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Lending Collector Jobs (NOW HIRING)

First Financial Bank

Collector II

River Oaks, TX

$16.75 - $22/hr

Bank lending/loan operation experience is preferred. * Must have excellent interpersonal and communication skills, flexibility, dependability, self-motivated, and a sense of urgency. The above ...

First Financial Bank

Collector II

Abilene, TX · On-site

$18.50 - $24.25/hr

Bank lending/loan operation experience is preferred. * Must have excellent interpersonal and communication skills, flexibility, dependability, self-motivated, and a sense of urgency. The above ...

First Financial Bank

Collector IV

Abilene, TX · On-site

$16.50 - $22/hr

High school graduate or equivalent * 3 years Bank lending/loan operation experience in an established financial institution required. * Must have excellent interpersonal and communication skills, be ...

First Financial Bank

Collector IV

River Oaks, TX · On-site

$15 - $20/hr

High school graduate or equivalent * 3 years Bank lending/loan operation experience in an established financial institution required. * Must have excellent interpersonal and communication skills, be ...

Search Solution Group

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Debt Collector

Manhattan, NY · On-site

$21 - $23/hr

MCA, commercial collections, B2B collections, or small business lending experience strongly preferred * Strong negotiation and conflict-resolution skills * Ability to manage difficult conversations ...

Woodside Credit

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Automotive Title Processor

Newport Beach, CA · On-site

$55K - $65K/yr

Woodside Credit is also Barrett-Jackson's exclusive lending partner and can be found at each of their auctions, providing financing for collector car enthusiasts. Join our dynamic and passionate team ...

WLCC II

Collections Representative

Claymont, DE · On-site

$16 - $16.50/hr

Duties and responsibilities > Collector must make minimum of 120 calls a day and answer any ... Lending company with a dynamic call center environment located in Claymont, DE. We are results ...

WLCC II

Collections Representative

Claymont, DE · On-site

$16 - $16.50/hr

Duties and responsibilities > Collector must make minimum of 120 calls a day and answer any ... Lending company with a dynamic call center environment located in Claymont, DE. We are results ...

Fifth Third

Mortgage Collector

Cincinnati, OH · On-site

Basic understanding of Mortgage lending and servicing. * Must be able to work in a team environment ... Mortgage Collector At Fifth Third, we understand the importance of recognizing our employees for ...

Fifth Third Bank

Mortgage Collector

Cincinnati, OH · On-site

Basic understanding of Mortgage lending and servicing. * Must be able to work in a team environment ... Mortgage Collector At Fifth Third, we understand the importance of recognizing our employees for ...

Innergy

Collections Specialist II

Van Nuys, CA

$19.25 - $26/hr

Position Summary We are seeking an experienced Collector II to join our Credit Union team. The ideal candidate will have 3-5 years of collection experience, specifically in areas of lending ...

Innergy

Collections Specialist II

Van Nuys, CA · On-site

$27.98 - $34.95/hr

Position Summary We are seeking an experienced Collector II to join our Credit Union team. The ideal candidate will have 3-5 years of collection experience, specifically in areas of lending ...

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All JobsLending Collector Jobs

Lending Collector information

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$8

$18

$26

How much do lending collector jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for lending collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What are Lending Collectors?

Lending Collectors are professionals responsible for contacting borrowers to collect payments on overdue loans or accounts. They work for banks, credit unions, or other lending institutions, ensuring that borrowers understand their payment obligations and helping to resolve any issues that may prevent timely repayment. Lending Collectors may negotiate repayment plans, update account information, and follow legal guidelines for debt collection. Their role is crucial in minimizing financial losses for lenders while maintaining positive customer relationships.

What are some common challenges Lending Collectors face when negotiating repayment plans with borrowers?

Lending Collectors often encounter challenges such as borrowers’ financial difficulties, reluctance to communicate, or lack of understanding about repayment options. Successfully overcoming these obstacles requires strong interpersonal and negotiation skills, as well as the ability to remain patient and empathetic while adhering to company policies and legal regulations. Collectors must also balance achieving collection targets with maintaining positive customer relationships and upholding the organization’s reputation.

What are the key skills and qualifications needed to thrive as a Lending Collector, and why are they important?

To thrive as a Lending Collector, you need strong knowledge of debt collection practices, negotiation skills, and familiarity with relevant financial regulations, often supported by a high school diploma or equivalent. Proficiency in collection management software, CRM systems, and basic office applications is typically required. Excellent communication, resilience, and problem-solving abilities help Lending Collectors build rapport and successfully recover debts. These skills and qualities are vital for maximizing collection rates while maintaining customer relationships and ensuring compliance.

What is the difference between Lending Collector vs Loan Processor?

AspectLending CollectorLoan Processor
Primary RoleCollects payments and manages overdue accounts for loansReviews and processes loan applications, verifying documents
Required SkillsCommunication, negotiation, debt collection lawsFinancial analysis, document review, customer service
Work EnvironmentCollections departments, call centersLoan offices, banks, financial institutions
CertificationsNone typically required, but collections certifications helpLoan processing certifications beneficial

While both roles are involved in the lending industry, a Lending Collector focuses on recovering overdue payments, whereas a Loan Processor handles the initial loan application and approval process. They share some skills like customer communication but serve different stages of the loan lifecycle.

More about Lending Collector jobs
What job categories do people searching Lending Collector jobs look for? The top searched job categories for Lending Collector jobs are:
Lending Collector jobs near you
Infographic showing various Lending Collector job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $38,249 per year, or $18.4 per hour.
Skip Tracer Collector - Ridgeland, MS

Skip Tracer Collector - Ridgeland, MS

bankplus

Ridgeland, MS

Other

Posted 25 days ago

Job description

Responsible for collection of outstanding loan balances in accordance with lending policies and

procedures as established by senior management.  This position will work with the Collections Team to analyze information to conduct in depth investigations to locate unrecovered debts. The Skip Tracer Collector will use available resources to gather information while adhering to federal regulations.

Duties and Responsibilities:

  • Will assist the Collectors with reviewing and managing a list of assigned delinquent accounts utilizing Collections Department software.
  • Contact customers regarding their delinquent accounts to negotiate repayment, extensions, or rework of distressed loans.
  • Skip trace customers utilizing in-house tools and software to renew contact and collection efforts. Conduct in-depth investigations to locate debtors by using available resources while adhering to regulations such as the Fair Debt Collection Practices Act (FDCPA), the Consumer Financial Protection Bureau (CFPB), the Soldiers and Sailors Relief Act, and bankruptcy procedures.
  • Recommend accounts for and follow through with procedures on repossessions, foreclosures, charge-offs and liquidations.
  • Interface with the Bank’s legal counsel and security team regarding assigned accounts in bankruptcy and/or foreclosure.
  • Research and recommend new collection procedures to ensure the effective collection of past due loans.  
  • Maintain a thorough knowledge of Bank products, services, policies, procedures and appropriate regulatory issues as related to daily job functions including but not limited to:  Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc. Complete required compliance training and adhere to the Bank’s standard of conduct.
  • Participates in the bank’s High-Performance Rewards Connections program.
  • Makes referrals to the Mortgage Center and Wealth Management.
  • Performs other duties as requested.

Position Requirements:

  • Bachelor's degree preferred
  • Five (5) years Collections experience, with two (2) years’ experience working directly in skip tracing
  • Previous experience in foreclosures, repossessions, and bankruptcies
  • General computer and typing experience with Microsoft Office Suite, to include Excel, Word, and Outlook
  • Excellent verbal and written communication skills
  • Extensive reading as needed.
  • Ability to make difficult decisions and handle multiple tasks.

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