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Life Insurance Agent Jobs in Rhode Island (NOW HIRING)

Gibbons Group

Remote Position

Warwick, RI · On-site

This is a revolutionary type of life insurance that offers access to death benefits without having to die. What's in it for you? * This is a 100% commission-based business so there is NO CAP on your ...

Gibbons Group

Remote Position

Warwick, RI · On-site +1

This is a revolutionary type of life insurance that offers access to death benefits without having to die. What's in it for you? * This is a 100% commission-based business so there is NO CAP on your ...

Comparion Insurance Agency

$32K - $100K/yr

Sell auto, home, life, and related insurance products using a consultative, needs-based approach. * Build and maintain a book of business through referrals, networking, and community engagement as ...

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All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Rhode Island

Life Insurance Agent information

See Rhode Island salary details

$17.6K

$87.1K

$142K

How much do life insurance agent jobs pay per year?

As of Sep 7, 2026, the average yearly pay for life insurance agent in Rhode Island is $87,128.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,300.00 and $119,500.00 per year, depending on experience, location, and employer.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Employers often look for strong communication skills, sales ability, and sometimes prior experience, but the hiring process can vary depending on the company and market conditions.
More about Life Insurance Agent jobs

What are the most commonly searched types of Life Insurance Agent jobs in Rhode Island?

The most popular types of Life Insurance Agent jobs in Rhode Island are:

What are popular job titles related to Life Insurance Agent jobs in Rhode Island?

For Life Insurance Agent jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Rhode Island look for?

The top searched job categories for Life Insurance Agent jobs in Rhode Island are:

What cities in Rhode Island are hiring for Life Insurance Agent jobs?

Cities in Rhode Island with the most Life Insurance Agent job openings:

What are popular job titles related to Life Insurance Agent jobs in RI?

For Life Insurance Agent jobs in RI, the most frequently searched job titles are:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $87,128 per year, or $41.9 per hour.

Inbound Insurance Sales Agent (Personal Lines or P&C License)

RemX

Warwick, RI • On-site

$43K/yr (+ commission)

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 21 days ago

Key responsibilities

  • Assist inbound callers seeking personal lines insurance solutions.

  • Evaluate customer needs and provide customized Property & Casualty insurance quotes.

  • Close sales and bind policies while delivering an exceptional customer experience.

Job description

Warwick, RI | Hybrid (Onsite Mon-Wed) | Uncapped Earnings Potential


Are you a licensed Property & Casualty or Personal Lines Insurance Agent who thrives in a sales-driven environment? If you're passionate about helping customers protect what matters most while maximizing your earning potential, this opportunity is for you.


Partner with our reputable client as an Inbound Insurance Sales Agent, where you'll work with warm inbound leads, provide tailored insurance solutions, and build lasting customer relationships. Every call is an opportunity to leverage your insurance expertise, close business, and advance your career in a growing organization.


Why Insurance Professionals Choose This Opportunity

  • Warm inbound sales opportunities with no cold calling
  • Uncapped commission and bonus potential
  • Hybrid work schedule
  • Licensing support for qualified candidates
  • Clear career path within the insurance industry
  • Competitive benefits package and retirement savings options


What You'll Do

  • Assist inbound callers seeking personal lines insurance solutions
  • Evaluate customer needs and provide customized Property & Casualty insurance quotes
  • Explain coverage options, policy features, and protection recommendations with confidence
  • Close sales and bind policies while delivering an exceptional customer experience
  • Identify cross-sell and upsell opportunities across personal lines products
  • Build trust-based relationships that drive customer retention and satisfaction
  • Efficiently navigate multiple systems to manage quotes, policies, and customer information


Compensation & Schedule

Starting Base Salary: $43,000+ annually (based on experience)


Training Schedule

  • Monday-Friday, 8:30 AM-5:00 PM EST


Post-Training Schedule

  • Monday-Friday, assigned shift between 8:00 AM-6:00 PM EST
  • Rotating Saturdays, 8:00 AM-5:30 PM EST


Location

  • Hybrid role based in Warwick, RI
  • Onsite Monday-Wednesday


Benefits

  • Uncapped commissions and performance bonuses
  • 401(k) with company benefits
  • Medical, Dental, and Vision Insurance
  • HSA and FSA options
  • Life Insurance
  • Paid Time Off
  • Parental Leave
  • Tuition Assistance
  • Career advancement opportunities


What You Bring

  • Active Property & Casualty or Personal Lines license required
  • Experience selling Personal Lines insurance, Property & Casualty products, or related insurance services strongly preferred
  • At least 1 year of sales experience with a track record of meeting or exceeding goals
  • Strong communication, consultative selling, and relationship-building skills
  • Ability to thrive in a fast-paced, performance-driven environment
  • Motivation to build a long-term career in insurance sales


If you're a driven insurance professional looking for inbound opportunities, uncapped earnings, and a company that invests in your growth, we'd love to hear from you.

Company Description

The professional staffing division of EmployBridge, America's Leading Workforce Specialist:
When our Talent is looking for their next opportunity, we know they are not just looking for their next paycheck. Our Recruiters are experts in their specialized fields and understand that making the right match between the candidate and the company, is the key to long term success.

We are an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

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About RemX

Sourced by ZipRecruiter

RemX is a proven leader in the Contract to Hire job industry. We help place the right people in the right jobs. Let us help you today!

Industry

Recruiting and staffing services

Company size

501 - 1,000 Employees

Headquarters location

Atlanta, GA, US

Social media

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