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Life Insurance Products Jobs (NOW HIRING)

Life Insurance Specialist

Ashburn, VA · On-site

$45K - $75K/yr

As a customer-oriented expert, you will market the best Life/Health insurance services and products to benefit clients and their families. Your sales experience equips you to continually grow your ...

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Life Insurance Agent

Fayetteville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

This company puts its clients and employees first, revolutionizing the insurance industry for this ... We primary write simplified issued products. No blood, No urine, No paramed exam required. This ...

$75K/yr

Confident in our financial products, product positioning, and marketing solutions * Managing a ... in life insurance sales experience (carrier internal sales, agency, or another IMO strongly ...

Showing results 21-40

Life Insurance Products information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance products jobs pay per year?

As of Aug 8, 2026, the average yearly pay for life insurance products in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in life insurance product development?

Professionals in life insurance product development often encounter challenges such as keeping up with evolving regulatory requirements, balancing product innovation with risk management, and meeting changing customer expectations. They must also collaborate closely with underwriting, sales, actuarial, and marketing teams to ensure that new products are both competitive and compliant. Adapting to rapid technological advancements and data analytics is another ongoing challenge, as these tools are increasingly used to refine product offerings and improve customer experience.

What are life insurance products?

Life insurance products are financial contracts between an individual and an insurance company, designed to provide a sum of money to beneficiaries upon the policyholder’s death. These products come in various forms, such as term life, whole life, and universal life insurance, each offering different coverage options and benefits. The main purpose is to ensure financial security for loved ones, help cover funeral expenses, pay off debts, or provide long-term income replacement. Life insurance can also serve as a savings or investment vehicle, depending on the type of policy chosen.

What are the key skills and qualifications needed to thrive in life insurance products roles, and why are they important?

To excel in Life Insurance Products roles, a strong understanding of insurance principles, product knowledge, and analytical skills is essential, often supported by a degree in finance, business, or a related field. Familiarity with insurance management systems, CRM software, and industry certifications such as LOMA or CLU is highly valued. Outstanding interpersonal skills, attention to detail, and persuasive communication help professionals effectively assess client needs and explain complex products. These competencies are crucial for building client trust, ensuring regulatory compliance, and driving business growth in a competitive market.

What is the difference between Life Insurance Products vs Insurance Agents?

AspectLife Insurance ProductsInsurance Agents
Primary RoleDesign, develop, and manage life insurance policies and offeringsSell and promote insurance products to clients
CredentialsActuarial certifications, insurance licensesInsurance licenses, sales certifications
Work EnvironmentCorporate, product development teamsField, client meetings, broker offices
Industry UsageInsurance companies, product providersInsurance agencies, brokerages

Life Insurance Products focus on creating and managing insurance policies, while Insurance Agents are responsible for selling these products to clients. Both roles require insurance licenses, but their daily tasks and work environments differ significantly.

More about Life Insurance Products jobs
Infographic showing various Life Insurance Products job openings in the United States as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.

Life Insurance Specialist

Agent Advantage Recruiting

Birmingham, AL • On-site

Full-time

Life

Posted 10 days ago


Job description

Position Overview

We're seeking a motivated Life Insurance Sales Specialist to help clients protect their families and achieve their financial goals. This role focuses primarily on permanent life insurance solutions, including Indexed Universal Life (IUL), while recommending term life insurance when appropriate.

The ideal candidate is a self-starter with strong communication skills, a professional phone presence, and a passion for building lasting client relationships.

Responsibilities
  • Sell permanent life insurance solutions, including IUL, based on client needs.
  • Recommend term life insurance when appropriate.
  • Conduct phone consultations with prospective clients and financial professionals.
  • Build client relationships through proactive communication and follow-up.
  • Gather client information and explain policy features, benefits, and illustrations.
  • Maintain accurate client records and follow compliance and operational guidelines.
  • Collaborate with team members to achieve sales goals.
  • Participate in ongoing product and sales training.
Qualifications
  • 25 years of life insurance sales experience.
  • Active Life Insurance License in good standing.
  • Experience selling permanent life insurance products, including IUL.
  • Strong phone, communication, and relationship-building skills.
  • Self-motivated with excellent organizational and time management abilities.
  • Detail-oriented, coachable, and able to thrive in a fast-paced sales environment.
  • Positive attitude with the ability to work both independently and as part of a team.
Preferred Qualifications
  • Experience working with financial advisors, insurance agents, or broker-dealers.
  • Knowledge of life insurance underwriting and new business processes.
  • Experience using CRM systems and managing a sales pipeline.
  • Consistent history of meeting or exceeding sales goals.
What We're Looking For

We're looking for someone who is driven, professional, and passionate about helping clients. The ideal candidate builds trust quickly, communicates effectively over the phone, follows through on commitments, embraces coaching, and takes ownership of results while contributing positively to the team.