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Life Insurance Consultant Jobs (NOW HIRING)

Agans Executive

Insurance Consultant

Chicago, IL · Remote

$70K - $90K/yr

Are you a licensed Life & Health insurance professional looking for a flexible opportunity with ... A national insurance organization is expanding and seeking a licensed Insurance Consultant. If you ...

StaffMyAgency LLC

Insurance Consultant

Boulder, CO · On-site

$40K - $90K/yr

... Insurance Consultant. Insurance experience is not required as we will train the right person. If ... Life & Health license (must be able to obtain) * Bilingual English/Spanish (preferred) * 1-2 Years ...

SENIOR TRUST LIFE LLC

Life Insurance Agent

Houston, TX · On-site

$20/hr

Provide life and final expense insurance consultations to individuals and families * Conduct needs analysis and recommends coverage based on financial goals and budgets * Explain policy features ...

SENIOR TRUST LIFE LLC

Life Insurance Agent

Houston, TX · On-site

$20/hr

Provide life and final expense insurance consultations to individuals and families * Conduct needs analysis and recommends coverage based on financial goals and budgets * Explain policy features ...

SENIOR TRUST LIFE LLC

Life Insurance Agent

Houston, TX · On-site

$20/hr

Provide life and final expense insurance consultations to individuals and families * Conduct needs analysis and recommends coverage based on financial goals and budgets * Explain policy features ...

Globe Life

Be Seen First

Life Insurance Agent

Alpharetta, GA · Remote

$4K - $8K/wk

We are seeking a highly motivated and results-driven Insurance Consultants to join our dynamic team ... Develop and present comprehensive life insurance solutions to prospective and existing clients

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Life Insurance Consultant information

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$40K

$63.9K

$145.5K

How much do life insurance consultant jobs pay per year?

As of Jun 14, 2026, the average yearly pay for life insurance consultant in the United States is $63,852.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,000.00 and $63,000.00 per year, depending on experience, location, and employer.

What does a life insurance consultant do?

A life insurance consultant advises clients on suitable life insurance policies based on their financial needs and goals. They analyze risk, explain policy options, and assist with application processes, often requiring strong communication skills and industry knowledge. They may also help clients review and update their coverage over time.

What is the difference between Life Insurance Consultant vs Insurance Agent?

AspectLife Insurance ConsultantInsurance Agent
CredentialsMay require licenses and certifications in life insuranceTypically licensed to sell insurance products
Work EnvironmentAdvises clients, often in offices or client homesWorks with clients directly, often in agencies or on the field
Employer & Industry UsageFinancial advisory firms, insurance companiesInsurance agencies, brokerages

While both roles involve selling life insurance, a Life Insurance Consultant focuses on advising clients on comprehensive coverage options and financial planning, whereas an Insurance Agent primarily sells insurance policies. The consultant often provides personalized advice, while the agent may focus on policy sales. Both roles require licensing and work within the insurance industry, but their approach and client interaction differ.

What are some common challenges faced by Life Insurance Consultants when building a client base?

Life Insurance Consultants often find that building a robust client base is one of the most significant challenges in the role, especially early in their careers. This involves prospecting, networking, and following up with leads, which can be time-consuming and sometimes discouraging if prospects are hesitant or already have existing coverage. Success in this area requires persistence, excellent interpersonal skills, and the ability to build trust with potential clients. Many consultants overcome these challenges by leveraging referrals, staying informed about the latest products, and continuously improving their sales techniques.

Why do so many insurance agents quit?

Life insurance agents often quit due to high competition, inconsistent income, and the need for strong sales skills. The job requires building client relationships and maintaining motivation in a challenging sales environment, which can lead to burnout and turnover.

How much do insurance consultants get paid?

Insurance consultants, including life insurance consultants, typically earn a median annual salary of around $50,000 to $70,000, with top earners making over $100,000. Compensation often includes commissions and bonuses based on sales performance, and the role may require licensing and sales skills.

What are the key skills and qualifications needed to thrive as a Life Insurance Consultant, and why are they important?

To thrive as a Life Insurance Consultant, you need a strong understanding of insurance products, financial planning principles, and typically a state-issued insurance license. Familiarity with CRM software, online policy management platforms, and industry-specific sales tools is often required. Exceptional interpersonal skills, active listening, and ethical judgment help consultants build trust and tailor solutions to clients' needs. These skills ensure consultants can effectively advise clients, meet regulatory requirements, and achieve long-term business growth.

Can I get life insurance with lupus?

A life insurance consultant can advise that individuals with lupus may qualify for coverage, but approval depends on disease severity, stability, and overall health. Insurers often require medical records and may impose higher premiums or exclusions based on the condition. Working with a knowledgeable agent can help find suitable policies and navigate underwriting processes.
More about Life Insurance Consultant jobs
What cities are hiring for Life Insurance Consultant jobs? Cities with the most Life Insurance Consultant job openings:
What states have the most Life Insurance Consultant jobs? States with the most job openings for Life Insurance Consultant jobs include:
What job categories do people searching Life Insurance Consultant jobs look for? The top searched job categories for Life Insurance Consultant jobs are:
Life Insurance Consultant jobs near you
Infographic showing various Life Insurance Consultant job openings in the United States as of June 2026, with employment types broken down into 33% Full Time, and 67% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $63,852 per year, or $30.7 per hour.

Inbound Licensed Life Insurance Consultant

TrueChoice

Bloomfield Hills, MI • Remote

$80K - $120K/yr

Full-time

Posted 18 days ago

Job description

Benefits:
  • Full Time
  • Incentive Per Policy
  • Fully Remote

TrueChoice Coverage is growing, and we are looking for motivated Licensed Life Insurance Consultants to join our team.
This is a remote, inbound-focused opportunity for agents who want access to interested consumers, strong carrier options, and a clear commission structure without cold calling.
What Makes This Opportunity Different

  • Inbound lead flow no cold calling
  • Remote, weekday schedule
  • Weekly commission payouts
  • Access to Final Expense, Term Life, and Whole Life products
  • Supportive team environment with room to grow
  • Clear chargeback and commission guidelines
What Youll Do

  • Speak with individuals who have expressed interest in life insurance coverage
  • Help clients understand available policy options
  • Recommend appropriate life insurance solutions based on client needs
  • Submit accurate applications and follow carrier requirements
  • Maintain strong close rates and persistency standards
  • Communicate professionally with clients and internal team members
Who Were Looking For

Were looking for agents who are licensed, organized, and ready to produce. The right person is comfortable on the phone, understands how to build trust quickly, and can guide clients through a clear, compliant sales process.
Requirements

  • Active life insurance license
  • Licensed in multiple states preferred
  • Minimum of 25 active state licenses strongly preferred
  • Prior life insurance sales experience preferred
  • Final Expense, Term Life, or Whole Life experience is a plus
  • Strong phone communication skills
  • Ability to work independently in a remote environment
  • Reliable computer, headset, and high-speed internet connection
Compensation

This is a commission-based role with weekly payouts.
Agents are paid based on issued and carrier-paid policies, with chargebacks applying when policies cancel or fail to remain in force under company guidelines.
Why Join TrueChoice Coverage

At TrueChoice Coverage, we are building a team of agents who want structure, opportunity, and transparency. If you are licensed, motivated, and looking for a remote life insurance sales opportunity with inbound interest and strong product options, wed like to connect.
Apply today to be considered for the next onboarding group.

This is a remote position.