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Manufactured Housing Jobs (NOW HIRING)

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Direct the day-to-day operations of a 160-site manufactured housing community. * Regulatory Compliance: Maintain up-to-date knowledge of Massachusetts landlord-tenant law and manufactured housing ...

$54K - $58K/yr

OFFICE OF MANUFACTURED HOUSING AUDITOR/INVESTIGATOR Job No: 541899 Work Type: Full-time Location: REMOTE OPTIONS, PHOENIX Categories: Accounting/Auditing, Skilled Trades/Crafts ARIZONA DEPARTMENT OF ...

$85K - $95K/yr

OFFICE OF MANUFACTURED HOUSING ADMINISTRATOR Job No: 541912 Work Type: Full-time Location: REMOTE OPTIONS, PHOENIX Categories: Skilled Trades/Crafts, Program Management, Management/Supervisor ARIZONA ...

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Manufactured Housing information

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$24K

$64.6K

$119.5K

How much do manufactured housing jobs pay per year?

As of Aug 26, 2026, the average yearly pay for manufactured housing in the United States is $64,590.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,500.00 and $83,500.00 per year, depending on experience, location, and employer.

What is manufactured housing?

Manufactured housing refers to homes that are built in a factory and then transported to their final location for installation. These homes are constructed according to strict federal standards set by the U.S. Department of Housing and Urban Development (HUD), ensuring quality and safety. Manufactured homes are often more affordable than traditional site-built homes and can be placed in dedicated communities or on private land. Modern manufactured homes come in various sizes and styles, offering flexible housing options.

What are the key skills and qualifications needed to thrive in the manufactured housing industry?

To thrive in manufactured housing, you need a solid understanding of construction practices, regulatory compliance, and strong project management skills, often supported by relevant experience or certifications in building or real estate. Familiarity with CAD software, building codes, and property management systems is typically required. Strong communication, problem-solving abilities, and attention to detail help professionals excel when coordinating with clients, contractors, and regulatory bodies. These skills are crucial for ensuring efficient production, regulatory adherence, and customer satisfaction in the manufactured housing sector.

What are some common challenges faced by professionals working in manufactured housing sales or management?

Professionals in manufactured housing often encounter challenges such as navigating complex zoning laws, addressing customers’ misconceptions about manufactured homes, and managing logistics for transporting and installing units. Additionally, staying up-to-date with evolving regulations and building codes is crucial. Collaboration with sales teams, contractors, and local government officials is common, so strong communication skills and adaptability are key to success in this field.

What is the difference between Manufactured Housing vs Modular Housing?

AspectManufactured HousingModular Housing
Construction MethodBuilt in a factory on a permanent chassis, then transported to the siteConstructed in sections or modules in a factory, then assembled on-site
Building CodesComplies with HUD Code (federal standards)Follows local building codes and standards
Work EnvironmentFactory setting with transportation to siteFactory assembly followed by on-site construction
Usage & IndustryCommonly used as affordable, mobile, or temporary housingOften used for permanent, customizable homes or extensions

Manufactured Housing and Modular Housing are both factory-built options but differ in construction, code compliance, and permanence. Manufactured homes are built to federal standards and transported as complete units, while modular homes are assembled on-site from sections built to local codes. Understanding these differences helps in choosing the right housing type for your needs.

More about Manufactured Housing jobs

What cities are hiring for Manufactured Housing jobs?

Cities with the most Manufactured Housing job openings:

What states have the most Manufactured Housing jobs?

States with the most job openings for Manufactured Housing jobs include:

Infographic showing various Manufactured Housing job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 9% Part Time, and 4% Nights. Highlights an 91% In-person, and 9% Remote job distribution, with an average salary of $64,590 per year, or $31.1 per hour.

Senior Underwriter - Manufactured Housing

Los Angeles, CA • On-site

$106K - $125K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 8 days ago


Job description

About Ascent
Ascent Developer Solutions is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.
The Role
The Senior Underwriter - Manufactured Housing Communities is responsible for evaluating, structuring, and presenting credit opportunities secured by manufactured housing communities and related real estate assets. The position plays a critical role in maintaining portfolio quality while supporting strategic loan growth objectives.
This individual will lead complex underwriting assignments, mentor junior team members, collaborate with originations and asset management teams, and serve as a trusted advisor to Credit Committee and executive leadership.
The successful candidate will possess strong financial analysis skills, exceptional credit judgment, and a comprehensive understanding of MHC operations, market dynamics, infrastructure considerations, and sponsor execution risk.
The Work
  • Lead the underwriting and credit analysis of Manufactured Housing Community (MHC) lending opportunities, including acquisitions, refinances, bridge loans, recapitalizations, expansions, and value-add transactions.
  • Analyze borrower financial statements, tax returns, liquidity, net worth, contingent liabilities, and organizational structures to assess sponsor strength, repayment capacity, and overall creditworthiness.
  • Evaluate MHC collateral through detailed analysis of rent rolls, operating statements, occupancy trends, lot utilization, tenant-owned versus park-owned home composition, utility reimbursement structures, capital expenditure requirements, and market positioning.
  • Assess key transaction risks, identify mitigating factors, and structure loan recommendations that align with Ascent's credit standards, risk appetite, and portfolio objectives.
  • Prepare comprehensive underwriting memoranda and present recommendations to Credit Committee and senior management.
  • Review appraisals, environmental reports, engineering assessments, market studies, and other third-party due diligence materials to support credit decisions.
  • Evaluate community infrastructure, including roads, water systems, sewer systems, septic systems, electrical distribution systems, and deferred maintenance considerations, as part of collateral risk assessment.
  • Monitor market conditions, industry trends, regulatory developments, and competitive dynamics affecting Manufactured Housing Communities and incorporate findings into underwriting and portfolio management practices.
  • Partner in the development, implementation, and refinement of underwriting standards, credit policies, risk-rating methodologies, and portfolio monitoring processes specific to MHC lending.
  • Support ongoing portfolio management activities by reviewing borrower reporting, monitoring covenant compliance, tracking occupancy and performance trends, and identifying emerging credit concerns.
  • Collaborate closely with Originations, Asset Management, Legal, Construction Risk, Capital Markets, and Servicing teams to facilitate efficient transaction execution and portfolio oversight.
  • Mentor and train junior underwriters and analysts, providing guidance on underwriting methodology, credit analysis, transaction structuring, and risk assessment.
  • Review underwriting work completed by junior team members to ensure consistency, accuracy, and adherence to company policies and procedures.
  • Contribute to departmental initiatives focused on process improvement, operational efficiency, portfolio analytics, and reporting enhancements.
  • Perform additional duties and special projects as assigned.

Your Skills and Experience
  • Minimum 7 years of commercial real estate underwriting experience.
  • Minimum 3 years underwriting Manufactured Housing Communities, Multifamily, Self Storage, or other operational real estate asset classes.
  • Thorough understanding of manufactured housing communities (MHCs), including community operations, ownership structures, resident dynamics, occupancy drivers, rent and utility structures, regulatory considerations, and industry best practices.
  • Demonstrated experience working with, financing, managing, underwriting, acquiring, or evaluating manufactured housing communities preferred.
  • Strong knowledge of market trends, valuation methodologies, and operational performance metrics specific to the manufactured housing sector
  • Ability to analyze community-level financial statements, operating reports, and performance data.
  • Advanced financial statement analysis and commercial real estate underwriting expertise.
  • Bachelor's degree in finance, business, or related field.
  • Highly effective communicator with strong presentation and relationship-building skills.
  • Entrepreneurial mindset with the ability to thrive in a fast-growing, collaborative environment.
  • Strong knowledge of financial analysis, credit risk modeling, and regulatory compliance.
  • Exceptional interpersonal and written communication skills.
  • Leadership track record of leading and developing Underwriting and Credit Analyst teams.
  • Proficiency in financial software and tools, including LOS, financial spreads and risk-scoring tools.
The Work Environment
  • This role can be fully remote
  • Full-time, 40 hours per week; must be available for occasional overtime.
  • Some nights and weekends required.
Salary Range
Salary range is $150k-$175k per year, with a discretionary bonus adding up to 20% per year.
Our Benefits
We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose.
Our Pledge
We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed. Thank you for joining us on our journey towards a more inclusive future.