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Lost Time Claims Adjuster Jobs (NOW HIRING)

$70 - $83/hr

Investigate claims thoroughly, including coverage, liability and exposure* Evaluate exposures and maintain accurate and timely reserves on all files* Control and manage litigation issues* Evaluate ...

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Workers Compensation Adjuster II

Charlotte, NC · On-site +1

$64K - $83K/yr

We are seeking a workers' compensation adjuster to provide front-line customer-focused handling of lost time complex claims for an assigned market. This adjuster will be responsible for all aspects ...

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Lost Time Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do lost time claims adjuster jobs pay per year?

As of Sep 4, 2026, the average yearly pay for lost time claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is a lost time claims adjuster?

A Lost Time Claims Adjuster is a specialized insurance professional who handles workers’ compensation claims that involve an employee missing work due to a work-related injury or illness. Their main responsibilities include investigating claims, determining the validity and extent of injuries, coordinating medical care, and calculating wage replacement benefits. They work closely with employers, employees, healthcare providers, and attorneys to ensure proper handling of the claim and compliance with state regulations. The goal is to facilitate a fair resolution for all parties and to help the injured worker return to work as soon as medically possible.

What are the key skills and qualifications needed to thrive as a lost time claims adjuster?

Success as a Lost Time Claims Adjuster requires strong analytical skills, attention to detail, and a solid understanding of workers’ compensation laws, often supported by a relevant degree or insurance certifications. Familiarity with claims management systems, medical terminology, and industry software such as Guidewire or Origami Risk is typically expected. Excellent communication, negotiation, and empathy are crucial soft skills for interacting with claimants, employers, and medical providers. These abilities ensure accurate claim assessments, reduce costs, and promote fair and timely resolutions for all parties involved.

What are some common challenges faced by lost time claims adjusters and how can they be managed?

Lost Time Claims Adjusters often encounter challenges such as managing a high caseload, navigating complex medical and legal documentation, and communicating with multiple stakeholders including claimants, employers, and healthcare providers. Staying organized, leveraging claims management software, and maintaining clear, empathetic communication can help manage these challenges. Additionally, staying current with regulatory changes and seeking support from experienced colleagues or mentors can contribute to effective case resolution and professional growth.

What is the difference between Lost Time Claims Adjuster vs Workers' Compensation Claims Adjuster?

AspectLost Time Claims AdjusterWorkers' Compensation Claims Adjuster
CertificationsAdjuster licenses, possibly specialized in workers' compAdjuster licenses, often with workers' comp specialization
Work EnvironmentInsurance companies, third-party administrators, or self-insured employersInsurance carriers, third-party administrators, or government agencies
Industry UsagePrimarily in insurance and claims management for lost time casesIn workers' compensation claims handling, including lost time cases

The main difference is that a Lost Time Claims Adjuster specializes in managing claims where employees are unable to work for a period, focusing on lost wages and benefits. A Workers' Compensation Claims Adjuster handles all aspects of workers' comp claims, including lost time, medical benefits, and disability. Both roles require similar certifications and work in related environments, but their scope of responsibilities varies slightly.

More about Lost Time Claims Adjuster jobs

What cities are hiring for Lost Time Claims Adjuster jobs?

Cities with the most Lost Time Claims Adjuster job openings:

What states have the most Lost Time Claims Adjuster jobs?

States with the most job openings for Lost Time Claims Adjuster jobs include:

Infographic showing various Lost Time Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 85% Physical, 4% Hybrid, and 11% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Lost Time Claims Adjuster -Workers Comp

Packard Claims Administration

Tampa, FL • On-site

$50K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago


Job description

Packard Claims Administration is a fast paced and growing TPA handing Workers' Compensation claims looking for a Workers' Comp Lost Time Claims Examiner with 2+ years litigation experience.

Responsibilities:

  • Must have and maintain Florida Adjuster license (620 All Lines License)
  • Determine coverage, compensability and potential for subrogation recovery on assigned claims
  • Ability to investigate claims with little supervision ranging from simple to more complex
  • Communication timely with appropriate parties involved in claims per company policies
  • Responsible for setting, maintaining and adjusting reserves for the life of the claim
  • Work with in-house nursing team to develop and execute return to work strategies
  • Document and execute action plans to bring claims to final resolution
  • Negotiate claims for settlement within desk authority
  • Knowledge of Jurisdictional requirements to ensure timely denial and/or payment of benefits
  • Maintain continuing education requirements for assigned jurisdictions
  • Keep up to date on case laws for each assigned jurisdiction
  • Obtain extensive knowledge of assigned claims for preparation of possible depositions and/or mediations
  • Act in accordance with company policies and procedures

Qualifications:

  • High school diploma
  • 2+ or more years related claims experience required
  • Appropriately licensed and/or certified in all states in which claims are being handled
  • Extensive knowledge of accepted industry standards and practices Computer experience with related claims and business software

WE ARE AN EQUAL OPPORTUNITY EMPLOYER APPLY TODAY. WE ARE WILLING TO TRAIN RECENTLY LICENSED ADJUSTERS.

Company Description

Packard Claims Administration is a fast paced and growing TPA specializing in Workers' Compensation Claims.