  • Assist with plan enrollment and transitions.
  • Conduct plan comparisons and provide recommendations.
  • Ensure compliance with Medicare regulations and deadlines.
  • Effectively manage inbound and outbound calls in a high-volume sales environment, while maintaining professionalism and accuracy.
  • Maintain accurate records and documentation.
  • Provide excellent customer service to resolve issues and answer questions.

Minimum Qualifications
  • Holds valid health insurance license.
  • Can provide proof of release for any requested carrier contract.
  • Current plan year AHIP certification.
  • Understanding of sales and ability to generate revenue
  • Ability to work in compliance with CMS Federal regulations.
  • Strong organizational, interpersonal, communication, and presentation skills.
  • Must be authorized to legally work in the United States without sponsorship.

If you are a licensed, highly motivated individual who shares our core values, has a passion for helping Medicare-eligible seniors, and a drive for sales success, we encourage you to apply and become part of the Exact Medicare team!

Apply