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Life Insurance Commission Agent Jobs (NOW HIRING)

NSL life

Life Insurance Agent

Gaithersburg, MD · On-site

$1.0K - $999K/yr

Join us as an Insurance Agent where you can make a difference in clients' lives while advancing ... Completely Uncapped Commissions (you can make well over 275k if you work towards it) Language:

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Duchin Agency

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Life Insurance Agent

Kansas City, MO · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Plano, TX · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Henderson, NV · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Cleveland, OH · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Mesa, AZ · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Norristown, PA · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Charlotte, NC · Remote

$50K - $120K/yr

Work From Home | Commission-Based | Uncapped Income Earnings based on effort in a fully remote ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on ...

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Life Insurance Commission Agent information

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$18K

$89K

$145K

How much do life insurance commission agent jobs pay per year?

As of Jun 26, 2026, the average yearly pay for life insurance commission agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) systems and insurance quoting software is important for managing leads and applications efficiently. Exceptional interpersonal skills, persistence, and ethical integrity help agents build trust and long-term relationships with clients. These skills and qualities are vital for meeting sales targets, ensuring regulatory compliance, and providing clients with appropriate, trustworthy coverage recommendations.

What does a Life Insurance Commission Agent do?

A Life Insurance Commission Agent helps individuals and families choose suitable life insurance policies based on their needs and financial situation. They explain different policy options, answer questions, and guide clients through the application process. Agents earn commissions from the insurance companies for each policy they sell, and may also provide ongoing customer service to their clients. Their main goal is to ensure clients are adequately protected while helping them understand the benefits and coverage details.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers typically earn commissions based on a percentage of the premium paid for the policies they sell. An 80% commission means the broker receives 80% of the first-year premium, which is common in the industry, especially for independent agents working with multiple carriers. Ongoing renewal commissions may be lower and vary depending on the insurer and policy type.

What life insurance company has the highest paid agents?

In the life insurance industry, compensation for agents varies widely depending on the company, commission structure, and sales performance. Some top-paying companies include New York Life, Northwestern Mutual, and MassMutual, which often offer competitive commissions and bonuses for successful agents. Earnings can also depend on experience, certifications, and the ability to build a client base.

What are some common challenges faced by Life Insurance Commission Agents when building a client base, and how can they overcome them?

Life Insurance Commission Agents often face the challenge of establishing trust and credibility with potential clients who may be unfamiliar with insurance products or wary of sales pitches. Building a strong client base typically requires persistent outreach, effective networking, and excellent communication skills. Successful agents overcome these hurdles by providing clear, personalized advice, following up consistently, and leveraging referrals from satisfied clients. Engaging in ongoing professional development and staying updated on policy changes can also help agents better address client needs and distinguish themselves in a competitive market.

How much do commission-based insurance agents make?

Life insurance commission agents typically earn between 40% and 100% of the first-year premium for each policy sold, with ongoing commissions of 2% to 5% for renewal premiums. Total earnings depend on sales volume, experience, and the commission structure of the agency or company. Successful agents often supplement commissions with bonuses and incentives.

What is the difference between Life Insurance Commission Agent vs Insurance Sales Representative?

AspectLife Insurance Commission AgentInsurance Sales Representative
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentIndependent or agency-based, flexible hoursAgency or company-based, structured hours
Employer & IndustryInsurance agencies, brokers, or independentInsurance companies, agencies, or brokers
Sales FocusLife insurance productsVarious insurance products, including life

Both roles require licensing and involve selling insurance products. The main difference is that a Life Insurance Commission Agent primarily focuses on life insurance and may work independently or with multiple insurers, offering more flexibility. An Insurance Sales Representative may sell a broader range of insurance products within a structured environment. Understanding these distinctions helps job seekers find the right fit in the insurance industry.

Is becoming a life insurance agent worth it?

A career as a life insurance commission agent can be financially rewarding, especially for those with strong sales skills and the ability to build client relationships. Income often depends on commissions from policy sales, and success may require obtaining relevant licenses and ongoing training. It can offer flexible schedules but also involves competitive sales targets and variable income levels.
More about Life Insurance Commission Agent jobs
What cities are hiring for Life Insurance Commission Agent jobs? Cities with the most Life Insurance Commission Agent job openings:
What job categories do people searching Life Insurance Commission Agent jobs look for? The top searched job categories for Life Insurance Commission Agent jobs are:
Life Insurance Commission Agent jobs near you
Infographic showing various Life Insurance Commission Agent job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 87% Full Time, 2% Part Time, 1% Temporary, 8% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Capital Direct Insurance Services

Chandler, AZ • On-site

$100K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 14 days ago

Job description

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth
Chandler, AZ (On-Site at 3133 W Frye Rd)
Full-Time | Monday-Friday
W2 Position with Base + Commission + Full Benefits
A Different Kind of Opportunity
Most life insurance agents are stuck chasing cold leads, fighting for support, or waiting for someone else's book of business to open up. At Capital Direct Insurance Services, we're changing that.
When you join our team, you'll step into a growth-focused environment with multiple targeted lead sources provided daily, as well as an established database of opportunities.We invest in you with tools, training, and support so you can focus on what you do best: closing deals, serving clients, and building your future.
This isn't about being just another salesperson. It's about being part of a company that values your voice, backs your growth, and hands you the tools and support while you control the outcome.
What You'll Do
  • Meet with pre-qualified leads to recommend the best life insurance options
  • Work in-office Monday through Friday
  • Deliver excellent service and consistent follow-up
  • Take advantage of ongoing training, mentorship, and career coaching

What You'll Get
  • Choose your comp plan: steady base pay plus commission, or a high-commission structure with overrides
  • $100K+ earning potential
  • Full benefits package (health, 401k, PTO)
  • Career growth path with a voice in shaping your direction
  • A supportive, results-driven culture that values diversity and welcomes bilingual talent

Requirements
  • Active Life Insurance License (Arizona or reciprocal state)
  • Sales-minded, coachable, and motivated to grow
  • Bilingual (especially Spanish) is a strong plus

How to Apply
Send your resume and a brief cover letter highlighting your experience, achievements, and why this opportunity excites you. Include any relevant certifications and professional references.
This is more than a job. It's your chance to build a career with real influence over your path while helping clients protect what matters most.

Apply