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Life Insurance Commission Agent Jobs (NOW HIRING)

King Legacy & Life LLC

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Licensed Life Insurance Agent Location: 100% Remote / Work From Home Benefits * Health insurance ... Manage and maintain client relationships Compensation * 100% commission-based with uncapped earning ...

Prosper Insurance

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Life Insurance Agent

Tampa, FL · Remote

$80K - $150K/yr

Role Description This is a full-time Licensed Life Insurance Agent role based in Tampa, FL, with a fully remote or hybrid work arrangement that allows a combination of in-office and work-from-home ...

New

Prosper Insurance

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Life Insurance Agent

Tampa, FL · Remote

$80K - $150K/yr

Role Description This is a full-time Licensed Life Insurance Agent role based in Tampa, FL, with a fully remote or hybrid work arrangement that allows a combination of in-office and work-from-home ...

New

Duchin Agency

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Life Insurance Agent

Louisville, KY · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Kansas City, MO · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Norristown, PA · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Roswell, GA · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Mesa, AZ · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Cleveland, OH · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Indianapolis, IN · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

Duchin Agency

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Life Insurance Agent

Henderson, NV · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

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Life Insurance Commission Agent information

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$18K

$89K

$145K

How much do life insurance commission agent jobs pay per year?

As of Jul 17, 2026, the average yearly pay for life insurance commission agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) systems and insurance quoting software is important for managing leads and applications efficiently. Exceptional interpersonal skills, persistence, and ethical integrity help agents build trust and long-term relationships with clients. These skills and qualities are vital for meeting sales targets, ensuring regulatory compliance, and providing clients with appropriate, trustworthy coverage recommendations.

What does a Life Insurance Commission Agent do?

A Life Insurance Commission Agent helps individuals and families choose suitable life insurance policies based on their needs and financial situation. They explain different policy options, answer questions, and guide clients through the application process. Agents earn commissions from the insurance companies for each policy they sell, and may also provide ongoing customer service to their clients. Their main goal is to ensure clients are adequately protected while helping them understand the benefits and coverage details.

Why do most life insurance agents quit?

Most life insurance commission agents quit due to the challenging nature of building a client base, inconsistent income, and high competition. Success often requires strong sales skills, persistence, and ongoing certification, which can be demanding over time.

How much commission do agents get for life insurance?

Life insurance commission agents typically earn between 40% and 100% of the first-year premium, with ongoing commissions of 2% to 5% annually for policy renewals. Commission rates vary based on the insurer, policy type, and agent experience, and agents often need licensing and sales skills to succeed.

What life insurance company has the highest paid agents?

In the life insurance industry, compensation for agents varies widely depending on the company, commission structure, and sales performance. Some top-paying companies include those with high commission rates and bonuses, such as Northwestern Mutual and New York Life, which often reward successful agents with higher earnings. Successful life insurance agents typically build their income through a combination of commissions, renewals, and bonuses, and earning potential increases with experience and sales volume.

What are some common challenges faced by Life Insurance Commission Agents when building a client base, and how can they overcome them?

Life Insurance Commission Agents often face the challenge of establishing trust and credibility with potential clients who may be unfamiliar with insurance products or wary of sales pitches. Building a strong client base typically requires persistent outreach, effective networking, and excellent communication skills. Successful agents overcome these hurdles by providing clear, personalized advice, following up consistently, and leveraging referrals from satisfied clients. Engaging in ongoing professional development and staying updated on policy changes can also help agents better address client needs and distinguish themselves in a competitive market.

Is it hard to make money as a life insurance agent?

Making money as a life insurance commission agent depends on sales skills, client base, and experience. Income often varies, with successful agents earning commissions on policies sold, but it typically requires persistence and building relationships to achieve higher earnings.

What is the difference between Life Insurance Commission Agent vs Insurance Sales Representative?

AspectLife Insurance Commission AgentInsurance Sales Representative
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentIndependent or agency-based, flexible hoursAgency or company-based, structured hours
Employer & IndustryInsurance agencies, brokers, or independentInsurance companies, agencies, or brokers
Sales FocusLife insurance productsVarious insurance products, including life

Both roles require licensing and involve selling insurance products. The main difference is that a Life Insurance Commission Agent primarily focuses on life insurance and may work independently or with multiple insurers, offering more flexibility. An Insurance Sales Representative may sell a broader range of insurance products within a structured environment. Understanding these distinctions helps job seekers find the right fit in the insurance industry.

More about Life Insurance Commission Agent jobs
What cities are hiring for Life Insurance Commission Agent jobs? Cities with the most Life Insurance Commission Agent job openings:
What job categories do people searching Life Insurance Commission Agent jobs look for? The top searched job categories for Life Insurance Commission Agent jobs are:
Life Insurance Commission Agent jobs near you

Life Insurance Agent

Team Nexa Insurance Solutions

Wilmington, DE • Remote

$55K - $275K/yr

Contractor

Re-posted 12 days ago

Job description

Life Insurance Agent – National Team | High Commissions
| Daily Live Training | No Cost Lead System
Join Team Nexa Insurance Solutions – Where Agents Come First.

Are you tired of outrageous lead costs, empty promises, or feeling like you're on your own? At Team Nexa Insurance Solutions, we're changing the game.

We are a national agency with a proven, supportive system built for agents who want real income, real support, and real opportunity.

💼 What We Offer:

  • Highly Competitive Commissions – Among the best in the industry.

  • Access to Top Carriers – Including options for Day One Coverage for clients with:

    • COPD

    • Past Cancer

    • Kidney Failure
      ...and more!

  • Daily Live Training – Real-time coaching, mentorship, and roleplay sessions to help you improve daily.

  • Real-Time Leads – Say goodbye to expensive leads. Our low-cost, proven system eliminates nearly all out-of-pocket costs to you.

  • Team-Oriented Culture – You're never alone. Get support, share wins, and grow together.

✅ Ideal Candidate:

  • Licensed (or willing to become licensed) in life insurance

  • Coachable and self-motivated

  • Looking for a long-term opportunity in a growing national agency

  • Committed to helping families and building a strong personal income

🚀 Whether You're Experienced or New – We’ll Help You Win

We believe in empowering our agents with tools, training, and zero-gimmick support to write more business and keep more of what they earn.

Apply today and become part of Team Nexa Insurance Solutions.
Let’s build your future – together.
Learn More & Get your Questions Answered.
Preregister for our online Opportunity Meeting.  Preregistration is Required.
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