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Insurance Agent Salary Commission Jobs (NOW HIRING)

Farmers Cameron Quade

Insurance Agent

Rochester, MN · On-site

$60K - $85K/yr

Join us as an Insurance Agent and enjoy a base salary, unlimited commission opportunities, paid pre-licensing, and a transparent path to advancementincluding the potential for agency ownership.

Reno District Office

Commercial Insurance Agent

Reno, NV · On-site

$90K - $160K/yr

Grow Your Career as a Commercial Insurance Agent! Do you excel at building lasting business ... Benefits Annual Base Salary + Commission + Bonus Opportunities Flexible Schedule Responsibilities

Arya Agency

Insurance Agent

Woodstock, VA · On-site

$50K - $70K/yr

... an Insurance Agent. Our nurturing atmosphere and extensive training programs will equip you with ... Base Salary + Commission. * First Year OTE $75,000 - $110,000. Benefits Annual Base Salary ...

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Insurance Agent Salary Commission information

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$25K

$65K

$121.5K

How much do insurance agent salary commission jobs pay per year?

As of Jul 15, 2026, the average yearly pay for insurance agent salary commission in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Agent Salary Commission vs Insurance Broker Salary Commission?

AspectInsurance Agent Salary CommissionInsurance Broker Salary Commission
CredentialsLicenses required, often same as brokersLicenses required, similar to agents
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent agencies, brokerage firms

Insurance agents typically work for insurance companies or agencies, earning commissions based on policies sold. Insurance brokers operate more independently, often representing clients and earning commissions from multiple carriers. While both roles require similar licenses and work environments, brokers usually have a broader product range and more client-focused responsibilities.

How much do insurance agents make on commission?

Insurance agents typically earn commissions based on the policies they sell, with commissions often ranging from 10% to 20% of the premium for each policy. The total income depends on sales volume, the types of insurance sold, and the commission structure set by the employer or insurer. Many agents also earn bonuses or residuals for ongoing client policies.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and often a valid state license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, and some roles may value certifications like the Chartered Property Casualty Underwriter (CPCU). Strong interpersonal skills, active listening, and persistence help agents build trust and close sales with clients. These skills and qualifications are vital for effectively matching clients with suitable policies and achieving sales targets in a competitive industry.

How do salary and commission structures typically work for insurance agents, and what should I expect as a new hire?

Insurance agents often start with a base salary combined with commission on sales, though structures can vary by employer. As a new agent, you may receive a guaranteed salary or stipend for a set period while you build your client base, after which commissions become a larger portion of your earnings. Commissions are typically paid as a percentage of each policy sold, and some agencies also offer bonuses for reaching sales targets. Success in the role often depends on your ability to network, build relationships, and close sales, with experienced agents earning significantly more through commissions.

How do insurance agents get paid through salary and commission?

Insurance agents are typically compensated through a combination of salary and commission. The salary provides a stable base income, while commissions are earned based on the value or number of policies they sell. Commission rates can vary by company, policy type, and experience level, often making up a significant portion of an agent's total earnings. Some agents may work on a commission-only basis, especially in independent or captive agency settings. This pay structure incentivizes agents to build relationships with clients and continually grow their sales.

What type of insurance pays the highest commissions?

In the insurance industry, life insurance and annuities typically offer the highest commissions for insurance agents due to their larger policy sizes and longer-term payouts. Property and casualty insurance generally provide lower commissions but may offer more frequent renewals, while health insurance commissions vary based on the product and sales volume.

What commission do insurance brokers earn?

Insurance agents typically earn commissions ranging from 10% to 20% of the premium for each policy sold, with some earning higher rates for complex or high-value policies. Commission structures can vary based on the insurer, the type of insurance, and the agent's experience or sales volume.

What is the highest commission for insurance agents?

The highest commissions for insurance agents can vary widely depending on the type of insurance, the company, and the agent's experience. Typically, commissions range from 10% to 20% of the policy premium, but top-performing agents with specialized skills or high-value clients can earn significantly higher commissions, sometimes exceeding 50% on certain policies or bonuses based on sales performance.
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Insurance Agent Salary Commission jobs near you
Infographic showing various Insurance Agent Salary Commission job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Insurance Agent

Justin Higgins Farmers Insurance

Saint Paul, MN • On-site

$60K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

Job description

About Us:

At the Justin Higgins Agency, we are dedicated to helping our team reach new career milestones while providing outstanding service and protection to our clients. Our supportive environment encourages achievement and professional growth, making it the perfect place for motivated, sales-driven individuals. Join us as an Insurance Agent and enjoy a base salary, unlimited commission opportunities, paid pre-licensing, and a transparent path to advancementincluding the potential for agency ownership.



Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Flexible Schedule

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Hands on Training

Mon-Fri Schedule

Career Growth Opportunities

Retirement Plan

Unlimited Earnings


Responsibilities

As an Insurance Agent, you will play a vital role in fueling our agencys growth and building your own rewarding sales career:

Generating new business by identifying prospects, conducting outreach, and converting leads into policyholders

Consult with clients to assess their needs and recommend personalized coverage solutions

Sell and cross-sell insurance products such as Auto, Home, Life, and Commercial policies

Build and maintain strong client relationships through ongoing support and consistent policy reviews

Consistently meet and exceed sales targets that drive both your success and the agencys growth

Stay informed on product options and adhere to all compliance and regulatory standards

Effectively manage leads, customer follow-ups, and renewals using CRM tools

Engage in team meetings and collaborative sales strategy sessions



Requirements

We seek driven, career-oriented sales professionals who are passionate about achieving outstanding results. The ideal candidate will possess:

1+ year of experience in sales, customer service, or insurance (preferred)

Excellent communication and negotiation skills

Confidence in making outbound calls and closing sales

A teachable, growth-focused attitude

Exceptional organizational and time management skills

Property & Casualty and/or Life & Health license (preferred, or willingness to obtain)