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Medicare Insurance Agent Fmo Jobs (NOW HIRING)

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Medicare Insurance Agent Fmo information

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$25K

$65K

$121.5K

How much do medicare insurance agent fmo jobs pay per year?

As of Jul 14, 2026, the average yearly pay for medicare insurance agent fmo in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a Medicare Insurance Agent FMO?

A Medicare Insurance Agent FMO, or Field Marketing Organization, is a company that partners with insurance agents and agencies to help them sell Medicare insurance products. FMOs provide agents with access to multiple insurance carriers, marketing support, training, compliance assistance, and sometimes lead generation. By working with an FMO, Medicare agents can expand their product offerings and receive additional resources to grow their business. FMOs play a crucial role in helping agents navigate the complexities of Medicare regulations and insurance plans.

What is the difference between Medicare Insurance Agent Fmo vs Medicare Insurance Agent?

FeatureMedicare Insurance Agent FmoMedicare Insurance Agent
CredentialsLicensing, certifications in Medicare productsLicensing, certifications in Medicare products
Work EnvironmentWorks under FMO for product access and supportIndependent or with a brokerage, direct client interaction
Employer & Industry UsagePart of a larger FMO organization providing resourcesIndependent or contracted agent serving clients directly

Medicare Insurance Agent Fmo typically operates under a Field Marketing Organization, providing agents with product access, training, and support. In contrast, a Medicare Insurance Agent often works independently or with a brokerage, directly serving clients. The main difference lies in the support structure and resources available, with FMO agents benefiting from organizational backing while independent agents have more autonomy.

How does a Medicare Insurance Agent FMO support agents with training and lead generation?

A Medicare Insurance Agent FMO (Field Marketing Organization) provides agents with comprehensive training on Medicare products, compliance, and sales techniques, often through webinars, in-person workshops, and online resources. Additionally, FMOs typically assist agents with lead generation by offering marketing support, co-branded materials, and sometimes direct access to prospect lists or lead programs. This support helps agents stay compliant, knowledgeable, and competitive in the market, while allowing them to focus more on client relationships and sales. Collaborating with an FMO also connects agents with a network of peers for knowledge sharing and ongoing professional development.

What are the key skills and qualifications needed to thrive as a Medicare Insurance Agent FMO, and why are they important?

To excel as a Medicare Insurance Agent FMO, you need comprehensive knowledge of Medicare products, compliance regulations, and a valid health insurance license. Familiarity with CRM software, quoting tools, and CMS certification is typically required to manage client data and stay current with federal guidelines. Exceptional interpersonal skills, problem-solving abilities, and effective communication help agents build trust with clients and support a network of sub-agents. These skills and qualifications are crucial for ensuring regulatory compliance, driving sales growth, and providing top-tier service in a competitive insurance market.
More about Medicare Insurance Agent Fmo jobs
What cities are hiring for Medicare Insurance Agent Fmo jobs? Cities with the most Medicare Insurance Agent Fmo job openings:
What states have the most Medicare Insurance Agent Fmo jobs? States with the most job openings for Medicare Insurance Agent Fmo jobs include:
Licensed Medicare Sales

Licensed Medicare Sales

Financial Grade Senior Consultants

San Diego, CA โ€ข On-site

Full-time, Contractor

Medical

Re-posted yesterday


Job description

Description:

Job Title: Medicare Insurance Agent (100% Commission)

Company: Financial Grade Senior Consultants

Location: Philadelphia, PA

Job Type: Independent Contractor


About Us:

Financial Grade Senior Consultants is a leading Field Marketing Organization (FMO) with nearly 20 years of experience in supporting independent insurance agents to excel in their careers. Licensed in all 50 states, we have established strong relationships with most national carriers and provide comprehensive support to our agents, including grassroots marketing assistance, back-office support, and cutting-edge technology solutions.


We specialize in the sales and distribution of Senior Health & Life Insurance products, annuities, and other ancillary products. Our innovative tools include client relationship management, quoting and enrolling platforms, and additional technology to support your growing business needs. Additionally, we offer guidance not only in helping agents become licensed but also in building their own agencies.


Job description:

We are currently seeking licensed, experienced, and driven individuals to join our team as independent Medicare Insurance Agents. As a 100% commission-based agent, you will have the opportunity to build your own business while benefiting from the support and resources of Financial Grade Senior Consultants. Our independent field agents have the freedom to work for themselves, setting their own schedules and enjoying a flexible lifestyle not offered by traditional 9-5 jobs. Join us in the growing industry of marketing and selling Medicare Advantage, Medicare Supplement plans, and Prescription Drug plans to eligible clients. You will educate your clients on various insurance options and help them make informed decisions based on their needs.


Together, We Can Achieve More!


This is a commission-only (NO SALARY OR HOURLY PAY) opportunity. You receive direct carrier commissions, carrier renewals, and are eligible for bonuses. You have the potential to build an income stream that could be 6 figures based on your efforts and our help!


Why Financial Grade Senior Consultants, Why Now?

As a Field Marketing Organization, we specialize in the sales & distribution of Senior Health & Life Insurance products, annuities, and other ancillary products. Our ambition and reputation for excellence have propelled us to be one of the nation's top-producing FMOs. If you are a motivated and experienced insurance agent looking to take your career to the next level, we want to hear from you! Join Financial Grade Senior Consultants and become part of a dynamic team dedicated to helping agents succeed in the insurance industry.


As a Financial Grade Agent, you receive:

Commissions: We offer direct carrier commissions, and you receive carrier renewals. You own your book-of-business!


Marketing: proven strategies and programs to keep your pipeline full.


Guidance: Sales, Marketing & Compliance experts and resources supporting you.

Technology: industry-leading platform allows for selling from anywhere and anytime, including client relationship management, quoting and enrolling platforms, and other technology to support your growing business.


Networking: At Financial Grade Senior Consultants, we host "agent synergy mixers" to facilitate networking opportunities, allowing agents to interact with professionals from various industries to form strategic alliances and referral relationships to grow your book of business.


This is the opportunity you've been looking for if you are a motivated self-starter and truly passionate about helping others!

We encourage you to APPLY NOW if you:


ยท Currently hold a valid health insurance license

ยท Strive to succeed in a commission-only environment

ยท Excel in Independent Contractor roles (1099)

ยท Assertive, goal-oriented, positive & self-motivated

ยท Possess excellent communication skills

ยท Have a high level of professionalism and integrity with every consumer

ยท Are able to work a flexible schedule

ยท And have a passion for working with and helping seniors


To Apply:

Please submit your resume and a cover letter outlining your relevant experience and why you are the ideal candidate for this position to malachi@financialgrade.com


Job Type: Contract

Pay: $1.00 - $175,000.00 per year

Pay rate:

ยท Commission only

Supplemental pay types:

ยท Bonus opportunities

ยท Commission pay

ยท Renewals/Residuals

Work setting:

ยท In the field

ยท License/Certification:

Health Insurance License (Required)

Work Location: In the field

Requirements:

We encourage you to APPLY NOW if you:


ยท Currently hold a valid health insurance license

ยท Strive to succeed in a commission-only environment

ยท Excel in Independent Contractor roles (1099)

ยท Assertive, goal-oriented, positive & self-motivated

ยท Possess excellent communication skills

ยท Have a high level of professionalism and integrity with every consumer

ยท Are able to work a flexible schedule

ยท And have a passion for working with and helping seniors


To Apply:

Please submit your resume and a cover letter outlining your relevant experience and why you are the ideal candidate for this position to malachi@financialgrade.com


Job Type: Contract

Pay: $1.00 - $175,000.00 per year


Pay rate:

ยท Commission only


Supplemental pay types:

ยท Bonus opportunities

ยท Commission pay

ยท Renewals/Residuals


Work setting:

ยท In the field


License/Certification:

Health Insurance License (Required)