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Insurance Agent Salary Commission information

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$25K

$65K

$121.5K

How much do insurance agent salary commission jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance agent salary commission in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

How do insurance agents get paid through salary and commission?

Insurance agents are typically compensated through a combination of salary and commission. The salary provides a stable base income, while commissions are earned based on the value or number of policies they sell. Commission rates can vary by company, policy type, and experience level, often making up a significant portion of an agent's total earnings. Some agents may work on a commission-only basis, especially in independent or captive agency settings. This pay structure incentivizes agents to build relationships with clients and continually grow their sales.

What are the key skills and qualifications needed to thrive as an insurance agent?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and often a valid state license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, and some roles may value certifications like the Chartered Property Casualty Underwriter (CPCU). Strong interpersonal skills, active listening, and persistence help agents build trust and close sales with clients. These skills and qualifications are vital for effectively matching clients with suitable policies and achieving sales targets in a competitive industry.

What is the difference between Insurance Agent Salary Commission vs Insurance Broker Salary Commission?

AspectInsurance Agent Salary CommissionInsurance Broker Salary Commission
CredentialsLicenses required, often same as brokersLicenses required, similar to agents
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent agencies, brokerage firms

Insurance agents typically work for insurance companies or agencies, earning commissions based on policies sold. Insurance brokers operate more independently, often representing clients and earning commissions from multiple carriers. While both roles require similar licenses and work environments, brokers usually have a broader product range and more client-focused responsibilities.

How much do insurance agents make on commissions?

Insurance agents typically earn commissions that range from 5% to 20% of the policy premiums they sell, with some earning higher percentages for certain products or through bonuses. Their total income depends on sales volume, experience, and the types of insurance they sell, such as life, health, or property insurance.

Why do most insurance agents quit?

Most insurance agents quit due to the high pressure of meeting sales targets, inconsistent income from commissions, and the need for ongoing client acquisition. The job often requires strong sales skills, persistence, and resilience, which can lead to burnout and turnover if expectations are not managed well.
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What cities are hiring for Insurance Agent Salary Commission jobs?

Cities with the most Insurance Agent Salary Commission job openings:

What job categories do people searching Insurance Agent Salary Commission jobs look for?

The top searched job categories for Insurance Agent Salary Commission jobs are:

Insurance Agent Salary Commission jobs near you
Infographic showing various Insurance Agent Salary Commission job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Insurance Sales Agent

Chesapeake, VA • Hybrid

Centerville Insurance Agency Inc
See more jobs at Centerville Insurance Agency Incexternal

$60K - $80K/yr

Full-time

Medical, Dental, Life, PTO

Re-posted 2 days ago

Job description

Licensed Insurance Agent

Hybrid | Virginia

Expected Earnings: $60,000-$80,000 (Base Salary + Commission)

Centerville Insurance Agency Inc is seeking a motivated Licensed Insurance Agent to join our growing team. In this hybrid role, you'll help individuals and businesses throughout Virginia and North Carolina protect what matters most by providing auto, homeowners, business, and life insurance solutions.


We're looking for candidates who currently hold a Virginia insurance license or are actively working toward obtaining their Virginia Property & Casualty license. If you have strong customer service or sales experience and are preparing for licensure, we encourage you to apply.


Why Join Centerville Insurance Agency?

  • Base salary plus commission
  • Expected earnings of $60,000-$80,000
  • Hybrid work environment
  • Health, dental, and life insurance
  • Paid time off and holiday pay
  • Short-term and long-term disability benefits

What You'll Do

  • Educate clients on auto, homeowners, business, and life insurance options
  • Build and maintain strong client relationships
  • Generate new business through leads and referrals
  • Review existing policies and recommend appropriate coverage
  • Deliver outstanding customer service throughout the insurance process


Preferred Qualifications

  • Virginia Property & Casualty License, or actively working toward obtaining one
  • Experience with Personal Lines and Property & Casualty Insurance
  • Commercial insurance experience is a plus
  • Life insurance experience is a plus
  • Experience using insurance agency software
  • Certified Insurance Counselor (CIC) designation is a plus
  • Strong communication, relationship-building, and customer service skills

About Centerville Insurance Agency
Centerville Insurance Agency Inc provides auto, homeowners, business, and life insurance solutions to individuals and businesses throughout Virginia and North Carolina. We are committed to delivering personalized service, professional guidance, and long-term relationships with every client.


Employment Type: Full Time
Years Experience: 1 - 3 years
Salary: $60,000 - $80,000 Annual
Bonus/Commission: Yes