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Life Insurance Consultant Jobs (NOW HIRING)

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Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

We are seeking a highly motivated and results-driven Insurance Consultants to join our dynamic team ... Develop and present comprehensive life insurance solutions to prospective and existing clients

WI · On-site

$45 - $90/hr

Life Insurance * Hands on Training * Tuition Reimbursement * Mon-Fri Schedule * Career Growth ... Conduct Personalized Client Consultations to identify insurance needs and present customized ...

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Life Insurance Consultant information

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$40K

$63.9K

$145.5K

How much do life insurance consultant jobs pay per year?

As of Sep 5, 2026, the average yearly pay for life insurance consultant in the United States is $63,852.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,000.00 and $63,000.00 per year, depending on experience, location, and employer.

What does a life insurance consultant do?

A Life Insurance Consultant helps individuals and businesses select appropriate life insurance policies based on their needs, budget, and long-term goals. They assess clients' financial situations, explain various policy options, and recommend coverage that fits their circumstances. Consultants also assist with application processes, answer questions about policy terms, and provide ongoing support to ensure clients' insurance needs are met as their lives change.

What are the key skills and qualifications needed to thrive as a life insurance consultant, and why are they important?

To thrive as a Life Insurance Consultant, you need a strong understanding of insurance products, financial planning principles, and typically a state-issued insurance license. Familiarity with CRM software, online policy management platforms, and industry-specific sales tools is often required. Exceptional interpersonal skills, active listening, and ethical judgment help consultants build trust and tailor solutions to clients' needs. These skills ensure consultants can effectively advise clients, meet regulatory requirements, and achieve long-term business growth.

What are some common challenges faced by life insurance consultants when building a client base?

Life Insurance Consultants often find that building a robust client base is one of the most significant challenges in the role, especially early in their careers. This involves prospecting, networking, and following up with leads, which can be time-consuming and sometimes discouraging if prospects are hesitant or already have existing coverage. Success in this area requires persistence, excellent interpersonal skills, and the ability to build trust with potential clients. Many consultants overcome these challenges by leveraging referrals, staying informed about the latest products, and continuously improving their sales techniques.

What is the difference between Life Insurance Consultant vs Insurance Agent?

AspectLife Insurance ConsultantInsurance Agent
CredentialsMay require licenses and certifications in life insuranceTypically licensed to sell insurance products
Work EnvironmentAdvises clients, often in offices or client homesWorks with clients directly, often in agencies or on the field
Employer & Industry UsageFinancial advisory firms, insurance companiesInsurance agencies, brokerages

While both roles involve selling life insurance, a Life Insurance Consultant focuses on advising clients on comprehensive coverage options and financial planning, whereas an Insurance Agent primarily sells insurance policies. The consultant often provides personalized advice, while the agent may focus on policy sales. Both roles require licensing and work within the insurance industry, but their approach and client interaction differ.

How much do life insurance consultants make in the US?

Life insurance consultants in the US typically earn a median annual salary of around $50,000 to $70,000, with top earners making over $100,000 through commissions and bonuses. Income often depends on experience, sales skills, and the size of their client base.
More about Life Insurance Consultant jobs

What cities are hiring for Life Insurance Consultant jobs?

Cities with the most Life Insurance Consultant job openings:

What states have the most Life Insurance Consultant jobs?

States with the most job openings for Life Insurance Consultant jobs include:

Infographic showing various Life Insurance Consultant job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $63,852 per year, or $30.7 per hour.

Entry-Level Life Insurance Consultant

Elevate Wealth Group

Remote

$130K/yr

Full-time

Posted 17 days ago


Job description

Description
Entry-Level Life Insurance Consultant - No Experience Required, Full Training Provided
Build a High-Income Career in Life Insurance While Making a Genuine Difference in People's Lives.
We are expanding and looking for motivated, people-focused individuals who are ready to learn a business with serious long-term upside and build something meaningful of their own. No financial background required - just the drive to learn and the commitment to show up every day ready to grow.
Why this opportunity is worth your attention:
  • Full licensing support and structured training provided from day one
  • Ongoing mentorship and proven tools so you never have to figure this out alone
  • Commission-based income with bonus potential and no ceiling on what you can earn
  • Passive income opportunities that grow as your book of business builds over time
  • Clear path toward leadership and team-building roles for those who want to grow
  • Flexible scheduling with the ability to build this around your life and commitments
  • Collaborative and supportive culture built around helping people succeed at every stage

What your days will actually look like:
  • Helping individuals and families work toward financial security through life insurance and retirement planning
  • Building genuine client relationships rooted in trust, education, and real care for outcomes
  • Developing sales, leadership, and consulting skills that create lasting career momentum
  • Growing a book of business with real long-term and passive income potential over time

This is your opportunity if:
  • You are motivated, coachable, and genuinely people-focused
  • You want a career where your income reflects your effort not someone else's salary cap
  • You are ready to build something of your own with a team that is invested in your success
  • No prior experience in life insurance or sales required - we train you completely from scratch

First-year earning potential when goals are met: $130,000+
Full training provided. Flexible schedule. No prior experience required.
Apply today and let's talk about what your future in life insurance can look like.
Responsibilities
• Guide clients through the process of selecting life insurance policies that best fit their needs and goals.
• Educate individuals and families on retirement planning and wealth-building strategies to enhance their financial security.
• Develop and maintain strong, trust-based relationships with clients by providing consistent, transparent communication.
• Collaborate with team members to share insights and strategies that drive collective success and client satisfaction.
• Utilize provided tools and training to continuously improve your sales and consulting skills.
• Proactively seek out new client opportunities and expand your network within the Riverside-San Bernardino-Ontario area.
• Participate in ongoing training and mentorship programs to stay informed about industry trends and best practices.
Qualifications
• Ability to build strong, trust-based relationships with clients through transparent communication.
• Experience in guiding clients to select life insurance policies that align with their needs and goals.
• Proven track record of educating individuals and families on retirement planning and wealth-building strategies.
• Ability to collaborate effectively with team members to share insights and drive collective success.
• Willingness to proactively seek out new client opportunities and expand your network in the local area.
• Commitment to participating in ongoing training and mentorship programs to stay informed about industry trends.
• Ability to utilize provided tools and training to continuously improve sales and consulting skills.