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Life Insurance Commission Agent Jobs (NOW HIRING)

Duchin Agency

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Life Insurance Agent

League City, TX · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Tampa, FL · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

Oaktree Funding Corp

Life Insurance Agent

Chandler, AZ · On-site

$100K/yr

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth Chandler, AZ (On-Site at 3133 W Frye Rd) Full-Time | Monday-Friday W2 Position with Base + Commission + Full Benefits A ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

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Life Insurance Commission Agent information

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$18K

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$145K

How much do life insurance commission agent jobs pay per year?

As of Jul 17, 2026, the average yearly pay for life insurance commission agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) systems and insurance quoting software is important for managing leads and applications efficiently. Exceptional interpersonal skills, persistence, and ethical integrity help agents build trust and long-term relationships with clients. These skills and qualities are vital for meeting sales targets, ensuring regulatory compliance, and providing clients with appropriate, trustworthy coverage recommendations.

What does a Life Insurance Commission Agent do?

A Life Insurance Commission Agent helps individuals and families choose suitable life insurance policies based on their needs and financial situation. They explain different policy options, answer questions, and guide clients through the application process. Agents earn commissions from the insurance companies for each policy they sell, and may also provide ongoing customer service to their clients. Their main goal is to ensure clients are adequately protected while helping them understand the benefits and coverage details.

Why do most life insurance agents quit?

Most life insurance commission agents quit due to the challenging nature of building a client base, inconsistent income, and high competition. Success often requires strong sales skills, persistence, and ongoing certification, which can be demanding over time.

How much commission do agents get for life insurance?

Life insurance commission agents typically earn between 40% and 100% of the first-year premium, with ongoing commissions of 2% to 5% annually for policy renewals. Commission rates vary based on the insurer, policy type, and agent experience, and agents often need licensing and sales skills to succeed.

What life insurance company has the highest paid agents?

In the life insurance industry, compensation for agents varies widely depending on the company, commission structure, and sales performance. Some top-paying companies include those with high commission rates and bonuses, such as Northwestern Mutual and New York Life, which often reward successful agents with higher earnings. Successful life insurance agents typically build their income through a combination of commissions, renewals, and bonuses, and earning potential increases with experience and sales volume.

What are some common challenges faced by Life Insurance Commission Agents when building a client base, and how can they overcome them?

Life Insurance Commission Agents often face the challenge of establishing trust and credibility with potential clients who may be unfamiliar with insurance products or wary of sales pitches. Building a strong client base typically requires persistent outreach, effective networking, and excellent communication skills. Successful agents overcome these hurdles by providing clear, personalized advice, following up consistently, and leveraging referrals from satisfied clients. Engaging in ongoing professional development and staying updated on policy changes can also help agents better address client needs and distinguish themselves in a competitive market.

Is it hard to make money as a life insurance agent?

Making money as a life insurance commission agent depends on sales skills, client base, and experience. Income often varies, with successful agents earning commissions on policies sold, but it typically requires persistence and building relationships to achieve higher earnings.

What is the difference between Life Insurance Commission Agent vs Insurance Sales Representative?

AspectLife Insurance Commission AgentInsurance Sales Representative
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentIndependent or agency-based, flexible hoursAgency or company-based, structured hours
Employer & IndustryInsurance agencies, brokers, or independentInsurance companies, agencies, or brokers
Sales FocusLife insurance productsVarious insurance products, including life

Both roles require licensing and involve selling insurance products. The main difference is that a Life Insurance Commission Agent primarily focuses on life insurance and may work independently or with multiple insurers, offering more flexibility. An Insurance Sales Representative may sell a broader range of insurance products within a structured environment. Understanding these distinctions helps job seekers find the right fit in the insurance industry.

More about Life Insurance Commission Agent jobs
What cities are hiring for Life Insurance Commission Agent jobs? Cities with the most Life Insurance Commission Agent job openings:
What job categories do people searching Life Insurance Commission Agent jobs look for? The top searched job categories for Life Insurance Commission Agent jobs are:
Life Insurance Commission Agent jobs near you

Life Insurance Agent

Duchin Agency

League City, TX • Remote

$50K - $120K/yr

Other

Re-posted 27 days ago

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Job description

Work From Home | Commission-Based | Uncapped Income

Earnings based on effort in a fully remote sales role.

The Duchin Agency is hiring motivated individuals ready to build income in a commission-based life insurance position.

No experience required. Training provided.

We provide:

  • Licensing guidance
  • Structured onboarding
  • Ongoing coaching
  • Proven sales systems
  • Access to multiple top carriers

What You’ll Love:

  • Fully remote
  • Flexible schedule
  • Uncapped commissions
  • Performance-based advancement
  • Supportive, family-owned culture

This opportunity is 100% commission-based and ideal for:

• Service industry professionals
• Career changers
• Entrepreneurs
• Self-starters

If selected, you will receive instructions to schedule a phone interview promptly after applying.

Apply today to see if this is the right fit.

Steve Duchin
Insurance Broker
National Recruiter

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work