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Life Insurance Products Jobs (NOW HIRING)

Develop a prospective customer base and advertise our insurance products through referrals, cold ... Candidates with an active Life & Health insurance license are strongly preferred * High school ...

Life Insurance Agent

$40K - $75K/yr

Our Agency is a trusted provider of life, health, and annuity insurance products, dedicated to helping agents grow their business while offering clients the best possible insurance solutions. We ...

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Remote Life Insurance Agent

Omaha, NE · Remote

$55K - $110K/yr

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Remote Life Insurance Agent

Tempe, AZ · Remote

$55K - $110K/yr

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Remote Life Insurance Agent

Downey, CA · Remote

$55K - $110K/yr

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

Be Seen First

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

Be Seen First

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

Be Seen First

Remote Life Insurance Agent

Dallas, TX · Remote

$55K - $110K/yr

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Life Insurance Agent

Carrollton, TX · On-site

$68K - $140K/yr

Represent major Fortune 500 life insurance and financial firms Duties * Engage in outside sales ... Conduct thorough needs analysis to recommend appropriate insurance products that meet individual ...

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Life Insurance Products information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance products jobs pay per year?

As of Jun 9, 2026, the average yearly pay for life insurance products in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in life insurance product development?

Professionals in life insurance product development often encounter challenges such as keeping up with evolving regulatory requirements, balancing product innovation with risk management, and meeting changing customer expectations. They must also collaborate closely with underwriting, sales, actuarial, and marketing teams to ensure that new products are both competitive and compliant. Adapting to rapid technological advancements and data analytics is another ongoing challenge, as these tools are increasingly used to refine product offerings and improve customer experience.

What are life insurance products?

Life insurance products are financial contracts between an individual and an insurance company, designed to provide a sum of money to beneficiaries upon the policyholder’s death. These products come in various forms, such as term life, whole life, and universal life insurance, each offering different coverage options and benefits. The main purpose is to ensure financial security for loved ones, help cover funeral expenses, pay off debts, or provide long-term income replacement. Life insurance can also serve as a savings or investment vehicle, depending on the type of policy chosen.

What are the key skills and qualifications needed to thrive in Life Insurance Products roles, and why are they important?

To excel in Life Insurance Products roles, a strong understanding of insurance principles, product knowledge, and analytical skills is essential, often supported by a degree in finance, business, or a related field. Familiarity with insurance management systems, CRM software, and industry certifications such as LOMA or CLU is highly valued. Outstanding interpersonal skills, attention to detail, and persuasive communication help professionals effectively assess client needs and explain complex products. These competencies are crucial for building client trust, ensuring regulatory compliance, and driving business growth in a competitive market.

What is the difference between Life Insurance Products vs Insurance Agents?

AspectLife Insurance ProductsInsurance Agents
Primary RoleDesign, develop, and manage life insurance policies and offeringsSell and promote insurance products to clients
CredentialsActuarial certifications, insurance licensesInsurance licenses, sales certifications
Work EnvironmentCorporate, product development teamsField, client meetings, broker offices
Industry UsageInsurance companies, product providersInsurance agencies, brokerages

Life Insurance Products focus on creating and managing insurance policies, while Insurance Agents are responsible for selling these products to clients. Both roles require insurance licenses, but their daily tasks and work environments differ significantly.

More about Life Insurance Products jobs

Life Insurance Agent

Williams Insurance Group

Washington, DC • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Posted 8 days ago


Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.